Pizza and Property

Starting at 50 to be Financially Free What would you do if you realised at 53 that your retirement fund was a million dollars short? That's exactly the challenge Gary faced in 2018, and instead of giving up, he turned it into an opportunity. His journey shows how the right mindset, education, and action can completely transform your financial future—even when starting later in life. In this episode, Gary shares how he went from an ordinary retail worker to a successful property developer. From his very first one-into-two subdivision in Morphett Vale to navigating the challenges of rising costs during COVID and now managing a $3 million one-into-five townhouse development, Gary's story is full of lessons in resilience, adaptability, and the power of taking control. You'll hear how he built confidence through small wins, learned to pivot when things didn't go to plan, and embraced his mantra: "If it's going to be, it's up to me." Whether you're considering property development, worried about your financial future, or simply need some inspiration to take action, tune in because this episode will give you the insights and motivation to get started! 🍕🏠 We want to hear your investor story! So if you've experienced something that you know other investors can learn a thing or two from, click the link below and let us know. 🍕🏠 👉 https://pizzaandproperty.com.au/investor-story 👈 If you'd like to be flown into the Pizza & Property Studio, put up for a night's accommodation, have dinner with Todd Sloan, and have a team of carefully chosen property investing experts help you get unstuck, click the link below and tell us why you're stuck, and you could be our next UN-Stuck Yourself winner! 👉 https://pizzaandproperty.com.au/unstuck-yourself 👈 Get in touch with our amazing episode contributors & sponsors: InvestorKit: https://www.investorkit.com.au/ Get in touch with Steve Ash: 👉👉👉 https://www.propertystrats.com.au Check out Rob Flux: 👉 👉 👉 https://developernetwork.com.au/events Want more help understanding how to buy property faster and for less? Get your copy of Todd Sloan's book today: Booktopia: https://www.booktopia.com.au/australia-s-home-buying-guide-todd-sloan/book/9780648980490.html?source=pla&zsrc=go-nz-allstock&gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6f55Kw-l0pKCn0DMNj0TND2qN863sQQR56p98sXAjOUgBQSpwDDQ0waAtLsEALw_wcB Dymocks: https://www.dymocks.com.au/book/australias-home-buying-guide-by-todd-sloan-9780648980490?gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6etuq25nQ2CSirN8z-UHAIshbp5MxeuD7ECMvs5Oghg2Pab34Fyl0QaAuQhEALw_wcB YouTube Pizza & Property: https://www.youtube.com/channel/UCgXX6ibW7WEFbWkf-jslDvQ?view_as=subscriber Facebook Pizza & Property: https://www.facebook.com/Pizza-and-Property-2111096335696398/?modal=admin_todo_tour ASK YOUR LISTENER QUESTION BY VISITING THE WEBSITE BELOW Website: https://www.pizzaandproperty.com/ Disclaimer: All discussions are general in nature and should never be considered financial advice, please seek your own professional financial advice. The content displayed on the website, podcast, and blog is the intellectual property of Pizza and Property. You may not reuse, republish, or reprint such content without our written consent.

This week in Australian property investment news, exciting trends are unfolding! Recent rate cuts have sparked the largest home loan boom since the pandemic. Meanwhile, discussions are heating up around the controversial idea of taxing family homes. Additionally, the dynamics of the apartment market are shifting, especially in the built-to-rent sector. Tune in to stay updated on these pivotal developments and discover ways to navigate the evolving landscape!

$800k - $1M Budget for a Home? Listeners Choice Victoria Every month, we ask our audience to send in a suburb that they'd like analysed. InvestorKit's senior research analyst Junge Ma dives deep into the numbers to help you make smarter buying decisions in today's market. In this Listener's Choice episode, Todd Sloan and Junge Ma answer a question from Daniel, who was looking for a house in the area of Eltham with a long-term hold strategy and a budget of $800,000 to $1,000,000. They unpack the latest economic and housing trends in Victoria, Melbourne, and Eltham, helping you understand where the real opportunities lie. Junge unpacks Victoria's strong population growth, busts migration myths, and explains Melbourne's stable housing market before zooming in on Eltham and the Nillumbik LGA to share key stats, compare cities, and assess property options within Daniel's budget. Tune in because whether you're ready to renovate, open to townhouses, or weighing up other suburbs, Junge's insights will help you make informed decisions for both lifestyle and investment potential! Get in touch with our amazing episode contributors & sponsors: Talk to Junge Ma & InvestotKit's team of experts today! 👉👉👉https://www.investorkit.com.au/ Check out Rob Flux: https://developernetwork.com.au/events Steve Ash: https://www.propertystrats.com.au Oliver Cheung: https://www.insighto.com.au/ 🍕🏠 We want to hear your investor story! So if you've experienced something that you know other investors can learn a thing or two from, click the link below and let us know. 🍕🏠 👉 https://pizzaandproperty.com.au/investor-story 👈 If you'd like to be flown into the Pizza & Property Studio, put up for a night's accommodation, have dinner with Todd Sloan, and have a team of carefully chosen property investing experts help you get unstuck, click the link below and tell us why you're stuck, and you could be our next UN-Stuck Yourself winner! 👉 https://pizzaandproperty.com.au/unstuck-yourself 👈 Want more help understanding how to buy property faster and for less? Get your copy of Todd Sloan's book today: Booktopia: https://www.booktopia.com.au/australia-s-home-buying-guide-todd-sloan/book/9780648980490.html?source=pla&zsrc=go-nz-allstock&gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6f55Kw-l0pKCn0DMNj0TND2qN863sQQR56p98sXAjOUgBQSpwDDQ0waAtLsEALw_wcB Dymocks: https://www.dymocks.com.au/book/australias-home-buying-guide-by-todd-sloan-9780648980490?gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6etuq25nQ2CSirN8z-UHAIshbp5MxeuD7ECMvs5Oghg2Pab34Fyl0QaAuQhEALw_wcB YouTube Pizza & Property: https://www.youtube.com/channel/UCgXX6ibW7WEFbWkf-jslDvQ?view_as=subscriber Facebook Pizza & Property: https://www.facebook.com/Pizza-and-Property-2111096335696398/?modal=admin_todo_tour ASK YOUR LISTENER QUESTION BY VISITING THE WEBSITE BELOW Website: https://www.pizzaandproperty.com/ Disclaimer: All discussions are general in nature and should never be considered financial advice, please seek your own professional financial advice. The content displayed on the website, podcast, and blog is the intellectual property of Pizza and Property. You may not reuse, republish, or reprint such content without our written consent.

Simon Loo, a property investment expert and founder of House Finder, joins Todd Sloan to discuss the complexities of Melbourne's property market. They delve into the balance between emotional appeal and rational risks, including high land taxes and potential stagnation. Simon shares insights on why diversifying across cities is essential for success and explores Werribee's growth potential. They provide practical strategies for investors and caution against emotional decision-making, highlighting the importance of a well-rounded investment approach.

What's happening in property investing news this week in Australia? It's time to find out! We remove all the fluff to bring a neatly packaged news show, designed to keep you on the ball as an Australian Property Investor. Let's see what's making property news headlines this week in Australia. 🍕🏠 We want to hear your investor story! So if you've experienced something that you know other investors can learn a thing or two from, click the link below and let us know. 🍕🏠 👉 https://pizzaandproperty.com.au/investor-story 👈 If you'd like to be flown into the Pizza & Property Studio, put up for a night's accommodation, have dinner with Todd Sloan, and have a team of carefully chosen property investing experts help you get unstuck, click the link below and tell us why you're stuck, and you could be our next UN-Stuck Yourself winner! 👉👉 https://pizzaandproperty.com.au/unstuck-yourself 👈👈 Support our amazing show sponsors: Talk to InvestotKit's team of experts today! 👉👉👉https://www.investorkit.com.au/ Talk with Dawn Fouhy and her team today: 👉👉👉 https://www.futureproofpropertyadvisory.com.au Story 1: Broadmeadow: First Step on the Path to 20,000 New Homes Written by: Property Council of Australia Link: https://www.propertycouncil.com.au/media-releases/broadmeadow-first-step-on-the-path-to-20000-new-homes Story 2: Victorian government announces it will make it easier for people to build small homes Written by: April Glover (Senior Journalist on the 9News) Link: https://www.9news.com.au/national/small-homes-victoria-government-to-speed-up-process-new-builds-small-lots/9ca9b127-ec0b-4cdd-a668-211b31c2d0cd Story 3: Sydney landlords giving away 'free rent' to secure tenants 13 Aug 2025 Written by: Kaylee Cranley (Real Estate Reporter) Link: https://www.realestate.com.au/news/revealed-sydney-landlords-giving-away-free-rent-to-secure-tenants/ Want more help understanding how to buy property faster and for less? Get your copy of Todd Sloan's book today: Booktopia: https://www.booktopia.com.au/australia-s-home-buying-guide-todd-sloan/book/9780648980490.html?source=pla&zsrc=go-nz-allstock&gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6f55Kw-l0pKCn0DMNj0TND2qN863sQQR56p98sXAjOUgBQSpwDDQ0waAtLsEALw_wcB Dymocks: https://www.dymocks.com.au/book/australias-home-buying-guide-by-todd-sloan-9780648980490?gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6etuq25nQ2CSirN8z-UHAIshbp5MxeuD7ECMvs5Oghg2Pab34Fyl0QaAuQhEALw_wcB YouTube Pizza & Property: https://www.youtube.com/channel/UCgXX6ibW7WEFbWkf-jslDvQ?view_as=subscriber Facebook Pizza & Property: https://www.facebook.com/Pizza-and-Property-2111096335696398/?modal=admin_todo_tour ASK YOUR LISTENER QUESTION BY VISITING THE WEBSITE BELOW Website: https://www.pizzaandproperty.com/ Disclaimer: All discussions are general in nature and should never be considered financial advice, please seek your own professional financial advice. The content displayed on the website, podcast, and blog is the intellectual property of the Pizza and Property. You may not reuse, republish, or reprint such content without our written consent.

In this engaging discussion, Morgan Bushell, Director of Full Circle Finance and mortgage broker, teams up with Todd Sloan to unpack the recent interest rate cuts in Australia. They delve into how these changes can boost borrowing power and offer significant savings for property investors. The duo draws comparisons between today’s market and past trends, stressing the importance of early investment. They also highlight the balance between cash flow and long-term capital growth, encouraging listeners to remain strategic in their investment choices.

Building My First Million Ever wondered how someone actually builds a million dollars in property equity—without taking huge risks? In this episode, seasoned investor Steve Ash shares exactly how he did it. From living on the bare minimum to making calculated moves in the market, Steve reveals the mindset and sacrifices that helped him get there—including his now-famous cheese and pickle sandwich strategy. We dive into the practical side of investing, from choosing the right broker and accountant to using tiered lending and targeting the right types of properties. Steve also breaks down a real-world case study of a couple starting with $100k in savings and growing a solid portfolio. Whether you're just starting out or looking to take your investing to the next level, this episode gives you the blueprint to start building serious equity. Don't miss it! Check out Steve Ash's Story: https://www.youtube.com/watch?v=1CFT1LM-X54&t=32s 🍕🏠 We want to hear your investor story! So if you've experienced something that you know other investors can learn a thing or two from, click the link below and let us know. 🍕🏠 👉 https://pizzaandproperty.com.au/investor-story 👈 If you'd like to be flown into the Pizza & Property Studio, put up for a night's accommodation, have dinner with Todd Sloan, and have a team of carefully chosen property investing experts help you get unstuck, click the link below and tell us why you're stuck, and you could be our next UN-Stuck Yourself winner! 👉 https://pizzaandproperty.com.au/unstuck-yourself 👈 Get in touch with our amazing episode contributors & sponsors: Get in touch with Steve Ash: 👉👉👉 https://www.propertystrats.com.au Rob Flux: https://developernetwork.com.au/events InvestorKit: https://www.investorkit.com.au/ Talk with Dawn Fouhy and her team today: https://futureproofpropertyadvisory.com.au/ Want more help understanding how to buy property faster and for less? Get your copy of Todd Sloan's book today: Booktopia: https://www.booktopia.com.au/australia-s-home-buying-guide-todd-sloan/book/9780648980490.html?source=pla&zsrc=go-nz-allstock&gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6f55Kw-l0pKCn0DMNj0TND2qN863sQQR56p98sXAjOUgBQSpwDDQ0waAtLsEALw_wcB Dymocks: https://www.dymocks.com.au/book/australias-home-buying-guide-by-todd-sloan-9780648980490?gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6etuq25nQ2CSirN8z-UHAIshbp5MxeuD7ECMvs5Oghg2Pab34Fyl0QaAuQhEALw_wcB YouTube Pizza & Property: https://www.youtube.com/channel/UCgXX6ibW7WEFbWkf-jslDvQ?view_as=subscriber Facebook Pizza & Property: https://www.facebook.com/Pizza-and-Property-2111096335696398/?modal=admin_todo_tour ASK YOUR LISTENER QUESTION BY VISITING THE WEBSITE BELOW Website: https://www.pizzaandproperty.com/ Disclaimer: All discussions are general in nature and should never be considered financial advice, please seek your own professional financial advice. The content displayed on the website, podcast, and blog is the intellectual property of Pizza and Property. You may not reuse, republish, or reprint such content without our written consent.

What's happening in property investing news this week in Australia? It's time to find out! We remove all the fluff to bring a neatly packaged news show, designed to keep you on the ball as an Australian Property Investor. Let's see what's making property news headlines this week in Australia. 🍕🏠 We want to hear your investor story! So if you've experienced something that you know other investors can learn a thing or two from, click the link below and let us know. 🍕🏠 👉 https://pizzaandproperty.com.au/investor-story 👈 If you'd like to be flown into the Pizza & Property Studio, put up for a night's accommodation, have dinner with Todd Sloan, and have a team of carefully chosen property investing experts help you get unstuck, click the link below and tell us why you're stuck, and you could be our next UN-Stuck Yourself winner! 👉👉 https://pizzaandproperty.com.au/unstuck-yourself 👈👈 Support our amazing show sponsors: Talk to InvestotKit's team of experts today! 👉👉👉https://www.investorkit.com.au/ Story 1: (QLD) Society welcomes new disclosure laws Written by: Queensland Laws Society Link: https://www.qls.com.au/news-media-advocacy/society-welcomes-new-disclosure-laws Story 2: State Clears Way for Mega-Suburb in Melbourne's North Written by: Leon Della Bosca (Journalist at The Urban Developer) Link: https://www.theurbandeveloper.com/articles/state-approves-beveridge-north-west-community Story 3: Explained: How negative gearing affects Aus property market Written by: Kate McIntyre, Property Journalist of realestate.com.au Link: https://www.realestate.com.au/news/explained-how-negative-gearing-affects-aus-property-market Want more help understanding how to buy property faster and for less? Get your copy of Todd Sloan's book today: Booktopia: https://www.booktopia.com.au/australia-s-home-buying-guide-todd-sloan/book/9780648980490.html?source=pla&zsrc=go-nz-allstock&gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6f55Kw-l0pKCn0DMNj0TND2qN863sQQR56p98sXAjOUgBQSpwDDQ0waAtLsEALw_wcB Dymocks: https://www.dymocks.com.au/book/australias-home-buying-guide-by-todd-sloan-9780648980490?gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6etuq25nQ2CSirN8z-UHAIshbp5MxeuD7ECMvs5Oghg2Pab34Fyl0QaAuQhEALw_wcB YouTube Pizza & Property: https://www.youtube.com/channel/UCgXX6ibW7WEFbWkf-jslDvQ?view_as=subscriber Facebook Pizza & Property: https://www.facebook.com/Pizza-and-Property-2111096335696398/?modal=admin_todo_tour ASK YOUR LISTENER QUESTION BY VISITING THE WEBSITE BELOW Website: https://www.pizzaandproperty.com/ Disclaimer: All discussions are general in nature and should never be considered financial advice, please seek your own professional financial advice. The content displayed on the website, podcast, and blog is the intellectual property of the Pizza and Property. You may not reuse, republish, or reprint such content without our written consent.

Frankston vs. Brimbank: Which LGA is the Better Investment? Is Melbourne's property market heating up—and which LGA comes out on top: Frankston or Brimbank? Join hosts Todd Sloan and data analyst/property expert Gilbert Melgar as they zoom into this head-to-head comparison, exploring key metrics like population growth, development approvals, and median house prices to help investors make informed decisions. Todd and Gilbert break down the current state of the housing market, discussing the implications of recent trends in rental yields and capital growth. They highlight the unique characteristics of suburbs like Frankston North and Sunshine West, providing valuable insights into which areas may offer better investment opportunities. Tune in to this engaging discussion that offers practical advice and expert analysis on navigating the Melbourne property landscape and discover which LGA might be the right fit for your next investment! 🍕🏠 We want to hear your investor story! So if you've experienced something that you know other investors can learn a thing or two from, click the link below and let us know. 🍕🏠 👉 https://pizzaandproperty.com.au/investor-story 👈 If you'd like to be flown into the Pizza & Property Studio, put up for a night's accommodation, have dinner with Todd Sloan, and have a team of carefully chosen property investing experts help you get unstuck, click the link below and tell us why you're stuck, and you could be our next UN-Stuck Yourself winner! 👉 https://pizzaandproperty.com.au/unstuck-yourself 👈 Get in touch with our amazing episode contributors & sponsors: Come visit Suburbs Finder to use their wide range of tools: 👉👉👉 https://www.suburbsfinder.com.au/ Rob Flux: https://developernetwork.com.au/events InvestorKit: https://www.investorkit.com.au/ Talk with Dawn Fouhy and her team today: https://futureproofpropertyadvisory.com.au/ Want more help understanding how to buy property faster and for less? Get your copy of Todd Sloan's book today: Booktopia: https://www.booktopia.com.au/australia-s-home-buying-guide-todd-sloan/book/9780648980490.html?source=pla&zsrc=go-nz-allstock&gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6f55Kw-l0pKCn0DMNj0TND2qN863sQQR56p98sXAjOUgBQSpwDDQ0waAtLsEALw_wcB Dymocks: https://www.dymocks.com.au/book/australias-home-buying-guide-by-todd-sloan-9780648980490?gclid=Cj0KCQjwnJaKBhDgARIsAHmvz6etuq25nQ2CSirN8z-UHAIshbp5MxeuD7ECMvs5Oghg2Pab34Fyl0QaAuQhEALw_wcB YouTube Pizza & Property: https://www.youtube.com/channel/UCgXX6ibW7WEFbWkf-jslDvQ?view_as=subscriber Facebook Pizza & Property: https://www.facebook.com/Pizza-and-Property-2111096335696398/?modal=admin_todo_tour ASK YOUR LISTENER QUESTION BY VISITING THE WEBSITE BELOW Website: https://www.pizzaandproperty.com/ Disclaimer: All discussions are general in nature and should never be considered financial advice, please seek your own professional financial advice. The content displayed on the website, podcast, and blog is the intellectual property of Pizza and Property. You may not reuse, republish, or reprint such content without our written consent.

In this episode, we dive into the second part of our Melbourne renovation journey, where we transformed a dilapidated house to create massive equity uplift, all while managing the challenges of having a newborn, Freddy. We received a lot of questions from part one, and we're here to answer them, breaking down the renovation into five key sections: kitchen breakdown and free flight hack, cost-effective exterior value adds, permits, walls and floor plans, and the final numbers. Key Takeaways: Kitchen Island Hack: Cost-effective kitchen island that adds significant value. Exterior Transformation Tips: Simple landscaping that dramatically increases property's equity uplift. Navigating Permits and Structural Changes: Understand the importance of having the right paperwork and professionals on your team. Maximizing Value: Learn how to make decisions that add more value than they cost, inspired by the British Olympic rowing team's philosophy. 🍕🏠 We want to hear your investor story! So if you've experienced something that you know other investors can learn a thing or two from, click the link below and let us know. 🍕🏠 👉 https://pizzaandproperty.com.au/investor-story 👈 If you'd like to be flown into the Pizza & Property Studio, put up for a night's accommodation, have dinner with Todd Sloan, and have a team of carefully chosen property investing experts help you get unstuck, click the link below and tell us why you're stuck, and you could be our next UN-Stuck Yourself winner! 👉https://pizzaandproperty.com.au/unstuck-yourself 👈 Disclaimer: All discussions are general in nature and should never be considered financial advice, please seek your own professional financial advice. The content displayed on the website, podcast, and blog is the intellectual property of Pizza and Property. You may not reuse, republish, or reprint such content without our written consent.