The Decision-Making Studio Podcast

Why is it that sometimes, good people do “bad” things?  This is a question that has been on my mind as late, and it’s also one that tees up this week’s episode.  Tom Hardin, AKA “Tipper X”  - the most important FBI informant in the largest insider trading case in decades - is my guest, and I am both grateful and delighted to have him on the show to share his story. Tom is a former Wall Street executive – he was a junior partner at a hedge fund that specialised in the tech industry.  Tom and his partners felt that they were falling short in a very competitive industry in which they also felt that some of their competitors were crossing an ethical line – that is, they were engaging in insider trading (which is of course illegal in the USA and most countries). As you’ll hear from Tom, there came a moment when he decided to cross that same line. He made a few small, but illegal trades based on “Material Non Public Information” MNPI – that is, information that has not gone to the public and if used in a stock trade, can make the trader a lot of money.  In Tom’s words, this was “taking some crumbs off the table.”  No one gets hurt. Until…. One day while picking up his dry cleaning, Tom received a tap on the shoulder.  It was the FBI. He was charged with a felony. As part of his arrangement with the authorities, he became “Tipper X” – the FBI’s most cooperative witness in Operation Perfect Hedge – the largest insider trading investigation in 25 years.  Tom’s efforts led to 80 guilty pleas and convictions – including and eventually, of Raj Rajaratnum of the Galleon Group, one of the largest hedge funds in the world at the time. Tom’s story is a cautionary tale.  He wore a wire.  He had to inform on some of his friends and former colleagues.  His felony conviction meant he could not find employment in the career he chose, in spite of his education at the prestigious Wharton School. However, it is also a tale of resilience. Tom now does speaking and training for compliance departments of hedge funds, the FBI and for business and law schools.  He tapped into running and now runs ultra marathons. His story is also the subject of an upcoming documentary. I found myself enthralled in my conversation with Tom. A reason for this is that several years ago, I almost breached a similar ethical line. I was fortunate not to have – but I can’t say it never would have happened. I think we all have the potential to inadvertently cause harm and do things we know we shouldn’t.  Tom’s tale should give us all pause to think about why and how we might not do the right thing – and how to avoid that.  Show notes: Tom’s website: www.tipperx.com On Twitter: https://twitter.com/iamtipperx On Facebook: https://www.facebook.com/iamtipperx On Linkedin: https://www.linkedin.com/in/tom-hardin-0952324 Article in the Wall Street Journal “’Tipper X’ Hangs over Galleon” - http://www.wsj.com/articles/SB10001424052748703672104574654693200452698 Story on Tom’s sentencing in the New York Times: https://www.nytimes.com/2015/02/25/business/dealbook/onetime-mystery-informant-in-galleon-insider-trading-case-to-be-sentenced.html The Galleon Group: https://en.wikipedia.org/wiki/Galleon_Group Tom on the Rich Roll Podcast: https://www.richroll.com/podcast/tipperx/ Dan Ariely: www.danariely.com Finding Ultra by Rich Roll Eat and Run by Scott Jurek  _________________ Did you like what you heard? Subscribe to the All Things Risk podcast, leave a rating or review, and share it on social media: Subscribe and/or leave a rating and review on: iTunes: http://apple.co/1PjLmKh Subscribe on Stitcher: http://www.stitcher.com/podcast/all-things-risk/the-all-things-risk-podcast Subscribe on Soundcloud: https://soundcloud.com/ben-cattaneo Follow the podcast on Twitter: https://twitter.com/RiskThings Drop us a note: allthingsrisk@gmail.com Visit: www.allthingsrisk.co.uk – and find all episodes and ways to subscribe  

What does it take to set a world record for cycling the largest distance in one month? Meet this week’s guest, André Goeritz. André is an artist and an ultra endurance cyclist. Last year, he set the world record for the highest mileage cycled in one month – 6,679.8 miles or 10,750 kilometres. What goes into doing something like that and why would anyone attempt it? It’s not for the money (there isn’t any in this endeavour) or fame (apart from within the ultra cycling community).  As with my other conversations with people who have achieved something epic, this one is about much more than cycling. It’s really a deeper conversation about venturing into the unknown. André is a fascinating guy. He was born in Germany, grew up in the UK and has lived in the United States for the past several years. He has worked on a cruise shop, dabbled as a professional body builder and studied fine arts. His journey has been non-linear and along the way, he has overcome many challenges. In many ways, his world record-setting ride was a microcosm of how he approaches life. In this conversation we get into: “Re-inventing” yourself – can one really do this?; Overcoming obstacles; Cycling – how André got into the sport and what led him to ultra distances; His world record attempt – how he prepared, the challenges he faced (there were many!), his motivation for this, strategy and tactics; Nutrition – André is a vegan and he has some thoughts on this in terms of endurance athletics, as well as overall wellbeing; Mental strength and mindset; Tackling the unknown, taking risks and dealing with uncertainty; The arts and the art work he is currently doing; Lots more! This was a fabulous conversation that I am sure you will all enjoy! Show notes: André’s blog: http://andregoeritz.blogspot.co.uk/ André on Strava: https://www.strava.com/athletes/4823140 The HAMR (Highest Annual Mileage Record) 30 day record - http://www.ultracycling.com/wp_news/?p=1088 The 80/10/10 diet - https://www.amazon.co.uk/80-10-Diet-Balancing-Luscious/dp/1893831248/ref=sr_1_1?ie=UTF8&qid=1485120005&sr=8-1&keywords=80+10+10 The China Study - https://www.amazon.co.uk/China-Study-Comprehensive-Nutrition-Implications/dp/1932100660/ref=sr_1_1?ie=UTF8&qid=1485120030&sr=8-1&keywords=china+study ___________________________ Did you like what you heard? Subscribe to the All Things Risk podcast, leave a rating or review, and share it on social media: Subscribe and/or leave a rating and review on: iTunes: http://apple.co/1PjLmKh Subscribe on Stitcher: http://www.stitcher.com/podcast/all-things-risk/the-all-things-risk-podcast Subscribe on Soundcloud: https://soundcloud.com/ben-cattaneo Follow the podcast on Twitter: https://twitter.com/RiskThings Drop us a note: allthingsrisk@gmail.com Visit: www.allthingsrisk.co.uk – and find all episodes and ways to subscribe

What happens when the world of science fiction meets science fact, particularly human meeting machine? We are getting ever closer to such a world. This raises all kinds of interesting questions around the risks new technologies like genetic engineering pose, ethical and political issues, and even questions around what it means to be human. In fact, there is an entire movement dedicated to advancing the human condition through technology. It's called transhumanism, and we are going to hear more and more about it over the coming years. This week we take a look at this fascinating movement. My guest this week is videographer and editor Ford Fischer. He is also the co-founder of an independent media site called www.news2share.com. Ford is embarking on a project to understand this movement from an independent, grass-roots perspective via a documentary called "Transhuman".  You can find out more and support his indiegogo campaign here - http://news2share.com/start/2016/11/28/news2share-to-produce-transhuman-a-documentary/  We have an enthralling conversation that covers, among other things: What Transhumanism is and comprises; The current state of technology around transhumanist goals - super intelligence, super wellness, and super longevity: Genetic engineering Body hacking Life extension Singularity - i.e. uploading our conscious onto a computer Risks associated with these technologies; The political dimension of transhumanism - there is even a Transhumanist Party whose leader, Zoltan Istvan is an advisor to Ford's documentary; Transhuman: A Documentary and how you can support it; Loads more! Show notes: Support Transhuman: A Documentary on Indiegogo - https://www.indiegogo.com/projects/transhuman-a-documentary-news-film#/  More on the documentary and its rationale - http://news2share.com/start/2016/12/13/why-we-need-to-start-reporting-on-transhumanism/  www.news2share.com Ford on Twitter: https://twitter.com/FordFischer  Ford on Facebook: https://www.facebook.com/fordf?fref=ts  The Transhumanist Party and Zoltan Istvan: http://www.zoltanistvan.com/TranshumanistParty.html  Essay by Nick Bostrom "Why I Want to be a Posthuman When I Grow Up": http://www.nickbostrom.com/posthuman.pdf  CRISPR: https://en.wikipedia.org/wiki/CRISPR  The Overton Window: https://en.wikipedia.org/wiki/Overton_window  My conversation with Michele Battle Fischer, a co-producer of Transhuman: http://www.allthingsrisk.co.uk/2016/08/24/episode-20-michele-battle-fisher-systems-thinking-uncertainty-public-health-policy-course-puffins/  __________________ Did you like what you heard? Subscribe to the All Things Risk podcast, leave a rating or review, and share it on social media: Subscribe and/or leave a rating and review on: iTunes: http://apple.co/1PjLmKh Subscribe on Stitcher: http://www.stitcher.com/podcast/all-things-risk/the-all-things-risk-podcast Subscribe on Soundcloud: https://soundcloud.com/ben-cattaneo Follow the podcast on Twitter: https://twitter.com/RiskThings Drop us a note: allthingsrisk@gmail.com Visit: www.allthingsrisk.co.uk – and find all episodes and ways to subscribe

Does it feel like the odds of achieving something aren't in your favour? Then forget the odds, and embrace the power of small victories. This in-betweenisode offers some perspectives on why and how.

  Why is our first episode of 2017 part 2 of the “best” of 2016? Because as many of us are looking to make some changes, take some risks, or become more resilient, many of our 2016 conversations have featured some great insights and perspectives that can help. And as a side note and a tip on the practice of New Year’s resolutions: start small.  This episode is designed for you to dip in and out of as you see fit (although nothing wrong with listening to it in its entirety in one sitting!). It features clips from the following episodes: Ep. 1 with Master Tammy Parlour: http://www.allthingsrisk.co.uk/2016/01/24/the-all-things-risk-podcast-is-now-live/ Ep. 2 with Martian Cioana: http://www.allthingsrisk.co.uk/2016/02/02/the-all-things-risk-podcast-episode-2-with-ultra-endurance-cyclist-martian-cioana-is-now-live/ Ep. 3 with Laura Dal Farra: http://www.allthingsrisk.co.uk/2016/02/16/20160216ep-3-laura-dal-farra/ Ep. 5 with Tarran Kent-Hume: http://www.allthingsrisk.co.uk/2016/03/09/ep-5-tarran-kent-hume-kayaking-the-amazon-facing-fears-and-chasing-dreams/ Ep. 7 with Robert Earl Stewart: http://www.allthingsrisk.co.uk/2016/04/05/episode-7-robert-earl-stewart-writing-running-poetry-and-the-rise-and-fall-of-the-rpwa/ Ep. 9 with Luke Tyburski: http://www.allthingsrisk.co.uk/2016/04/27/ep-9-luke-tyburski-taking-risks-battling-depression-and-becoming-the-ultimate-triathlete/ Ep. 11 with Anna Glover: http://www.allthingsrisk.co.uk/2016/05/10/episode-11-ms-anna-glover-creativity-risk-the-performing-arts-and-how-to-let-your-path-find-you/ Ep. 15 with Faisal Hoque: http://www.allthingsrisk.co.uk/2016/07/06/episode-15-faisal-hoque-entrepreneurship-resilience-and-surviving-to-thrive/ Ep. 16 with Hayden Lee: http://www.allthingsrisk.co.uk/2016/07/06/ep-16-hayden-lee-travel-pure-uncertainty-and-near-death-stories/ Ep. 18 with Laura Bingham: http://www.allthingsrisk.co.uk/2016/07/30/ep-18-laura-bingham-cycling-across-south-america-with-no-money/ Ep. 19 with Hari Kalymnios: http://www.allthingsrisk.co.uk/2016/08/11/ep-19-hari-kalymnios-health-leadership-and-becoming-super-human/ Ep. 22 with Drew Taddia: http://www.allthingsrisk.co.uk/2016/09/13/ep-22-drew-taddia-professional-athlete-wellness-warrior/ Ep. 26 with Anke Herrmann: http://www.allthingsrisk.co.uk/2016/10/18/ep-26-anke-herrmann-going-walls-embracing-uncertainty-flamenco/ Ep. 27 with Jonathan Pritchard: http://www.allthingsrisk.co.uk/2016/11/01/ep-27-jonathan-pritchard/ Ep. 28 with Kayt Sukel: http://www.allthingsrisk.co.uk/2016/11/08/ep-28-kayt-sukel-art-risk/ Ep. 30 with Nicholas McCarthy: http://www.allthingsrisk.co.uk/2016/11/21/ep-30-nicholas-mccarthy-one-handed-concert/ Ep. 31 with Sean Douglas: http://www.allthingsrisk.co.uk/2016/11/29/ep-31-sean-douglas-rock-bottom-resilience-coach/ __________________ Did you like this episode? Subscribe to the All Things Risk podcast, leave a rating or review, and share it on social media: Subscribe and/or leave a rating and review on: iTunes: http://apple.co/1PjLmKh Subscribe on Stitcher: http://www.stitcher.com/podcast/all-things-risk/the-all-things-risk-podcast Subscribe on Soundcloud: https://soundcloud.com/ben-cattaneo Follow the podcast on Twitter: https://twitter.com/RiskThings Drop us a note: allthingsrisk@gmail.com Visit: www.allthingsrisk.co.uk – and find all episodes and ways to subscribe

I had a number of excellent conversations with awesome guests this year that touched on “big picture” topics and it is my pleasure to share some highlights of these in the first of two “best of” episodes.  They discuss the origins of the calendar and the concept of time, systems thinking, corruption and ethics, the global financial crisis of 07-08, Brexit, Trump and technocracies, counterinsurgency, and saving lives.  Featured clips are from: Episode 4 with John Morrison: http://www.allthingsrisk.co.uk/2016/03/01/ep-4-john-morrison-in-the-eye-of-the-storm/ Episode 6 with Alison Taylor: http://www.allthingsrisk.co.uk/2016/03/23/ep-6-alison-taylor-culture-and-corruption/ Episode 7 with Robert Earl Stewart: http://www.allthingsrisk.co.uk/2016/04/05/episode-7-robert-earl-stewart-writing-running-poetry-and-the-rise-and-fall-of-the-rpwa/ Episode 12 with Kevin Knabe: http://www.allthingsrisk.co.uk/2016/05/17/ep-12-kevin-knabe-design-the-making-of-sense-and-how-everything-came-to-be-the-way-it-is/ Episode 13 with Stéphane Bussard: http://www.allthingsrisk.co.uk/2016/05/31/ep-13-stephane-bussard-diplomacy-history-the-individual-experience-and-the-craft-of-a-foreign-correspondent/ Episode 14 with Nick Copperwaite: http://www.allthingsrisk.co.uk/2016/06/09/ep-14-nick-copperwaite-leadership-from-counter-insurgency-operations-to-canary-wharf/ Episode 17 with Daniel Wagner: http://www.allthingsrisk.co.uk/2016/07/11/ep-17-daniel-wagner-global-risk-agility-and-decision-making/ Episode 20 with Michele Battle-Fisher: http://www.allthingsrisk.co.uk/2016/08/24/episode-20-michele-battle-fisher-systems-thinking-uncertainty-public-health-policy-course-puffins/ Episode 21 with Tony Haile: http://www.allthingsrisk.co.uk/2016/09/07/ep-21-tony-haile-polar-expeditions-media-digital-age-just-everything/ Episode 23 with Christine McNab: http://www.allthingsrisk.co.uk/2016/09/20/ep-23-christine-mcnab-art-saving-life/ Episode 32 with John Lark: http://www.allthingsrisk.co.uk/2016/12/13/ep-32-john-lark-context-confirmation-bias-achieving-want/ Stay tuned for Part Two! _____________________ Did you like this episode? Subscribe to the All Things Risk podcast, leave a rating or review, and share it on social media: Subscribe and/or leave a rating and review on iTunes: http://apple.co/1PjLmKh Subscribe on Stitcher: http://www.stitcher.com/podcast/all-things-risk/the-all-things-risk-podcast Subscribe on Soundcloud: https://soundcloud.com/ben-cattaneo Follow the podcast on Twitter: https://twitter.com/RiskThings Drop us a note: allthingsrisk@gmail.com Visit: www.allthingsrisk.co.uk – and find all episodes and ways to subscribe

We talk about "lenses" on the All Things Risk Podcast - ways of viewing the world.  One  of the lenses through which we can understand human potential is sport, and in particular, endurance sport.  The conversation in this week's episode may, at first glance, seem like a discussion about nutrition in this domain, and in a way it is.  But, it is about much more than that. Meet Erica and Warren Pole. Erica and Warren are founders of the highly innovative sports nutrition company "33 Shake" - 33shake.com.  33 Shake sells  whole food plant-based sports nutrition products. Erica and Warren are endurance athletes and in the course of their training, they found it very difficult to get good, natural sports nutrition. So, they made their own based on research and experimentation.  Soon however, they were sharing their creations with others and before they knew it, they had a business on their hands. Now, 33 Shake has grown very impressively.  They have a presence in 25 countries but more significantly, some of the world's elite athletes are customers (like British multi-Olympic Gold medallist and Tour de France Winner Sir Bradley Wiggins and British double Gold Medallist Phil Hindes), and Chrissie Wellington, 4 time Ironman World Champion is a brand Ambassador.  For a company that started out on a kitchen table, that is very impressive.  But how did that happen? Listen to find out! This is a fabulous conversation that covers: Entrepreneurship and risk-taking; Nutrition and sports nutrition (particularly plant-based, vegan nutrition); Superfoods; Endurance sport as a channel to explore your limits; Working together as husband and wife Loads more! Show notes: 33 Shake: 33shake.com on Twitter - https://twitter.com/33Shake on Facebook - https://www.facebook.com/Go33Shake/?fref=ts&ref=br_tf Merchants of Doubt - http://www.merchantsofdoubt.org/  David Carter, the 300 pound vegan - https://www.facebook.com/The-300-Pound-Vegan-793351057353850/  Chrissie Wellington - http://www.33shake.com/chrissie-wellington/  Luke Tyburski on Ep 9 of All Things Risk - http://www.allthingsrisk.co.uk/2016/04/27/ep-9-luke-tyburski-taking-risks-battling-depression-and-becoming-the-ultimate-triathlete/  ________________________ Did you like what you heard? Subscribe to the All Things Risk podcast, leave a rating or review, and share it on social media:  Subscribe and/or leave a rating and review on: iTunes: http://apple.co/1PjLmKh Subscribe on Stitcher: http://www.stitcher.com/podcast/all-things-risk/the-all-things-risk-podcast Subscribe on Soundcloud: https://soundcloud.com/ben-cattaneo Follow the podcast on Twitter: https://twitter.com/RiskThings Drop us a note: allthingsrisk@gmail.com Visit: allthingsrisk.co.uk– and find all episodes and ways to subscribe  

Like any other field, the professional discipline of risk management is filled with jargon and multi-syllabic words. That can make it seem distant and inaccessible to many.   That’s a problem because we all deal with risk and uncertainty on an everyday basis.  If only there was a way to make the practice and benefits of risk management accessible to all of us. Meet John Lark, this week’s guest on the All Things Risk Podcast, John is a speaker, consultant, author, and risk management expert.  He recently authored a book which is designed to help small and medium-sized businesses get the most out of managing risk.  In actuality, it’s a book that can help anyone and John is perhaps the most qualified person on the world to have written. John has worked in risk management for many years in the Canadian government and over the past several years via his own firm Coherent Advice.  He is an expert in neuro-linguistic programming (NLP) and has helped many organisations and individuals manage their risks.  Above all, John is fun and engaging.  He is also a friend and a mentor and all of this makes for an entertaining and informative conversation that covers: Confirmation bias and how to overcome it; The importance of context; Trump and the outcome of the US elections Getting what you want; Neuro-linguistic programming (NLP); Negotiation; John’s book Loads more! Show notes: John’s firm, Coherent Advice: http://www.coherentadvice.com/ John on Linkedin: http://bit.ly/2hj3EW9 John’s book Risk Management - A practical guide for SMEs - http://www.iso.org/iso/home/store/publication_item.htm?pid=PUB100367 Jonathan Pie’s post-US election rant - https://www.youtube.com/watch?v=GLG9g7BcjKs Neuro-linguistic programming - https://en.wikipedia.org/wiki/Neuro-linguistic_programming ________________________ Did you like what you heard? Subscribe to the All Things Risk podcast, leave a rating or review, and share it on social media:  Subscribe and/or leave a rating and review on: iTunes: http://apple.co/1PjLmKh Subscribe on Stitcher: http://www.stitcher.com/podcast/all-things-risk/the-all-things-risk-podcast Subscribe on Soundcloud: https://soundcloud.com/ben-cattaneo Follow the podcast on Twitter: https://twitter.com/RiskThings Drop us a note: allthingsrisk@gmail.com Visit: allthingsrisk.co.uk– and find all episodes and ways to subscribe

Today, we revisit a theme we have explored many times on the show: resilience.  Resilience provides us with agency or control of our circumstances. Even though we live in one of the safest times in human history, we also live in the midst of high levels of uncertainty and ambiguity. If we want to be able thrive and perform well, cultivating resilience is an incredibly important skill and practice.  My guest is all about that. Meet Sean Douglas. Sean works in the United States Air Force and is a resilience trainer, author and speaker. Nine years ago however, Sean faced the lowest point of his life. He was staring down the barrel of gun and almost committed suicide. Sean shares what he was feeling during this episode, and more importantly, what he did to bounce back and regain control of his life. Since then, Sean has used this experience to help others. He trains people to become mentally, physically, spiritually and socially resilient. He combines his military and leadership training (he spent time as a drill instructor and has that drill instructor intensity!) with his personal experiences to help his clients. We talk about all this and lots more. Show notes: Article in Rolling Stone "Why We're Living in the Age of Fear" - http://www.rollingstone.com/politics/features/why-were-living-in-the-age-of-fear-w443554  Sean's website - http://sdsmotivates.wixsite.com/seandouglasspeaks  Sean on Facebook - https://www.facebook.com/SeanDouglasSpeaks  Sean on Linkedin - https://www.linkedin.com/in/sean-douglas-a0890473  Sean's book Decisions: The Power to Overcome Self-Defeating Behaviours - https://www.amazon.com/Decisions-Power-Overcome-Self-Defeating-Behaviors/dp/1532943865/ref=asap_bc?ie=UTF8  ___________ Did you like what you heard? Subscribe to the All Things Risk podcast, leave a rating or review, and share it on social media:  Subscribe and/or leave a rating and review on: iTunes: http://apple.co/1PjLmKh Subscribe on Stitcher: http://www.stitcher.com/podcast/all-things-risk/the-all-things-risk-podcast Subscribe on Soundcloud: https://soundcloud.com/ben-cattaneo Follow the podcast on Twitter: https://twitter.com/RiskThings Drop us a note: allthingsrisk@gmail.com Visit: allthingsrisk.co.uk– and find all episodes and ways to subscribe  

Probabilistically speaking, if you were born without your right hand, what are the odds that you would become a world-class concert pianist? You might be mistaken (and forgiven) for assuming that the chances would be relatively low. However, that's perhaps because you have not heard of my guest on this week's episode. Meet Nicholas McCarthy. Nicholas is a world-class concert pianist who has played all over the globe. He was born without his right hand. He was the first left-hand only graduate of the prestigious Royal College of Music in London. He has played alongside Coldplay at the opening ceremony for the 2012 Paralympic games, has a wonderful solo album, was a guest presenter at the BBC Proms, is a radio host and will soon launch his own podcast called "Of Note". He has also appeared on several prominent podcasts, including the Tim Ferris Show.   Nicholas is hugely inspirational. In addition to this however (and as usual as this show's USP), I apply a risk lens to Nicholas' story and it provides some wonderful insights into the question: "how can you turn the odds of something you want to achieve to your favour?" We cover loads of great stuff in this incredible conversation: Nicholas' background growing and how he got interested in the piano (and some great insights on parenting here); The challenges that he faced in studying the piano at a world-class level (there were several!) Left-hand repertoire, the style of playing in which Nicholas specialises; The balance between talent and diligent practice; Risk and risk-taking; Much, much more I am delighted to bring this conversation to you and I hope you check out Nicholas' work. Show notes: Nicholas' website: http://nicholasmccarthy.co.uk/ Nicholas on Twitter: https://twitter.com/NMcCarthyPiano Nicholas on Facebook: https://www.facebook.com/NicholasMcCarthyPianist/ Nicholas' solo album: https://www.amazon.co.uk/Solo-Nicholas-McCarthy/dp/B0113MCFVU Nicholas' YouTube channel: https://www.youtube.com/user/nmccarthypiano Nicholas playing Nocturne by Alexander Sciarbin (the piece this episode opens with) - https://www.youtube.com/watch?v=GwNxn-iFRuI Twitter Account for "Of Note" Nicholas' podcast (to be launched at the time this episode went live) - https://twitter.com/OfNotePodcast Facebook page for the "Of Note" podcast - https://www.facebook.com/OfNotePodcast/  Nicholas' TEDx talk - https://www.youtube.com/watch?v=m9dNZKNVqrw _______ Did you like what you heard? Subscribe to the All Things Risk podcast, leave a rating or review, and share it on social media:  Subscribe and/or leave a rating and review on: iTunes: http://apple.co/1PjLmKh Subscribe on Stitcher: http://www.stitcher.com/podcast/all-things-risk/the-all-things-risk-podcast Subscribe on Soundcloud: https://soundcloud.com/ben-cattaneo Follow the podcast on Twitter: https://twitter.com/RiskThings Drop us a note: allthingsrisk@gmail.com Visit: allthingsrisk.co.uk– and find all episodes and ways to subscribe