More Than Money

How does someone get and remain financially healthy? In this episode, Art and Taylor reveal five secrets of financially healthy people. Plus, Art talks about his recent marathon race…way too much. You will find yourself learning and laughing throughout this episode. Listener Question:My net worth is in the negative. I don't WANT to know exactly what it is because it is too depressing.Resources mentioned:Month-End Check Up (limited time only): https://www.artrainer.com/The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/

On this episode, Art and Taylor talk about a person’s net worth—what it is, how to calculate it, and how to increase it. Plus, they answer a listener question about selling a car in this crazy automobile market. Listener question:I have a 2018 Honda Pilot that I bought in late 2019. Right now, I can sell my car at a profit. Should I take advantage of this, or should I just hold on to the car? Resources mentioned:The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/

Student loan repayment starts back up on May 1. Are you ready? In this episode, Art gets you prepared for your student loan payment. Listener Question:Should I buy a home in this crazy market?Resources mentioned:The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/

The financial world is a little crazy right now. The stock market has been down while inflation has been up. Let’s not even start talking about gas prices. What are we to do? In this episode, Art discusses how to avoid making emotionally driven investment decisions and how to budget during times of inflation.Listener Question:When is it okay for me to purchase a luxury item?Resources mentioned:Giving Together | Buy the book here: https://www.gospelpatrons.org/books/giving-togetherThe Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/

God has designed you for generosity. In this episode, Art talks with John Rinehart of Gospel Patrons about giving as a community. Plus, Art answers a few listener questions, like “Is saving for retirement hoarding?”Listener Question:Is Saving for Retirement Hoarding?Should I tithe off gross or net income?Resources mentioned:Giving Together | Buy the book here: https://www.gospelpatrons.org/books/giving-togetherThe Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/

Should you keep a mortgage for tax savings? Many ask this question. On this episode, Art talks with Andy Hill about why paying off your mortgage is usually worth no longer having the tax deduction. Listener Question:Get a 10% return or pay off my 4% loan?Resources mentioned:Marriage, Kids, and Money | Visit Andy's website here: https://marriagekidsandmoney.com/The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/

The usage of buy now, pay later services is rapidly growing. This is a problem. On this episode, Art talks with Ramsey Personality, George Kamel, about the financial dangers of these services and how to overcome the buy now, pay later temptation.Listener Question:Car prices are going crazy. Should I buy a car?How do I budget during times of inflation?Resources mentioned:The Money Challenge | Buy it here: https://www.artrainer.com/the-money-challengeFind More Money | Buy it here: https://www.artrainer.com/find-more-moneyThe Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/

Debt is a burden. You desperately want to get rid of it, but your income is limited. What do you do? In this episode, Art talks about how you can increase your financial margin to pay off debt more quickly.Listener Question:How much housing allowance should I take?Resources mentioned:The Money Challenge | Buy it here: https://www.artrainer.com/the-money-challengeFind More Money | Buy it here: https://www.artrainer.com/find-more-moneyThe Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/

Various pricing strategies surround you every time you walk into a store. In this episode, Art talks about four pricing strategies that you need to guard yourself against. Plus, Art answers a few listener questions. Listener Question:1. Debt snowball method or debt avalanche method?2. Should I include my match as part of my 15% retirement savings goal?Resources mentioned:The Money Challenge for Teens | Buy it here: https://www.artrainer.com/the-money-challenge-for-teensThe Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/

Did you know that there are companies out there that will pay for some or all of an individual’s college tuition? In this episode, Art shares thirteen of those companies. He also answer a couple of listener questions.Listener Question:Should I wait until the government pays off my student loans?Florida Prepaid or a 529 Plan?Resources mentioned:The Money Challenge for Teens | Buy it here: https://www.artrainer.com/the-money-challenge-for-teensThe Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/