The FinTech Report

Welcome to Episode 5 of The FinTech Report podcast.Tim Poskitt is Envestnet Yodlee’s Country Manager for Australia & New Zealand, and is responsible for the company’s local strategy and go-to-market efforts. Tim has worked in Europe, the United States, and APAC in the finance and FinTech sectors, and currently sits on three advisory boards as a fintech advisor: Archa, Credi.com and Repute Digital.Tim is passionate about empowering financial service providers to use data and intelligence to better serve their customers, and has extensive knowledge on the topics of finance innovation, CDR, open banking, responsible lending, and data aggregation and analytics.Yodlee has held an office in Australia for over a decade, is actively engaged with the ACCC and Open Banking and is compliant with the highest level of local and international infosec standards. Yodlee’s data solutions are used by some of the region’s most exciting and innovative companies, including 86 400, Xero and Moneysoft.In this episode we discuss:Tim's background and  what led him to YodleeWhat does Yodlee do? What does data aggregator mean? Who are Yodlee's customers?The evolution of data – from Data Aggregator to Open BankingWhat is Open Banking? How does it work? What is the future for Open Banking?What’s the business model? Tim’s views on the Australian fintech ecosystem

Delighted to welcome Fred Schebesta, Co-founder and CEO of Finder, Finder Ventures and Schebesta VenturesFred's passionate about disruptive innovation and inspiring the startup community through sharing his success as a mentor, speaker, media commentator and author. Fred is a futurist, an expert in cryptocurrency, an advocate for Open Banking, and is leading the group's venture capital arm, Finder Ventures, which has built an innovative money app – the Finder app. Fred's latest project, Schebesta Ventures, is a platform to help more startups develop their business ideas. Fred has a new book launching on 1st September 2021 called "Go Live! 10 Principles to Launch a Global Empire" and is proud to announce the Fred Schebesta Go Live! Initiative, where 30% of all profits from Schebesta Ventures will be invested in startups.

Paul Harapin, Revenue Growth Lead for Asia-Pacific at Stripe, one of Silicon Valley’s most successful startups, recently valued at $112B (AUD). Paul has a wealth of experience in the technology sector, having started and scaled various companies across the Asian region over almost 30 years, which include VMware and Tivoli Systems, two of the most successful software companies in history.Now at Stripe, Paul works closely with customers including Atlassian, Canva and Culture Amp; so he knows a thing or two about scaling Australian businesses to reach a global audience.  Topic areas covered:Paul's background; what led Paul to StripeWhat does Stripe do? Payments 101The evolution of payments in Australia – rise of e-commerce The role of payment platforms such as Stripe in the digital economyStripe business model Why use Stripe rather than others like PayPal?Big issues in payments: Fraud prevention, refunds, speed, rise of BNPLPaul’s views on the Australian fintech/payments ecosystem

Welcome to Episode 2 of The FinTech ReportAndrew Boyd leads the AWS Digital Natives business across the ANZ region. Digital Natives are born in the cloud businesses. Andrew leads the AWS team focused on helping tech companies grow and scale, with access to new technology, global markets and more ways to deliver innovative ideas. Our discussion covers these areas: We start with Andrew's background and what led him to AWSAndrew's current role at AWS and how his team helps fintechsThere’s a lot more to AWS than cloud Opportunities & challenges for Australia’s leading fintechs How has Open Banking (CDR) changed the game? What is the role of AWS/cloud in driving fintech growth and innovation?What advice would you give fintechs in this new banking era?AWS case studies:Hay: https://aws.amazon.com/solutions/case-studies/hay/ Zip: https://aws.amazon.com/solutions/case-studies/zipmoney/ Frollo: https://aws.amazon.com/solutions/case-studies/frollo/ mx51: https://blog.aboutamazon.com.au/local-businesses-prepare-for-the-new-normal 

In this episode of The FinTech Report podcast, I’m talking with Mark Bernhardi, the GM of nCino in Asia Pacific; a worldwide leader in cloud banking; nCino are transforming financial services through innovation, reputation and speed. In this episode we discuss:Mark’s background, and what brought him to nCinonCino are "built by bankers for bankers", what does that mean?Mark talks through a new customer onboarding journey for a bank or fintech using nCinoWhy do banks – or neo-banks - buy nCino? Have you got a case study example?Regulatory issues; how do you manage a global SaaS platform to be regulatory compliant in every country?What trends are you seeing in fintech and banking?