How much should we save? Where do we keep our money? Is saving 10% enough? Welcome to another episode of rich & REGULAR, where Julien and Kiersten Saunders answer these questions and more. This week's topic is all about the holy grail of personal finance: saving. Julien reminds us that saving is not just a habit, it's a skill. And like all skills, it takes practice to perfect. Listen in to hear tips on where to stash your cash, how much to save, and how to know what types of savings accounts are a fit for you and your financial goals. As Kiersten puts it, "Money is a tool for better quality of life throughout your lifespan, not just at the end of your life." Whether you're just starting or have been saving for years, there's always something new to learn about managing your money and securing your financial future. ---- Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular.  Support rich & REGULAR by sharing and rating us five stars on Apple Podcasts. See omnystudio.com/listener for privacy information.

"In your business life, in your workouts, in your relationships, nothing is ever easy, and there's always going to be hardships, there's always tough moments… I think tapping into [your] inner power and saying 'I can do this. I can conquer these things.’—that's how you're going to overcome that,” says Erika Hammond in today’s episode. While her career has been full of tough moments and challenges—from leaving WWE due to the lack of off season to starting from the bottom in her new career to learning how to build a business—Hammond has continued to conquer them all.  Today, Hammond is the creator of her own workout program, Knockout, which she built in partnership with Equinox. It and STRONG by Erika Hammond are the first businesses she’s created entirely on her own, and while they’ve presented their difficulties, they’ve also given her the opportunity to do what she’s always wanted—help people become a more powerful version of themselves. Now, Hammond and Brilliant Thoughts host Tristan Ahumada discuss the story of her career, the importance of networking and deciding which opportunities you’d like to chase and where she’s looking to go in the future.  ---- Erika Hammond, previously a WWE Diva turned founding trainer of Rumble Boxing, one of the world’s leading group fitness studios, has become a household name in the health and wellness space. Find her on Instagram @erikaannhammond or at strongbyerica.com, and discover Knockout on Equinox’s website.See omnystudio.com/listener for privacy information.

It's time to break out the balloons and pop the champagne because the In The Details podcast is celebrating its first birthday! Host Karen Allen is taking a stroll down memory lane and reminiscing about some of the show's best moments and guests from the past year. Will your favorite make the cut? We've got Amina AlTai dishing out career advice on how to know if you're not aligned with your work, Stephanie Harrison emphasizing the importance of serving our corner of the world well, and Steele Smiley giving tips on how to put yourself out there. But that's not all, folks! Bill Murphy joins the party to shed light on the emotional exhaustion men carry and the stigma that surrounds sharing their feelings. Meanwhile, Brad Ryan shows us the importance of intergenerational connections and how we can pass down both trauma and healing. And let's not forget Amy Morin, who dropped some serious knowledge on mental strength and resilience, reminding us that self-pity is the enemy of progress. So, here's to all the guests who have graced us with their presence on the show this year. We appreciate their vulnerability and willingness to share insights and stories with our listeners. Cheers to another year of inspiring journeys and insightful conversations on In The Details! ---- Mentions:  Change Your Life podcast by Amina AlTai The Verywell Mind podcast by Amy Morin     See omnystudio.com/listener for privacy information.

Are you yearning for a much-deserved getaway, but worried about breaking the bank? Well, fear not fellow travelers! In this week’s episode of rich & REGULAR, Julien and Kiersten help you plan a guilt-free vacation. With US hotel prices skyrocketing by a staggering 54% in January 2023 compared to the previous year, it's easy to feel like the only way to fund your travel is by taking out a second mortgage on your home. Tune in to hear the dynamic duo cover all the bases to help you save big while still planning a vacation that you'll remember for years to come. By taking advantage of the guilt-free tips and tricks shared in this week’s episode, you can make the most of your vacation, avoid buyer’s remorse, and create lasting memories with your loved ones. So, go ahead and start planning that trip – your wallet (and your sanity) will thank you! ---- Mentions:  Point.me website to save on credit card points Flight Connections website to look at flights     Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular.  Support rich & REGULAR by sharing and rating us five stars on Apple Podcasts. See omnystudio.com/listener for privacy information.

"You probably haven't made a single authentic career choice in your life,” says Misha Rubin in this week’s episode. And he speaks from experience—while Rubin stayed with Ernst & Young for 15 years, even making partner at the company, he wasn’t happy. Nonetheless, he remained—after all, he had no other plans to follow. But one afternoon, during a business meeting, he finally listened to the quiet voice in his head and decided to take a leap. Now Rubin has built a career out of helping others make their own changes—without taking the same kind of risk he himself took. And his experience has served him well in his new career—having had to find and shape his own path, he can better relate to and serve his clients.  Rubin and Brilliant Thoughts host Tristan Ahumada discuss the three types of “career design criteria,” the importance of having a vision for the future and building your own “board of supporters.” ---- Misha Rubin is a career educator, entrepreneur and speaker. He provides career transformational programs and is the CEO of The Career Leap. Find him at thecareerleap.com.See omnystudio.com/listener for privacy information.

Biologist Dr. Rebecca Heiss wasn’t always interested in stress management. It wasn’t until her sister-in-law was diagnosed with terminal cancer that she re-evaluated her life and realized that many of her choices were made out of fear. In one month, she quit her job, sold her house, and divorced her husband - some of the most stressful things people can go through, all at once.  Since then, Rebecca has leveraged the lessons she learned from that trying time in her life and turned them into Instinct, a book about helping people transform how they interact with stress. Now, Rebecca is a Ph.D. in stress physiology, keynote speaker, and author. Additionally, she is the founder and CEO of her company, Year of Happy, and started a community for women to transform and thrive called “The Leap.” Learn Rebecca’s stress management ABCs and discover the difference between post-traumatic stress and post-traumatic growth. She challenges readers to ask themselves: “Is this a life-or-death situation? No? Then this stress is helping me rise to my highest level of performance.” ---- Follow Rebecca on LinkedIn or buy her book INSTINCT on Amazon. Check out her website or her community, The Leap, at www.wearetheleap.com. See omnystudio.com/listener for privacy information.

Are you tired of the traditional retirement plan of working until you're old and gray? Enter FIRE, the Financial Independence, Retire Early movement. It's like retirement, but significantly better. In this week’s episode of rich & REGULAR, Julien and Kiersten are here to answer all the burning questions about FIRE. Who is it for? Is it sustainable? Is it just for people who eat ramen noodles every night? It turns out that FIRE can be for anyone wanting to pursue work-life balance, intentional living, minimalism… the list goes on. As Kiersten says, “It's like having your cake and eating it too!” So why not give it a shot? Retiring in your 40s and living your best life sounds like the dream. Listen in to hear the Saunders outline how his dream can become reality.  ---- Mentions:  The Simple Path to Wealth book by JL Collins Your Money or Your Life book by Vicki Robin Mr. Money Mustache blog      Early Retirement Extreme book by Jacob Fisker Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular.  Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple Podcasts. See omnystudio.com/listener for privacy information.

Kiersten and Julien Saunders’ story is one which spans nearly 10 years, from meeting at the company where they both worked to breaking up after a vacation to getting back together and learning more about money to beginning a career in the very field that had ended their relationship. Now the podcast hosts, authors and YouTube personalities discuss the importance of gaining financial literacy, and how community goes a long way in getting you there. One of the first steps toward becoming financially secure is becoming financially literate, and finding communities—both digitally and in-person—can be an important element to doing so. Listening to and learning from other people allows you to realize what experiences are normal and what you should be concerned about, as well as giving you a place to ask for advice when you need it. Kiersten, Julien and Brilliant Thoughts host Tristan Ahumada continue on to discuss their book, building an awareness of yourself and your financial situation, and improving your financial skills.  ---- Mentioned: The Simple Path to Wealth by JL Collins Set Boundaries, Find Peace by Nedra Glover Tawwab Kiersten & Julien Saunders are the hosts of SUCCESS podcast rich & Regular and YouTube podcast Cashing Out, and authors of Cashing Out: Win the Wealth Game by Walking Away. Find them on social media @richandregular or on their website at richandregular.com.See omnystudio.com/listener for privacy information.

Amy Morin is deeply familiar with grief. When she was in her 20s, her mother and husband passed away suddenly, precisely three years apart. Confronted by immeasurable suffering, Amy began exploring strategies to help her cope and develop her mental strength. In the following years, she penned two international bestsellers about the ins and outs of building resilience and mental strength, one of which is called 13 Things Mentally Strong People Don't Do. Nowadays, Amy serves as Editor in Chief of the online publication, Verywell Mind, and host of the Verywell Mind podcast. Tune in as Amy and Karen share the insights they’ve acquired while healing and growing through tragedy. Amy offers strategies to regain your power and develop resilience in the face of loss. As Amy profoundly notes: “Life is still going to throw you curve balls, but when you’re mentally strong, it’s all about the choices you make every day.” ---- Follow Amy Morin on LinkedIn and Instagram, or buy her books 13 Things Mentally Strong People Don't Do and 13 Things Mentally Strong Parents Don't Do. Watch her TEDx talk, The Secret of Becoming Mentally Strong. Her websites are www.amymorinlcsw.com and www.verywellmind.com. See omnystudio.com/listener for privacy information.

What exactly is net worth? How is it calculated? It’s time to debunk the myth that income is the primary measure of success and explain why net worth provides a more holistic picture of financial health.  In this week’s episode of rich & REGULAR, Julien and Kiersten Saunders caution listeners against common mistakes they've seen when it comes to building net worth and provide a variety of healthy financial habits which can be implemented in order to improve your own. By taking small, manageable steps, we can improve our financial situations. Julien reminds listeners that, “Measuring your net worth is relatively simple, but managing it can be complex.” The good news is, it's never too late to start building net worth and securing financial well-being! ---- Mentions:  Personal Capital App/Website, now called Empower               Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular.  Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple Podcasts. See omnystudio.com/listener for privacy information.