Retire Sooner with Wes Moss

Is your relationship with money holding you back from finding financial success? Many of us have a rocky relationship with money, but if we looked at our capital from a different perspective, this could possibly change our outlook and relationship with money.To aid us in improving our connection with our funds and uncover the trick we need to change our relationship with money, Wes sits down with Ken Honda, a worldwide, well-known author whose books have sold more than 8 million copies, including his latest book called Happy Money: The Japanese Art of Making Peace With Your Money. Ken shares how the Japanese look at retirement, explains happy money versus unhappy money, and talks about fairness when it comes to how much money you possess. He also reveals two ways to find peace and happiness with money, how appreciating your funds can help you appreciate other things in your life, and defines invisible and visible assets. To wrap up the episode Ken and Wes touch on teaching children about money, happy money for senior citizens compared to children, and a problem he sees with poverty. Learn more about your ad choices. Visit megaphone.fm/adchoices

When Betty White died in 2021, we were somehow surprised. Even at 99-years-old, it felt like she was gone too soon. Smokey Robinson just released a new album at 83 years of age. Martha Stewart posed in a bathing suit on the cover of Sports Illustrated at 81. How we think about aging is much different than it used to be, and Ken Dychtwald is one of the foremost authorities on these changing perceptions. For more than 45 years, he’s been an original thinker on the lifestyle, marketing, health care, economic, and workforce implications of the age wave. In today’s episode, he tells us that older adults no longer have to put up with being called “golden agers” because they’re too busy leading vibrant, productive lives beyond traditional retirement. As shown by the growing unretirement trend across the country, happy retirees don’t necessarily stop working. They just start saying “no” to the things they never liked in the first place. With a mindset of 'usefulness' over 'youthfulness,' Ken Dychtwald encourages older individuals to balance work and personal pursuits. He wants them to focus on the significance of life's moments and connections and reimagine retirement as a dynamic stage of life.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Although numerous habits make up the structure of a happy retiree, financial habits play a large part in creating the fulfilling retirement you’ve always dreamed of and being able to fund your additional interests.In this episode, Wes breaks down the five financial secrets of the happiest retirees based on research from his latest book, What The Happiest Retirees Know, and reveals how these patterns are fundamental to building wealth and living a comfortable retirement. Learn more about your ad choices. Visit megaphone.fm/adchoices

The term “Unretirement” is popping up more and more these days, and Chris Farrell literally wrote the book on it. After years of studying and reporting on the economy for PBS Next Avenue and Bloomberg Businessweek, Chris’ latest book, Purpose and Paycheck, further drives home the point that, at our core, humans have a deep need to be useful.A leading voice of the Unretirement movement, Chris joins Wes to share his thoughts on why so many Baby Boomers have decided to embrace the Unretirement lifestyle on their terms. He describes the creative attempts people are using to leverage career experience as a way of carving new paths. If you think of yourself as someone who might want to unretire, today’s episode is for you. Learn more about your ad choices. Visit megaphone.fm/adchoices

Change is a natural part of life. The more we lean in to that change, the better we can plan for and adjust to its consequences. On today’s episode, Wes points out some of the common catalysts for that change, and how we can ultimately make them work for our own retirement happiness. Learn more about your ad choices. Visit megaphone.fm/adchoices

How do banks calculate the amount due on your monthly mortgage payment? Here’s a hint: it’s not based on an intrinsic desire to benefit you. Banks are in business to make money; you are their compound interest vehicle. In part two of our interview with Adam Carroll, he tells Wes about the Shred Method: a step-by-step guide to optimize your income, eliminate debt, and build real wealth and home equity in a much faster way than the typical 30-year mortgage. He also shares tips for building massive, passive, and permanent income in the pursuit of retiring sooner. Learn more about your ad choices. Visit megaphone.fm/adchoices

On today’s show, Wes takes some time to answer listener questions. He covers the different phases of retirement, the pros and cons of keeping more than one property at a time, and why some folks have been apprehensive about the recent bond market. If you have a question for Wes, call 800-805-6301 to leave a voicemail or head to our Facebook group and write a comment. Learn more about your ad choices. Visit megaphone.fm/adchoices

Imagine playing Monopoly with actual money. Adam Carroll put $10,000 cash on the board and made his kids roll the dice. He wanted them to learn money's true value before entering the real world. From virtual tokens to Apple Pay to mom and dad’s wallet, kids aren’t often exposed to the concept that there is a literal price to pay for the goods and services we need and desire. On today’s episode he’ll explain that and his methodology for paying college tuition without incurring massive debt. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, Wes wades into the concept of Unretirement. Multiple studies suggest that some Americans return to work six months or a year after retiring. There are several reasons for the trend. Wes explains the potential motivations and lists essential factors folks need to consider when making this decision. Whether you’re looking for a renewed sense of purpose or a change to your financial situation, you don’t want to miss this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices

On today’s episode, Wes sits down with Ryan Doolittle, host of the Retire Sooner Team’s brand new podcast: Happiest Retirees. Ryan tells Wes that he originally came up with the idea as a way to talk less about philosophy and more about the actual people on the ground, living happy lives in retirement. How did they discover the core pursuits that gave them purpose and passion and how did they make them a reality? By going straight to the source, Ryan hopes the show will shine a light on the road map and provide inspiration for others looking to find happiness. Learn more about your ad choices. Visit megaphone.fm/adchoices