Retire Sooner with Wes Moss

In this podcast episode, Wes shares five reasons retirees are retiring as soon as they can. He also talks through catalysts for retiring, dives into the retirement transition, shares comments from listeners regarding their retirement, reveals financial checkpoints of happy retirees, and provides his advice and insight on retiring happy. Learn more about your ad choices. Visit megaphone.fm/adchoices

Building generational wealth is important and can help to set your family and future family up for success. However, what planning is required when it comes to passing down that wealth to your children and their children?In this podcast episode, Wes sits down with Steven Goodman, Author of Business Succession Planning, to discuss leaving wealth to the next generation. Steven also shares the risks of passing down a family business, what to factor in as a parent with a family business, the pitfalls of leaving wealth to multiple children, cashing out on your company, private equity, and his insights on life insurance. Learn more about your ad choices. Visit megaphone.fm/adchoices

History continues to repeat itself, especially when it comes to the economy and the stock market. In this podcast episode, Wes shares the power of two stock related averages; the average intra year decline and the average rate of return. He also discusses U.S. stock market predictions from well known investors, how averages tell the real stock market story, scary headlines regarding investing, historical trends, and the importance of understanding these averages to reach your financial goals. Learn more about your ad choices. Visit megaphone.fm/adchoices

Everyone seeks a smooth transition into retirement. Although it’s important to have a successful adjustment individually, including your spouse in the transition is also essential. In this episode, Louis H. Primavera, PhD is back to discuss the inclusion of your spouse within the retirement process. He also explains relationship contracts, shares his experiences with marriage counseling clients, reveals the importance of negotiation, stresses the significance of giving 100% on both sides of the relationship, and discusses the marital habits of happy retirees. Learn more about your ad choices. Visit megaphone.fm/adchoices

Quitting your job is your choice, and for most, there is a good reason behind doing it. In fact, there is currently a labor shortage in the U.S. because of so many Americans quitting on their own accord. With a large supply of job openings and a short supply of labor, this is the best job economy that our country has seen. Believe it or not, this “I quit” economy can also positively affect your retirement plan.During this podcast episode, Wes dives into the “I quit” job economy. He also shares which industries have a labor shortage, variables that lead to people quitting, why there is a labor shortage, research surrounding the job economy, how this shortage can impact your early retirement, and which industries people are quitting the most. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Wes sits down with Ann Germany, an expert from The Arbor Company. Ann dives into key traits in normal aging versus cognitive decline and how to prepare if your loved one is diagnosed with a cognitive decline-based disease.Ann also shares her experience caring for her mother, four common forms of dementia, red flags of cognitive decline, and actions to take when red flags appear. Learn more about your ad choices. Visit megaphone.fm/adchoices

The happiest retirees practice numerous habits that lead to a fulfilling life. In this episode, Wes continues revealing the do’s and don’ts of the happiest retirees and the advantages of adding those do’s into your own routine.In addition, Wes dives into diet and nutrition, explains why it’s important to possess healthy social connections, provides the benefits of traveling with friends, and outlines his new book What the Happiest Retirees Know: 10 Habits for a Healthy, Secure, and Joyful Life. Learn more about your ad choices. Visit megaphone.fm/adchoices

There’s nothing wrong with being a hard worker. Some may even consider hard work as their superpower. However, could hard work and earning an income cost you your happy retirement?In this podcast episode, Wes interviews Roger Whitney, a financial advisor for more than 25 years and host of the award-winning Retirement Answer Man® podcast. During the episode, Roger and Wes define the Shawshank Paradox and how to break away from your job to transition into retirement. Roger also shares his personal client and listener experiences, the five regrets that people have at the end of their life, creating an amazing life today versus being okay later on, financial planning, goal setting, and the correlation between the Shawshank Paradox and the Retirement Grey Zone. Learn more about your ad choices. Visit megaphone.fm/adchoices

What separates the happy retirees from the unhappy retirees? It’s not just one habit, but multiple habits that happy retirees implement throughout their routine. In fact, practicing these life, financial, social, and family habits can lead you to living your best life during retirement.In this podcast episode, Wes reveals a few of the habits of the happiest retirees. Wes also shares his purpose for studying these habits, his research and findings about retirement, the do’s and don’ts of retirement, the financial habits of joyful retirees, and outlines his new book What the Happiest Retirees Know: 10 Habits for a Healthy, Secure, and Joyful Life.If you'd like to access the complimentary workbook, please visit - https://info.yourwealth.com/workbook-for-what-the-happiest-retirees-know Learn more about your ad choices. Visit megaphone.fm/adchoices

Saving and budgeting your money is important to your financial success, both before and after retirement. Although saving comes with restrictions, it’s important that you don’t restrict yourself from enjoying the little things in life.In this podcast episode, Wes interviews Joel Larsgaard, one half of the popular personal finance podcast, How To Money. Joel discusses how to budget while giving yourself permission to spend money on what’s important to you. He also shares questions from his podcast listeners, his personal experience with family finances growing up, real estate, over constraint, and having “peace out” money.This is provided as a resource for informational purposes and is not to be viewed as investment advice or recommendations. This information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. The mention of any company is provided to you for informational purposes and as an example only and is not to be considered investment advice or recommendation or an endorsement of any particular company. Past performance is not indicative of future results. Investing involves risk, including the possible loss of principal. There is no guarantee offered that investment return, yield, or performance will be achieved. The information provided is strictly an opinion and for informational purposes only and it is not known whether the strategies will be successful. There are many aspects and criteria that must be examined and considered before investing. This information is not intended to, and should not, form a primary basis for any investment decision that you may make. Always consult your own legal, tax, or investment advisor before making any investment/tax/estate/financial planning considerations or decisions. Investment decisions should not be made solely based on information contained herein. Learn more about your ad choices. Visit megaphone.fm/adchoices