Retire Sooner with Wes Moss

Wes dives into the history of stock market recoveries and the DNA behind them during this episode.Wes explains bear markets and recovering markets along with how each is perceived by investors. He also talks about how long it takes markets to recover, reveals the average recovery time for all bear markets, and what percentages of recoveries happen. To wrap up the episode, Wes reveals how it takes 30 days for 30% of market recovery, what to do to avoid missing out on recoveries, and a helpful strategy surrounding dividend investing.Listen to hear more of this original research that the Retire Sooner team was able to find using Bloomberg and historical data. Learn more about your ad choices. Visit megaphone.fm/adchoices

There are numerous benefits to practicing meditation and mindfulness. Some may even say that it helps to relieve stress and pain, enhance the connection with your emotions, deepen your thoughts, as well as other positive and powerful perks. But with a practice that reaps so many benefits, where do you start? Sharon Salzberg, New York Times bestselling author, podcast host of the Metta Hour Podcast, meditation teacher, and co-founder of the Insight Meditation Society, drops by this episode to talk through the advantages of meditation and getting started.Sharon provides advice on how to kick start your meditation practice journey and why you should consider doing so, along with sharing how she got into meditation herself. Additionally, Sharon defines mindfulness, provides an example of meditation leading to increased connectedness, and discusses how meditation can be done from anywhere. To wrap up the episode, Sharon explains how meditation can increase levels of happiness and fluctuate our happiness set point, reveals details from the books she’s written, and lists resources for practicing guided meditation. Learn more about your ad choices. Visit megaphone.fm/adchoices

What impact do your judgments and decisions have on your happiness and fulfillment? Award-winning professor, blogger, author, and teacher of a successful online happiness course on Coursera titled A Life of Happiness And Fulfillment, Raj Raghunathan, has the answer!During the episode, Raj shares the biggest happiness mistakes we make along with how to change this behavior. He also reveals his theory of happiness missing from the list of things that people want, why he started his research and strategies for finding what makes us happy. Later in the episode, Raj explains what a person needs to be happy, how focusing on being the best you can be can take you further in life, the correlation between money and happiness, and what actions to take to boost your happiness level. Learn more about your ad choices. Visit megaphone.fm/adchoices

When it comes to finances and investing, we've found that women tend to take a backseat in decision-making while their husband or partner does all of the steering. However, women should be reminded that they are an essential part of the financial equation as well. That said, it’s crucial for women to increase their financial and investing knowledge.Kristin Curcio, Investment Advisor at Capital Investment Advisors, joins Wes Moss to shed light on women and finance. Kristin shares how often she sees financial meetings with only the husband present and why women seem intimidated by the subject at times. She also explains that unexpected circumstances can happen leading to why preparation is key, what women should know about family finances, and why couples need to have important conversations to be on the same page. Kristin and Wes also discuss the financial habits of happy retirees regarding their children, Kristin provides financial advice for single women, brings up women outliving their husbands, and how she plans to help women overcome the fear of being immersed in financial decision making. Learn more about your ad choices. Visit megaphone.fm/adchoices

People continuously postpone traveling because they presume that the “perfect time” will come, but what if we told you the best time to travel is always now? Wes is joined by Pauline Frommer, The Co-President of FrommerMedia, Editorial Director of Frommer's Guidebooks, author of the best-selling "Frommer's EasyGuide to New York City" and "Frommer's New York City Day by Day", co-host of The Frommer's Travel Show podcast and keynote speaker, to tackle the finer points of traveling.During the episode, Pauline shares her family history in the travel industry, resources for budgeting travel stays along with why travel guides can be useful tools for your trips. Pauline also touches base on COVID traveling regulations and recommends getting travel insurance accompanied with details on the range of coverage. Later in the episode, Pauline weighs in on cruises, utilizing a travel agent, and beautiful places to visit regardless of their outdated exterior. Pauline also reveals tips for getting a good sleep during your venture and why she believes people enjoy traveling so much. Learn more about your ad choices. Visit megaphone.fm/adchoices

The start of 2022 has led the market into a rough patch. As many of us feel the pain of market volatility, we can’t help but wonder if there’s any relief in sight for stocks, bonds, the economy, interest rates, inflation, and additional factors that influence the success of our investment portfolios.In this episode, Wes discusses the market volatility that many investors have faced so far in 2022 and shares his perception of what the rest of the year could look like. He also reveals how a highly diversified, stable portfolio allows you to overcome decline, shares statistics surrounding market volatility, and reviews declines in history to unveil the impact on bonds and stocks. Finally, Wes describes the importance of not selling out to trade short-term relief for long-term regret, weighs in on if he sees another recession on the horizon, and uncovers the best armor as an investor to help families work towards their retirement goals. Learn more about your ad choices. Visit megaphone.fm/adchoices

Wes is joined by Maggie Doyne, philanthropist, author, Founder of BlinkNow, and 2015’s CNN Hero of the Year Award recipient, to address discovering your philanthropic pursuits and how you can give back.Maggie talks about finding herself in Nepal at a young age, how she felt the urge to make a change in the country based on an eye-opening experience, and her motivation for building a children’s home, women’s center, and school there. She provides updates about raising numerous children in Nepal and their success stories, along with why she believes there is something to be done everywhere in every community. The episode concludes with Maggie revealing tips for finding what gives you purpose and formulating ways to give back based on the change you want to see in the world. She also unveils details from her recent book, “Between the Mountain and the Sky,” her nonprofit BlinkNow, and how listeners can show support. Learn more about your ad choices. Visit megaphone.fm/adchoices

Wes Moss sits down with Retire Sooner Podcast Producer, Mallory Boggs, to review the newly updated Money and Happiness Quiz; a short, online quiz designed to provide the insight you need to work toward a happy retirement, as well as several suggestions that might help you tune up your money happiness quotient.During the episode, Mallory reveals her answers to the quiz as Wes breaks down and compares each answer to his research on the happiest retirees. Wes also provides his insight and advice on how listeners can improve their answers with the aim of getting one step closer to landing in the happy retiree camp.Find out if you’re on track to becoming a happy retiree! Take the new and improved quiz here: Will you retire happy? Take the Money & Happiness Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices

Medicines help to treat illness within the body, but what if we replaced filling a prescription with filling our bags at the farmer’s market with foods that can heal our bodies from the inside out? Dr. William Li, world-renowned physician, scientist, TED speaker, and author of “Eat To Beat Disease," joins this episode to share just how much food can impact our health.Dr. William Li provides his definition of being healthy, tips for kickstarting your health journey, and how there are five health defense systems that are crucial to our bodies. He also explains why we should explore new foods, especially in retirement, and lists foods and beverages that can be toxic to our diet. Additionally, Dr. Li shares an in-depth explanation of angiogenesis and why it’s vital to the maintenance of our body and defending our health. We wrap up with Dr. Li sharing how he takes a scientific approach to unlocking foods' nutrients as medicine and he reveals what the future looks like for discovering these healthy foods. Learn more about your ad choices. Visit megaphone.fm/adchoices

Knowing the fundamental habits of happy retirees can be beneficial. In fact, if we implement those habits into our own lives, we can also become some of the happiest retirees on the block.We’re back with part two of this episode, where Wes Moss introduces the remaining money and lifestyle habits of the happiest retirees that he compiled while researching for his latest book, “What The Happiest Retirees Know." Wes also reviews the money habits of happy retirees from part one and highlights an email from a podcast listener. Learn more about your ad choices. Visit megaphone.fm/adchoices