Retire Sooner with Wes Moss

What happens when you introduce humor into a serious conversation surrounding finances? You’ll have to listen to find out!In this episode, Wes is joined by financial all-stars and old friends; Emily Guy Birken, author, money coach, and retirement connoisseur and Joe Saul-Sehy, former financial advisor, author, and co-host of the Stacking Benjamins and Money With Friends podcasts to talk finance with a comical twist. Emily and Joe share details about the process of writing their book together, what the book entails, and a useful tool for financial planning. Additionally, the trio dive into discussing stocks and how they can progress in a positive way with time, how the right house comes along at the right time, and why having a financial timeline can help you reach your goals. Learn more about your ad choices. Visit megaphone.fm/adchoices

Once a financial foundation is built, it’s time for the most important part of the retirement equation; discovering your core pursuits. Whether you have a dozen hobbies on steroids that you’d like to tackle or you’ve been indecisive due to a busy work schedule, this is the episode for you!Listen as Wes Moss reveals why it’s never too late to find your core pursuits, tips for pinpointing what you love doing, and details from an enlightening interview he had with blogger, journalist, and best-selling author, Tom Vanderbilt. Later in the episode, Wes is joined by podcast producer, Mallory Boggs, to discuss the top four core pursuits of happy retirees, hobbies that they have tested so far, and resources Wes has generated to aid in detecting ideal core pursuits. Learn more about your ad choices. Visit megaphone.fm/adchoices

Is your relationship with money holding you back from finding financial success? Many of us have a rocky relationship with money, but if we looked at our capital from a different perspective this could possibly change our outlook and relationship with money.To aid us in improving our connection with our funds and uncover the trick we need to change our relationship with money, Wes sits down with Ken Honda, a worldwide, well-known author whose books have sold more than 8 million copies, including his latest book called Happy Money: The Japanese Art of Making Peace With Your Money. Ken shares how the Japanese look at retirement, explains happy money versus unhappy money, and talks about fairness when it comes to how much money you possess. He also reveals two ways to find peace and happiness with money, how appreciating your funds can help you appreciate other things in your life, and defines invisible and visible assets. To wrap up the episode Ken and Wes touch on teaching children about money, happy money for senior citizens compared to children, and a problem he sees with poverty. Learn more about your ad choices. Visit megaphone.fm/adchoices

Humans encounter numerous fears throughout their lifetime. Some of those fears include public speaking, being locked in an unknown space, and even the fear of spiders. However, there’s another fear that consumes many, and that’s outliving our money. At the end of the day it doesn’t matter where you are financially in your life, the panic of running out of funds can often surface, especially for early retirees.To give listeners a piece of mind and a simple combative strategy, Wes Moss reveals ways to have income for life during this episode. He also uncovers why having multiple income streams is essential and the importance of financial planning. Wes also talks through the benefits of income investing, the average longevity of S&P 500 companies and how possessing a diversified investment portfolio can provide some income and inflation protection.This is provided as a resource for informational purposes and is not to be viewed as investment advice or recommendations. This information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. The mention of any company is provided to you for informational purposes and as an example only and is not to be considered investment advice or recommendation or an endorsement of any particular company. Past performance is not indicative of future results. Investing involves risk, including the possible loss of principal. There is no guarantee offered that investment return, yield, or performance will be achieved. The information provided is strictly an opinion and for informational purposes only and it is not known whether the strategies will be successful. There are many aspects and criteria that must be examined and considered before investing. This information is not intended to, and should not, form a primary basis for any investment decision that you may make. Always consult your own legal, tax, or investment advisor before making any investment/tax/estate/financial planning considerations or decisions. Investment decisions should not be made solely based on information contained herein. Learn more about your ad choices. Visit megaphone.fm/adchoices

Financial literacy is the blueprint to building financial success for the younger generation. In general, that could lead to earning your children early financial independence and increased happiness in retirement. To help us learn more about educating the rising generation regarding their finances, we called on Dan Sheeks, Owner and Founder Of Sheeks Freaks LLC, author, high school business/marketing teacher, personal finance advocate, and real estate investor for this week’s episode. Dan shares details about his life and his real estate investments along with five takeaways from his book to tell your kids about getting to a million dollars. He also reveals why he never uses the word “retire,” whether or not having a college degree is crucial, and talks through real versus false assets. Additionally, Dan and Wes discuss the difference between income versus wealth, address the happiness curve, and touch on credit cards and retirement accounts.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Although numerous habits make up the structure of a happy retiree, financial habits play a large part in creating the fulfilling retirement you’ve always dreamed of and being able to fund your additional interests.In this episode, Wes breaks down the five financial secrets of the happiest retirees based on research from his latest book, What The Happiest Retirees Know, and reveals how these patterns are fundamental to building wealth and living a comfortable retirement. Learn more about your ad choices. Visit megaphone.fm/adchoices

A sense of belonging, support, and accountability; these benefits come with joining a community. In this episode of Retire Sooner, Wes sits down with Jan Cullinane, award-winning and best-selling author, speaker, and consultant to discuss just how important communities are.Jan described what questions you can ask yourself regarding where you are in life. She also shares the five P’s for starting a business in retirement or otherwise, uncovers why strong social support is essential, and how the ability to renegotiate roles can be helpful in relationships. She addresses the importance of having a purpose in life and why women need to prepare to be in charge of their own financial decisions. To conclude, Wes and Jan talk through determining where to live in retirement, niche and non-traditional retirement lifestyles, and the psychology of money. Learn more about your ad choices. Visit megaphone.fm/adchoices

Tune in as Wes Moss discusses the investment math, data, and history that could make a major difference in your early retirement plans. Listen as Wes walks through the history of market recovery, what happens when you miss a handful of market up days as an investor, and the importance of participation over perfection when it comes to sticking it out in the market. He also shares how challenging and risky it can be to hop in and out of the market, the importance of protecting your purchasing power, and when the dry powder principle can come in handy. Furthermore, Wes expresses the significance of utilizing history as our guide in combating market downturns and timing. Learn more about your ad choices. Visit megaphone.fm/adchoices

What's the secret to unlocking your best life yet? Finding your purpose. To aid us in doing so, we sought out internationally bestselling author, coach, and keynote speaker, Richard Leider. Listen as he discloses looking at purpose as a verb and grasping the meaning in life.Richard reveals details from his fortuitous encounter with Viktor Frankl and a method for living with purpose. Additionally, he explains why purpose is fundamental to your health, how to stop living a default life, as well as useful tips for unlocking the sought out purpose of many. Richard wraps up by discussing the idea of coaching young NFL football players into reimagining the next phase of their lives and uncovers the fine points from his book. Learn more about your ad choices. Visit megaphone.fm/adchoices

You'd have to go back to 1937 to find a worse year for a 50% stock/ 50% bond portfolio. 2022 has been a challenging year for some investors as consumers face inflation and the Fed's battle against it. In this episode, Wes discusses how the Fed is slamming its foot on the economic breaks and raising interest rates. He then covers how Americans are being impacted by inflation.Anxiety comes hard and fast for investors and retirees during challenging times like today, so Wes walks listeners through three powerful keys to help them lower their stress and SWAN - Sleep Well At Night.1. The Power of a Plan2. The Power of Understanding Cash Flow3. The Power of DiversificationListen to hear how you can leverage these three powers to lower your anxiety levels and get back to focusing on retiring sooner.This is provided as a resource for informational purposes and is not to be viewed as investment advice or recommendations.  This information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. The mention of any company is provided to you for informational purposes and as an example only and is not to be considered investment advice or recommendation or an endorsement of any particular company.  Past performance is not indicative of future results. Investing involves risk, including the possible loss of principal. There is no guarantee offered that investment return, yield, or performance will be achieved.  The information provided is strictly an opinion and for informational purposes only and it is not known whether the strategies will be successful. There are many aspects and criteria that must be examined and considered before investing.  This information is not intended to, and should not, form a primary basis for any investment decision that you may make. Always consult your own legal, tax, or investment advisor before making any investment/tax/estate/financial planning considerations or decisions.  Investment decisions should not be made solely based on information contained herein. Learn more about your ad choices. Visit megaphone.fm/adchoices