

EverydayFI
Meghan Combs
Welcome to the EverydayFI podcast, the show that explores the lives and stories of everyday people in the financial independence community. I’m your host Meghan Combs, a personal finance junkie who learned from all of life’s money mistakes. Come with me as I talk to people on the path to financial freedom and the ultimate luxury: never having to work again.
Episodes
Mentioned books

Sep 15, 2025 • 49min
Let's hear from an expert - Meg's Money Musings with Tim Smith, CFP | Ep 69
Subscribe on Apple, YouTube, and Spotify. Welcome to Everyday FI, where we explore the lives of everyday people pursuing financial independence. I'm your host Meghan Combs, and I know that you do not need a million dollar book deal or a famous blog to reach FI early by talking with real humans. I'll show you how to forge your own path to financial freedom the everyday way. Today on Meg's Money Musings I'm doing something a little bit different. Normally I'm just here talking to myself, but I actually brought on a financial expert, Tim Smith, who is a CFP, wealth strategist and financial educator, and today we're going to talk about mindset shifts during different phases of FI. Things like how do you go from being a spender to a saver? How do you become a valuest spender? How do you mentally prepare for early retirement? All of these questions and more will be answered in today's episode with Tim. Support the Show: Join my Patreon membership Buy me a coffee Sign up to be on the show here

Sep 8, 2025 • 1h 10min
Slow and curious FI - Rakesh M. | Ep 68
In this conversation, Rakesh M., a tech worker pursuing financial independence, shares his journey from India to the U.S. Influenced by his father's banking career, he discusses evolving financial habits and his initiation into the financial independence movement. Rakesh highlights the challenges of being an immigrant, his transformative savings strategies, and the joy of aligning spending with personal values. He emphasizes the importance of enjoying the process toward financial security, rather than just focusing on the end goal.

Sep 1, 2025 • 1h 4min
What's your threshold for DIY vs. just spending the money? - Mitch & Meg's Money Musings | Ep. 67
Subscribe on Apple, YouTube, and Spotify. Welcome to EverydayFI, where we explore the lives of everyday people pursuing financial independence. I’m your host, Meghan Combs, and I’m here to say that you don’t need a million dollar book deal or famous blog to reach FI early. By talking with real humans I’ll show you how to forge your own path to financial freedom, the everyday way. I'm back with my buddy and co-host Mitch, with another Mitch and Meg's Money Musings episode, and today we're going to talk about what we are willing to spend money on and what we're not willing to spend money on. It’ll be very interesting since Mitch and I have very different cost structures to our lives, so tune in! Support the Show: Join my Patreon membership for $5/mo Buy me a coffee Sign up to be on the show here

Aug 25, 2025 • 50min
"Do hard things, but don’t do them alone." - Robin C. Part 2 | Ep. 66
Subscribe on Apple, YouTube, and Spotify. Welcome to EverydayFI, where we explore the lives of everyday people pursuing financial independence. I’m your host, Meghan Combs, and in this show I want to show you that you don’t need a multi-million dollar book deal or famous podcast to reach financial independence early. By talking with real humans I’ll show you how to forge your own path to financial freedom the everyday way. Today is part two with Robin. In this episode, Robin shares actionable advice on finding a good roommate based on her extensive personal experience, including the nuances of being both a roommate and a landlord. Our conversation shifts to Robin's journey towards financial independence, highlighting her involvement in the FI community through events like CampFI and Econome. Robin reflects on her current struggles and wins, emphasizing the importance of community, self-reflection, and intentional living. Tune in to hear part two of Robin’s story after we hear from our sponsors. Episode Links: Mr. Money Mustache GoGoDone Coworking Space Econome Conference ChooseFI Mark’s Money Mind Show Richmond ChooseFI local group Attached by Amir Levine and Rachel Heller Raising a Secure Child book Circle of Security International The Whole-Brain Child by Daniel J. Siegel Robin’s Nest Nature Playschool Support the Show: Join my Patreon membership Buy me a coffee Sign up to be on the show here

Aug 18, 2025 • 58min
Geodesic Dome to Nature Preschool: Robin's Unique FI Journey - Part 1 | Ep 65
Subscribe on Apple, YouTube, and Spotify. Welcome to EverydayFI, where we explore the lives of everyday people pursuing financial independence. I’m your host, Meghan Combs, and in this show I want to show you that you don’t need a multi-million dollar book deal or famous podcast to reach financial independence early. By talking with real humans I’ll show you how to forge your own path to financial freedom the everyday way. Today is part one with my friend Robin, who I met at CampFI in 2022. In this episode we share our experiences with carpooling to CampFI and the meaningful connections we made. Robin discusses her upbringing in an off-the-grid geodesic dome home in Virginia, her journey into early childhood education, and the inspiration behind launching an outdoor-focused nature preschool. Emphasizing the importance of strategic thinking and community support, Robin shares insights from her entrepreneurial journey, highlights the value of intentional financial planning, and reflects on the lessons learned from her parents' approach to money. We engage in a heartfelt conversation about the significance of a stable home and the various paths to financial independence. Tune in to hear part one of Robin’s story. Episode Links: EverydayFI Allen V. - Part 1 EverydayFI Allen V. - Part 2 EverydayFI Monica S. episode Root of Good CampFI Catching Up To FI Hike It Baby meetup in Charlottesville Support the Show: Join my Patreon membership Buy me a coffee Sign up to be on the show here

Aug 11, 2025 • 41min
Why I'm Happier (And Richer) Off Social Media - Meg's Money Musings | Ep. 64
Subscribe on Apple, YouTube, and Spotify. Welcome to EverydayFI, where we explore the lives of everyday people pursuing financial independence. I’m your host, Meghan Combs, and I’m here to show you that you don’t need a million dollar book deal or famous blog to reach FI early. By talking with real humans you’ll see how you can forge your own path to financial freedom, the everyday way. In today’s Meg’s Money Musings I talk about how I’m richer (and happier) off social media, my June red X month, and some updates for the podcast. Tune in after a word from our sponsors. Support the Show: Join my Patreon membership Buy me a coffee Sign up to be on the show here

Aug 4, 2025 • 31min
Work, life, FI balance - Part 2 with Amanda | Ep. 63
Subscribe on Apple, YouTube, and Spotify. Welcome to EverydayFI, where we explore the lives of everyday people pursuing financial independence. I’m your host, Meghan Combs, and I’m here to show you that you don’t need a million dollar book deal or famous blog to reach FI early. By talking with real humans you’ll see how you can forge your own path to financial freedom, the everyday way. We’re back with part two of Amanda’s story where we start by diving into how she has adjusted to life with her newborn son, including transitioning back to work and navigating the challenges of maintaining a work-life balance. Amanda discusses her desire for a part-time schedule to enhance her presence and enjoyment of these early years of parenthood. We also explore financial strategies including achieving liquidity, building emergency funds, and planning for a 'barista FIRE' lifestyle. Amanda talks about practical steps she and her wife are taking, like considering a nanny share, and the unexpected complexities of managing work-from-home life with a baby. Last up, we dive into Amanda’s passion for writing and her recent accomplishment of self-publishing a collection of essays on transitional life moments. And make sure to stay til the very end, where Amanda shares a unique practice that has positively impacted her life. Tune in to hear Amanda’s full story. Episode Links: Amanda’s Instagram Support the Show: Join my Patreon membership for $5/mo Buy me a coffee Sign up to be on the show here

Jul 28, 2025 • 47min
Career pivots, marriage, and kids: Amanda's FI Life | Ep. 62
Explore Amanda's inspiring journey towards financial independence while navigating marriage and new motherhood. She shares her debt repayment story and a career pivot to data analytics. Discover how parenthood has reshaped her financial goals, urging her to savor the present. The conversation touches on the delicate balance between family life and financial stability, communication in marriage, and the joys and challenges of raising children. Tune in for a relatable and uplifting narrative of personal growth and financial freedom!

Jul 21, 2025 • 1h 16min
The one where Mitch interviews Meg - Mitch & Meg's Money Musings | Ep. 61
Subscribe on Apple, YouTube, and Spotify. Welcome to EverydayFI, where we explore the lives of everyday people pursuing financial independence. I’m your host, Meghan Combs, and in this show I want to show you that you don’t need a multi-million dollar book deal or famous podcast to reach financial independence early. By talking with real humans I’ll show you how to forge your own path to financial freedom the everyday way. Today on the show the turns have tabled, the chairs have swapped: Mitch interviews me! If you’ve been dying to hear my full story, or at least an unabridged version of it, tune in. Episode Links: HerMoney podcast ChooseFI Afford Anything with Paula Pant EverydayFI episode on imposter syndrome Thinking In Bets by Annie Duke Durham Democrats Blinkist Mindset book review, YouTube Support the Show: Join my Patreon membership for $5/mo Buy me a coffee Sign up to be on the show here

Jul 14, 2025 • 44min
Freedom to Learn: The Path to FI & Multilingual Mastery - Ingrid T. Part 2 | Ep. 60
Subscribe on Apple, YouTube, and Spotify. Welcome to EverydayFI, where we explore the lives of everyday people pursuing financial independence. I’m your host, Meghan Combs, and in this show I want to show you that you don’t need a multi-million dollar book deal or famous podcast to reach financial independence early. By talking with real humans I’ll show you how to forge your own path to financial freedom the everyday way. We’re back with part two of Ingrid’s story. In this episode we dive into Ingrid’s life and financial independence journey. Starting from early money memories and high school jobs, she talks through her development of a strong desire for independence. Ingrid’s shares her thoughts on the significance of community, through both FIRE circles and language learning groups, and on privacy versus public sharing within the FIRE community. We again dive into travel stories, including touching on the value of group travel experiences. Towards the end Ingrid shares her practical life hack and her 'Hell Yeah or No' decision-making framework. Tune in to hear Ingrid’s full story. Episode Links: Gretchen Rubin The Four Tendencies quiz EverydayFI: Julie R. Part 1 EverydayFI: Julie R. Part 2 Travel with Julie Get Your Guide day trip tour to Monet Museum in Giverny France Polyglot Conference Hell Yeah! or No - Derek Sivers Ingrid's Instagram Support the Show: Join my Patreon membership Buy me a coffee Sign up to be on the show here