Audio from the July 18th, 2022 installment of “Polygon Alpha” with Alan Scott - Co-founder/Janitor of Railgun.LinkTree - https://linktr.ee/polygonalphapodcastPolygon Alpha Shorts - https://tinyurl.com/PolygonAlphaShortsYouTube - https://www.youtube.com/c/PolygonTVApple - Follow the show on Apple Podcast!Spotify - Follow the show on Spotify!RSS feed - https://api.substack.com/feed/podcast/863588.rssRailgun - Privacy is something all humans instinctually value. - It is a well-recognized human right, and even those who deny it to others expect it for themselves. - Privacy and anonymity should be the default, not the exception. Your consent should be needed before your personal or financial details are revealed to any would-be voyeur. - A small community of passionate and skilled privacy enthusiasts are developing RAILGUN, a privacy and anonymity system built directly on-chain on Ethereum, from which you can interact directly with DEXs, lending platforms, and popular smart contract applications. - RAILGUN keeps your actions secret, protecting your privacy, and allows you to keep your identity secret - thus giving you anonymity. - RAILGUN does this without you ever having to leave the safety and liveliness of Ethereum and its booming ecosystem. - Not only that, RAILGUN will bring its revolutionary advantages to other blockchain ecosystems in rapid succession. - If you ever need to be transparent, RAILGUN can generate a verifiable report of your actions and balances (for an auditor or compliance officer, for example), with a privacy preserving Zero Knowledge method. - This means your funds will still be hidden from the public, but you can provide evidence of the sources to your chosen colleague or recipient. - The goal of RAILGUN is not to strip away the third-party verifiability of actions taken on-chain, but rather to give back to users the power to choose who sees what, when, and why.~~~~Thank you so much for listening & watching the video, if you’ve not subscribed to the channel please do! We’ll continue to bring new videos to you!Polygon offers scalable, affordable, secure and carbon-neutral web3 infrastructure built on Ethereum. Our products offer developers to create user-friendly applications #onPolygon with low transaction fees and without ever sacrificing securityPolygon official channel:Website: polygon.technologyTwitter: twitter.com/0xPolygonTelegram Community: t.me/polygonofficialTelegram announcement: t.me/PolygonAnnouncementsReddit: www.reddit.com/r/0xPolygon/Discord: discord.com/invite/polygonFacebook: www.facebook.com/0xPolygon.Technology/Polygon Alpha Podcast This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit polygonalpha.substack.com

Audio from the July 12th, 2022 installment of “Polygon Alpha” with Dimitri Goleko - Product Manager of mStable.Polygon Alpha Shorts - https://tinyurl.com/PolygonAlphaShortsYouTube - https://www.youtube.com/c/PolygonTVApple - Follow the show on Apple Podcast!Spotify - Follow the show on Spotify!RSS feed - https://api.substack.com/feed/podcast/863588.rssmStable - mStable is an autonomous and non-custodial infrastructure for pegged-value crypto assets. The protocol was created to address three major problems: - Significant fragmentation in same-peg crypto assets (there are currently at least 5 major USD pegged crypto assets on Ethereum, for example) - Lack of yield in fiat currencies and pegged crypto assets - Lack of protection against permanent capital loss in pegged crypto assets - mStable addresses these problems through the creation of meta-assets, which are fully backed by a diversified basket of existing tokenised same-base assets. - Non-custodial - Meta-assets are minted or redeemed on-chain via the mStable smart contracts, which are non-custodial. - This means that no third party ever takes custody of a user's assets. - In other words, mStable is a "peer to pool" protocol, where the pool "lives" in a non-custodial smart contract. - All meta Assets are redeemable for the underlying assets at any time. - Stable - Each meta-asset represents a share of liquidity in the underlying asset pool and is a pegged-value crypto asset in its own right. - A meta-asset can be used as a medium of exchange, unit of account and store of value. - This addresses fragmentation in same-peg crypto assets by providing an single meta Asset per peg which unifies any number of underlying same-base assets. - Yielding - Each meta-asset is designed to produce a native interest rate when deposited in mStable's Save contracts. - This rate is derived through the mStable contracts autonomously and programmatically lending underlying assets to third party lending protocols, generating interest income. - The mStable contracts simultaneously allow for underlying assets to be exchanged or "swapped" for a fee. 90% of interest and exchange income is automatically and programmatically sent to savers. - Diversified - Each meta-asset diversifies exposure between different asset issuers and stability mechanisms, and caps exposure to any one asset, currently at 50%. - Whilst max weights reduce risk for users when compared to a standard AMM pool, they not eliminate it. - Please read about the risks of using mStable here. - Decentralised - The mStable protocol is governed by holders of mStable's native Governance token, MTA, who vote on proposals to make important decisions about the protocol. - Every participant who interacts with mStable has the option to earn MTA either through staking, for providing liquidity (through Feeder Pools or third-party protocols) or by saving mUSD or mBTC through mStable's Save contract. - MTA is emitted in this way to facilitate decentralised, collective and user-driven governance. - MTA can be staked on mStable for participation in Governance and for rewards distribution. - Please note that the first iteration of mStable focused on protecting stablecoins. - The focus has since shifted toward yield generation, with a reduced focus on stablecoin protection. - Maximum weights for each asset in the underlying basket provide some protection in the event of an underlying stablecoin losing its peg, but MTA will not be used for recollateralisation in this scenario. ~~~~Thank you so much for watching the video, if you’ve not subscribed to the channel please do! We’ll continue to bring new videos to you!Polygon offers scalable, affordable, secure and carbon-neutral web3 infrastructure built on Ethereum. Our products offer developers to create user-friendly applications #onPolygon with low transaction fees and without ever sacrificing securityPolygon official channel: Website: polygon.technologyTwitter: twitter.com/0xPolygon Telegram Community: t.me/polygonofficial Telegram announcement: t.me/PolygonAnnouncements Reddit: www.reddit.com/r/0xPolygon/ Discord: discord.com/invite/polygonFacebook: www.facebook.com/0xPolygon.Technology/Polygon Alpha Podcast This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit polygonalpha.substack.com

Audio from the July 5th, 2022 installment of “Polygon Alpha” with Ben & Pablo - Core Contributors to the QiDAO protocol.Polygon Alpha Shorts - https://tinyurl.com/PolygonAlphaShortsYouTube - https://www.youtube.com/c/PolygonTVApple - Follow the show on Apple Podcast!Spotify - Follow the show on Spotify!RSS feed - https://api.substack.com/feed/podcast/863588.rssQi DAO - Zero-interest crypto lending - making DeFi accessible for all - Mai Finance is a way for you to keep your crypto and still be able to spend its value. - That means you're able to borrow stablecoins without having to sell your crypto assets, and do so at 0% interest. - The process is simple: create a vault, deposit your crypto assets, and start borrowing stablecoins against your collateral’s value. - Mai Finance is a website that connects users to the QiDao Protocol, which is where the vaults are created and stablecoins are borrowed. - QiDao aims to provide an easy-to-use DeFi protocol which lowers the threshold to participating in decentralized finance. - QiDao wants to make the crypto-economy transparent, accessible, easy to understand, and inclusive for everyone around the world. - QiDao will continue to develop features and services that gives users more freedom and control over their crypto than currently available. - Stablecoins and lending are the building blocks for the decentralized financial services ecosystem. - QiDao's hope is to make a stablecoin, MAI, that can help any crypto community member use their tokens as collateral, serving as a catalyst for DeFi innovation on Polygon. - Mai Finance is the frontend / dashboard for the QiDao Protocol: it allows users to connect to the QiDao Protocol via a website. - QiDao is a way for you to hold on to your crypto while still being able to spend its value. It allows you to borrow stablecoins (tokens pegged to $1) at 0% interest, without selling your crypto. - QiDao is a community-run, community-governed protocol. Changes are made through proposals and voted on by holders of the governance token, Qi.~~~~Thank you so much for listening, if you’ve not subscribed to the channel please do!Host: Justin Havins aka Crypto TexanAV Engineer: Aaron Pettijohn This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit polygonalpha.substack.com

Audio from the June 27th, 2022 installment of “Polygon Alpha” with Kieran Daniels - Co-Founder & CEO of Streams.Polygon Alpha Shorts - https://tinyurl.com/PolygonAlphaShortsYouTube - https://www.youtube.com/c/PolygonTVSpotify - Follow the show on Spotify!RSS feed for Apple Podcast - https://api.substack.com/feed/podcast/863588.rssTranscript - Coming soon!Streams - Streams (https://streams.xyz/) is an easy to use mobile app, secured by Ethereum, that protects traditional investors from inflation while they earn passive income from their digital assets. - Founded in 2021 by Kieran Daniels (CEO) and Dziugas Butkus (CTO); Streams previously raised $1.3m in pre-seed funding and has just announced their highly anticipated private beta. - The mobile app is launching in Summer 2022, but you can get early access now by joining the waitlist at streams.xyz. - Unlike centralized products, such as Anchor Protocol or $UST – Streams is 100% non-custodial and secured by Ethereum. This means that each user personally controls their assets and does not rely on trusting a third party with their money. - Streams is also utilizing the decentralized scaling solution Polygon to eliminate high gas fees, which are often a major blocker for new users. - Streams is built on Ethereum which is a decentralized network and the backend is powered by Idle Finance (DeFi Protocol); Gnosis Safe (Multisig Wallet); Polygon Network (Layer 2 Aggregator); and Wyre (Fiat On-ramp). - The combination of these powerful products has created a delightful onboarding experience for beginners while also providing a secure, non-custodial platform to store their funds while earning passive income. - The team recently announced their private beta and $50,000 launch giveaway at the Blockworks / Bankless conference, Permissionless 2022, with a public release planned for this Summer. - There is currently a waitlist to join the beta, but you can sign-up for early access and a chance to win up to $50,000 in prizes at streams.xyz.~~~~Thank you so much for listening, if you’ve not subscribed to the channel please do!Host: Justin Havins aka Crypto TexanAV Engineer: MalkaviaM This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit polygonalpha.substack.com

Audio from the June 20, 2022 installment of “Polygon Alpha” with Hart Lambur - Co-Founder of UMA and Across ProtocolPolygon Alpha Shorts - https://tinyurl.com/PolygonAlphaShortsYouTube - https://www.youtube.com/c/PolygonTVSpotify - Follow the show on Spotify!RSS feed for Apple Podcast - https://api.substack.com/feed/podcast/863588.rssTranscript - Coming soon!UMA - UMA is an optimistic oracle and dispute arbitration system that securely allows for arbitrary types of data to be brought on-chain. UMA’s oracle system provides data for projects including a cross-chain bridge, insurance protocols, custom derivatives and prediction markets. - UMA's Optimistic Oracle allows contracts to quickly request and receive price information. - The Optimistic Oracle acts as a generalized escalation game between contracts that initiate a price request and UMA's dispute resolution system known as the Data Verification Mechanism (DVM). - Prices proposed by the Optimistic Oracle will not be sent to the DVM unless it is disputed. This enables contracts to obtain price information within any pre-defined length of time without the need to have the price of an asset written on-chain. - If a dispute is raised, a request is sent to the DVM. All contracts built on UMA use the DVM as a backstop to resolve disputes. Disputes sent to the DVM will be resolved 48 hours after UMA tokenholders vote on the price of the asset at a given time. Across Protocol - Across is an optimistic cross-chain bridge protocol that allows users to execute transactions between chains nearly instantaneously. This is accomplished by using an optimistic oracle, bonded relayers, and single-sided liquidity pools. - Across allows users to move tokens between chains by using a decentralized network of relayers who are reimbursed on a chain of their choosing through a unified liquidity pool. - A user that would like to move funds from chain A to chain B deposits funds into a "deposit box" on chain A with instructions about where they would like their funds to wind up and the fee that they are willing to pay. - Relayers view these deposits and, once they have verified that the details of the deposit are correct, immediately provide funds to the user on chain B. - After the relayer has performed the relay, a proof of that relay and the validity of the original deposit is submitted to the Optimistic Oracle (OO) and the relayer is reimbursed once this information has been verified by the OO. ~~~~Thank you so much for listening, if you’ve not subscribed to the channel please do!Host: Justin Havins aka Crypto TexanAV Engineer: MalkaviaM This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit polygonalpha.substack.com

*Apologies for the audio quality for the Host. Had to use laptop mic due to technical issues.Audio from the June 14, 2022 installment of “Polygon Alpha” with Bartek Kiepuszewski - Blockchain Architect at MakerDAO and Founder of L2BEATPolygon Alpha Podcast - https://polygon.technology/YouTube - https://www.youtube.com/c/PolygonTVSpotify - Follow the show on Spotify!RSS feed for Apple Podcast - https://api.substack.com/feed/podcast/863588.rssTranscript - Coming soon! - L2BEAT was created to provide transparent and verifiable insights into emerging layer two (L2) technologies which, in line with the rollup-centric Ethereum scaling roadmap are aimed at scaling Ethereum.- Rollup-centric Ethereum scaling roadmap: https://ethereum-magicians.org/t/a-rollup-centric-ethereum-roadmap/4698 - There are two primary (and somewhat independent) mechanisms that L2 chains can use. - First, the L2 state can be verified by L1 through either Validity Proofs or Fraud Proofs. This mechanism is most important as it ensures that L2 validators cannot cheat and include invalid transactions in a L2 block, e.g. mint coins out of thin air or steal your coins. - The second use of L1 is as a Data Availability layer for L2 transactions so that, if there is a dispute, users could independently re-create the L2 state and ensure continued system operation or trustlessly exit to L1.- An L2 chain can periodically "commit" its state to L1 by submitting the hash of its current state root. A state root is just a number, e.g: 0x77905a71f4b32221.... We need a mechanism to ensure that this number corresponds to the actual L2 state. - One way to do so is by providing a zero-knowledge cryptographic Validity Proof (zkProof) that will be verified by the L1 smart contract. If the verification passes, users can be sure that the state root is a result of executing valid transaction set. - The other mechanism is to allow any honest L2 chain observer to raise an alarm if they think that the supplied state root is incorrect and provide a Fraud Proof. Such a proof allows the L1 contract to trustlessly verify that the state root was incorrect. In such case it will be automatically removed and the chain will roll back. ~~~~ Thank you so much for listening, if you’ve not subscribed to the channel please do! Host: Justin Havins aka Crypto TexanAV Engineer: MalkaviaM This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit polygonalpha.substack.com

Audio from the June 6, 2022 installment of “Polygon Alpha” with Kain Warwick - the Founder of Synthetix.Polygon Alpha Podcast - https://polygon.technology/YouTube - https://www.youtube.com/c/PolygonTVSpotify - Follow the show on Spotify!RSS feed for Apple Podcast - https://api.substack.com/feed/podcast/863588.rssTranscript - Coming soon!Host: Justin Havins aka Crypto TexanAV Engineer: MalkaviaM This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit polygonalpha.substack.com

Audio from the May 26th, 2022 installment of “Polygon Alpha” with Mark Richardson - the Head of Research at Bancor.Polygon Alpha Podcast - https://polygon.technology/YouTube - https://www.youtube.com/c/PolygonTVSpotify - Follow the show on Spotify!RSS feed for Apple Podcast - https://api.substack.com/feed/podcast/863588.rssTranscript - Coming soon!Host: Justin Havins aka Crypto TexanAV Engineer: MalkaviaM This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit polygonalpha.substack.com