Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance)
Ari Taublieb, CFP®, MBA
Ari Taublieb is a CERTIFIED FINANCIAL PLANNER™ and Vice President of Root Financial Partners. Ari Taublieb, CFP®, MBA specializes in helping people navigate an early retirement. I get it...retirement sounds overwhelming (an early retirement may sound particularly overwhelming)! Does it just feel like there's so much to consider and you just want to make sure you're doing everything you can to set yourself up right? If I may ask...why do YOU want to retire early? Do you want to travel? Have you just had enough of work? Do you want to spend more time with family (or on hobbies you've been putting off)? I created this podcast to help you know when work is now optional because you have a financial strategy that tells you when you can retire. You will learn all the investing tips in this financial podcast to set up the right portfolio for your goals. You may love what you do - and if that's you, great! I'm not saying stop working. But, I am saying, wouldn't it be nice to know when you didn't HAVE to work any more? When you would only go to work because you enjoyed it (crazy concept, I know). This is the ultimate retirement podcast (specifically, early retirement!). Retiring early, also known simply as "financial freedom", is having the ability to do what you care most about, MORE!I don't want you to work unless you ENJOY it (finances aside, for just a moment)! My goal of this podcast is to give you all the tips and strategies so you can retire EARLY. Retirement planning, investing, personal finance, tax strategy, and you'll hear case studies from my clients and exactly how I've helped them navigate the transition into retirement. What are the right investment accounts to have in retirement? I want retirement planning to be simple for you so that you can retire early and maximize your retirement goals. Become a retiree and enjoy everything you've been waiting for your whole life (and start practicing retirement today)! I release new episodes every Monday with all the strategies (you'll learn that I love examples) so you can maximize your return on life (we use money to do this).
Episodes
Mentioned books
Jan 15, 2024 • 22min
3 Situations When Retiring Early Will Make More Financial Sense Than Continuing To Work
Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereWe're peeling back the layers of an early retirement to reveal how stepping away can actually result in paying fewer taxes over the course of your lifetime and having more dollars at the end of the day in certain situations!But be careful - we'll discuss getting into the nitty-gritty of how those golden years can impact your Social Security benefits, especially if you haven't hit that magic number of 35 years in the workforce. It's a complex dance between maximizing your nest egg and ensuring you don't fall into common traps, such as healthcare costs before Medicare or penalties on early withdrawals from retirement accounts. Plus, we'll dissect the intricate interplay between Roth conversions and Medicare premiums – a crucial factor in your retirement choreography.While our discussions are rich with educational content, remember that the roadmap to retirement is as unique as you are, so consulting a professional for your personalized plan is always the wisest route.!Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.
Jan 8, 2024 • 21min
(10 MISTAKES) When Retiring Early...
Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAn early retirement can be intimidating because you do NOT want to:1) run out of money (obvious)2) go back to work (you only want to retire ONCE)3) wonder if your loved one's will be okay if something happens to you....and so much more.In today's episode Ari gives you the 10 things to avoid if you want to retire early with complete confidence. Enjoy!Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.
Jan 1, 2024 • 19min
5 Tips From My Clients Who Retired Early Successfully
Discover five essential strategies for a fulfilling early retirement, derived from the experiences of those who have succeeded. Learn how to effectively manage taxable income and align your spending with personal needs. Get insights into proactive estate planning that can safeguard your financial future. Each tip emphasizes confidence and security in retirement decisions, ensuring you won’t have to worry about returning to work. Embrace these proven approaches to navigate your journey toward early financial freedom!
Dec 25, 2023 • 29min
The 3 Levels Of An Early Retirement | What Level Are YOU At?
Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereImagine a life where money is important but doesn't overshadow the joy of living. Yes - I post episodes every Monday (even on Christmas)!Level One - can you retire?Level Two - how MUCH can you spend in retirement?Level Three - are you going to be maximizing tax savings in retirement?We dive into each level in more detail so you can understand what you need to do to optimize your early retirement goals.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.
Dec 18, 2023 • 30min
7 Things To Optimize Your Finances Before Year-End (Checklist)
Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereThere's a lot of financial planning opportunities, but it's hard to keep track of it all.Make sure you're not leaving any money on the table in 2023! Here's the guide I mentioned in the episode: 2023 Year-End ChecklistCreate Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.
Dec 11, 2023 • 22min
4 Simple Tips To Retire Early
Create Your Custom Early Retirement Strategy HereAre you ready to master the art of early retirement? We're here to guide you on how to make your money work for you, revealing the secrets behind a successful early retirement. Through real-life stories, we shed light on the importance of having a well-rounded financial plan, as well as the potential pitfalls of retiring without one. We also delve into the significance of maintaining good health before and during retirement, providing insights on how to strike the right balance between work and personal well-being.Ever wondered if you're over-reliant on your 401k for your retirement fund? In a lively discussion, we expose the potential downsides of solely banking on your 401k and the immense benefits of diversifying your retirement funds. We empower you with expert advice on various retirement strategies and the importance of seeking professional help when it comes to retirement planning. Plus, we take a deep dive into the habit of shifting retirement goalposts, continually postponing retirement for the next bonus or financial milestone. Tune in for an enlightening conversation packed with invaluable tips for anyone considering early retirement.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.
Dec 4, 2023 • 20min
How Much Do You Need To Be Able To Spend $10k/month?
Create Your Custom Early Retirement Strategy HereEver imagined a life of comfort in your golden years, spending $10,000 a month after taxes? Well, buckle up as we debunk popular myths and instead introduce you to the 'guardrails approach' to retirement planning, emphasizing the need for a sustainable plan tailored to your individual needs. Toss aside those rigid figures and start focusing on variables such as social security, pensions, and desired spending to provide a personalized roadmap to your retirement. Dive deeper as we navigate the complexities of early retirement, from the rule of 55 right down to the tax implications. Ponder about the 'house rich, cash poor' scenario and recognize the importance of a well-rounded portfolio. Health insurance is another key player that demands your attention. Let's not allow the process to overwhelm you, rather push you to seize control of your financial future. So, are you ready to transform your golden years into a treasure trove? Let's dig in!Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.
Nov 27, 2023 • 17min
When Does It Actually Make Sense To Hire A Financial Advisor?
-> Create Your Custom Strategy To Retire EarlyIt doesn't make sense to hire an advisor if you're not getting significant value in excess of that fee. There's both value you can quantify and value that's less quantifiable - peace of mind. Ari shares a real client story who has had multiple financial advisors and what prompted them to make their decision.Here's to retiring only once, and doing it confidently!Email me directly: ari@rootfinancialpartners.comCreate Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.
Nov 20, 2023 • 26min
The Tax-Efficient Way To Simplify Your Retirement
-> Create Your Custom Strategy To Retire EarlyHere's a promise: you're about to unlock the secrets to maximizing your retirement savings across multiple accounts, all while maintaining tax efficiency. Ever wonder how to manage investments spread across Vanguard, Fidelity, and Schwab? Look no further. Join us as we delve into the complexities of coordinating these diverse accounts, discussing the potential pitfalls and the importance of tax-savvy decision-making. We’ll also tackle a listener's question on the intriguing risk can analogy, as well as the choice between qualifying for subsidies and opting for Roth conversions. Imagine if you had a "superhero account" to streamline your retirement planning. Well, it’s not as far-fetched as it sounds. In the next part of this episode, we’ll explore the concept of an "in-service distribution" and how to leverage it for your benefit. And yes, we’ll also introduce you to the concept of this superhero account - a brokerage account that can be your knight in shining armor. Let's take a case study of Rachel, who is planning her retirement in two to four years, and discuss her path to achieving optimal tax efficiency. Gear up as we demystify the realm of retirement tax planning through this engaging discussion.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.
Nov 17, 2023 • 22min
[Client Story] Why You Should Consider Retiring Earlier Than Planned
-> Create Your Custom Strategy To Retire EarlySo, here's to retiring only once, and doing it confidently!Email me directly: ari@rootfinancialpartners.comCreate Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.
