Real Money Talks

Are you tired of losing money? Are you looking for a sure way to invest your money without the risk of losing it? Are you about to retire and want to use your money wisely that is guaranteed to come back to you? My guest today, Rob Cole, is an annuities expert. On today’s episode, Rob discusses the reasons why you should to have annuities in your portfolio - especially since a lot has changed in the last decade. With over 60 billion dollars of annuities sold last year alone, having annuities is a safe option that offers an upside potential at the same time.   “What most people like is that they can never lose money in those annuities.” - Rob Cole In This Episode of Real Money Talks:  Difference between the new and updated annuity Who needs an annuity People who are most interested in annuities What people need to do to get ready to invest in annuities Subscribe, Rate & Share Real Money Talks! Loral Langemeier is on a mission – to educate and empower the Real Money Talks community on how to have those important money talks that are straight, to the point, and can be applied to every aspect of your life. So, tune in every Monday, Wednesday, and Friday on iTunes to learn, ask Loral a question, and create your path to financial freedom! Don’t forget to leave a review and grab your free gifts on AskLoral.com!

Getting incorporated is, by far, one of the best ways to protect your money. As a business owner, you need to protect your personal and  business finances, and the best way to do that is by incorporating your business as an LLC, corporation, or other legal entity. My guest today is Tim Wagner. Tim has worked with LegalZoom for many years and he joins me today to share his knowledge on why it's crucial for new business owners to incorporate their companies and protect their personal assets.  Tim shares how simple it is for you can get incorporated and some specifics you need to know about keeping a company. He explains how it can benefit you and your assets when unexpected, unfortunate events happen, and how you can conduct the annual board of director’s meetings even if you’re a one-man corporation.     “People do not know that once you’re an entity, there are ongoing requirements that the state will impose on you.” - Tim Wagner       In This Episode of Real Money Talks:    Basics to set up an entity  Location options in opening an entity  Common mistakes most people make  What makes an entity inactive  Benefits of having an entity  List of requirements to maintain the entity  When to create a brand new entity      Basic Steps to Be an Entity:  Submit the necessary paperwork.  Create your internal organizational documents.  Contact the IRS and obtain your federal tax identification number.  Open a corporate bank account.        Subscribe, Rate & Share Real Money Talks!             Loral Langemeier is on a mission – to educate and empower the Real Money Talks community on how to have those important money talks that are straight, to the point, and can be applied to every aspect of your life. So, tune in every Monday, Wednesday, and Friday on iTunes to learn, ask Loral a question, and create your path to financial freedom! Don’t forget to leave a review and grab your free gifts on AskLoral.com! 

One of the most popular ways to make money is by offering your products and services. Having a good product or an impressive portfolio is only the beginning. If you don’t know how to approach others and sell what you have the proper way, it may be too much to expect a positive cash flow on your end. How to can create a sales system is where Cory Comstock, a world-class sales consultant, comes in to share his expertise with us regarding the psychology of sales. Today, Cory talks about the difference in process and result between the popular way of selling - where the salesperson does all the talking - and the process-oriented method, which is by intentionally asking questions. Cory explains the downside of not having a sales system or a process and shares the approach he does when dealing with clients for them to “own” their decision that would lead actions that create lasting changes.   “The one thing I think so many salespeople can fine-tune in their process is, ‘I’m formulating my next question before they have answered my previous question'.” - Cory Comstock     In This Episode of Real Money Talks:  The biggest problem business owners have The importance of having a sales process Mastering the technique of formulating your next question before your client answers the previous one The biggest thing Cory has learned in his process Why you should make a logical decision over an emotional one How to gauge your customer’s “temperature” Simple Sales System:   Know what you’re selling. Be directional about your questions. Come up with a script that’s authentic to your personality.     Subscribe, Rate & Share Real Money Talks!         Loral Langemeier is on a mission – to educate and empower the Real Money Talks community on how to have those important money talks that are straight, to the point, and can be applied to every aspect of your life. So, tune in every Monday, Wednesday, and Friday on iTunes to learn, ask Loral a question, and create your path to financial freedom! Don’t forget to leave a review and grab your free gifts on AskLoral.com!

Are you buried in so much work that you barely have time for your family and yourself? How is the progress and growth of your business with all the uncompleted tasks on hand? If you don’t notice it, know that there are adverse effects of having unfinished work. You’re stuck, and your morale is affected since you don’t have a sense of accomplishment. You are left overwhelmed and stagnant when you can be progressing, thriving, and growing. In today’s episode, my guest is Jessica Rose, an aspiring businesswoman who launched a company that offers the aid and support of personal assistants. Jessica talks about her career path – from working at Barro’s Pizza at 16 to being an intern at an engineering firm and becoming the boss of her own company even before she finished her college education. As Jessica waits for the day she graduates from Arizona State University (ASU), she looks forward to helping other entrepreneurs focus on growing their business while she provides the necessary assistance as they need to make their business flourish.     “The things I like doing the most are the things that seem to be most stressful to the business owner.” – Jessica Rose     In This Episode of Real Money Talks:  Jessica’s goals in her business Compelling reasons why you need a personal assistant Jessica’s ideal clients How an assistant’s fees are determined     Subscribe, Rate & Share Real Money Talks!         Loral Langemeier is on a mission – to educate and empower the Real Money Talks community on how to have those important money talks that are straight, to the point, and can be applied to every aspect of your life. So, tune in every Monday, Wednesday, and Friday on iTunes to learn, ask Loral a question, and create your path to financial freedom! Don’t forget to leave a review and grab your free gifts on AskLoral.com!

How often do you fail to express what you want to say to your spouse, your children, or your co-worker because you want to avoid the complications that could go with it? What are the effects of failing to communicate accordingly and appropriately in your personal and professional relationships? Are you aware that there are people who can help you express yourself so you can have better and healthier relationships? In today’s episode, our guest is a conversation coach Lorelei Carter of ConversationRX. She talks about what led her to become a conversation coach and her goal in this pursuit, which is to help people say what they need to say to avoid getting stuck in their relationships. With a master’s degree in counseling psychology, Lorelei is currently writing a book and preparing for several speaking engagements as she continues to help people move forward.     “Often, we don’t move forward because we are too afraid to say what we need to say and things get stuck, and nothing happens.” – Lorelei Carter     In This Episode of Real Money Talks:  What a conversation coach is and how they help people Kinds of conversations people avoid in romantic relationships, the workplace, and the family The most important conversation people can have in their lives How Lorelei comes up with her fee structure Different kinds of sessions Lorelei has with her clients   Check out Lorelei Carter Across the Net:  Conversation RX Website     Subscribe, Rate & Share Real Money Talks!         Loral Langemeier is on a mission – to educate and empower the Real Money Talks community on how to have those important money talks that are straight, to the point, and can be applied to every aspect of your life. So, tune in every Monday, Wednesday, and Friday on iTunes to learn, ask Loral a question, and create your path to financial freedom! Don’t forget to leave a review and grab your free gifts on AskLoral.com!

Do you have great ideas but don’t know how to put it into writing? Is there something amazing you want to share with the world that you can express in 15 ways or chapters? Due to this generation’s busy lifestyle, many prefer to skim through their reading, whether it’s a newspaper or online article. With today’s fast-paced way of life, Itty Bitty Publishing offers an easy and affordable way for you to be a published author in your area of expertise.   In today’s episode, our guest is a very special lady and an expert in publishing who co-founded Itty Bitty Publishing. Suzy Prudden, a New York Times Best-Selling author who has published 14 books, talks about how she got into publishing. Suzy also shares how she and her team work with experts as they help them with their business through the 30-pages and 15 chapters of Itty Bitty Books.     “They’re not a business card. They’re a business builder.” – Suzy Prudden     In This Episode of Real Money Talks:  What Itty Bitty books are and their content How a woman who wrote her dissertation in seven years came up with her book that is now being offered as a course in colleges How Suzy helps their authors get published and with marketing and speaking engagements     Subscribe, Rate & Share Real Money Talks!         Loral Langemeier is on a mission – to educate and empower the Real Money Talks community on how to have those important money talks that are straight, to the point, and can be applied to every aspect of your life. So, tune in every Monday, Wednesday, and Friday on iTunes to learn, ask Loral a question, and create your path to financial freedom! Don’t forget to leave a review and grab your free gifts on AskLoral.com!

Many people today are unhappy, worried, and miserable. There is a rise in suicide and depression rates that are caused by many factors. Some of these include a busy lifestyle, a lack of personal connection with others, or the inability to be joyful and see the brighter side of life.   In today’s episode, my guest, Debbie Harbinson, MHI, RN, HNB-BC, is a registered nurse who talks about the importance of learning the science of laughter, psychology, and humor. She explains the of learning the truth about laughter and its effects on the longevity of your life. With this, she pursues teaching and educating others about the advantages of laughter as she conducts training with the staff of a mental health organization in May.     There are facts you need to know about laughter and humor because if you do not, we are talking about life and death here. - Debbie     In This Episode of Real Money Talks:  Debbie expresses her desire to share with others the importance of laughter and humor in living healthy lives and pursuing relationships How she realized that she could make money with laughter while continuing to work towards a noble cause Why laughter is the easiest way to connect with patients and its impact on their recovery How Debbie’s learning from an organization called World Laughter Tour equips her to teach people about joy and laughter Advantages of laughter in organizations and how it serves them     Subscribe, Rate & Share Real Money Talks!         Loral Langemeier is on a mission – to educate and empower the Real Money Talks community on how to have those important money talks that are straight, to the point, and can be applied to every aspect of your life. So, tune in every Monday, Wednesday, and Friday on iTunes to learn, ask Loral a question, and create your path to financial freedom! Don’t forget to leave a review and grab your free gifts on AskLoral.com!

How does self-love, acceptance, and approval make you more money and become a more successful entrepreneur? Why is it important for powerhouse female leaders to connect with their inner goddess? My guest today is Orion Talmay, a love coach and transformative wellness expert and the founder of Orion’s Method. She helps “alpha women” awaken their inner goddesses and attract their soul mate without wasting time looking for love in the wrong places. She joins me today to share ways you can reconnect with your inner goddess, how it can impact your life and business, and actionable tips you can being using now to start your journey to finding your inner goddess.   “A relationship is like a garden. You’ve got to nourish it and work at it every day.” – Orion Talmay   In This Episode of Real Money Talks: Why connecting with your inner feminism is important as a female entrepreneur Ways to ignite your inner feminine energy How what you wear into a business meeting impacts the way you feel and present yourself to your partners, customers, and clients     Subscribe, Rate & Share Real Money Talks!           Loral Langemeier is on a mission – to educate and empower the Real Money Talks community on how to have those important money talks that are straight, to the point, and can be applied to every aspect of your life. So, tune in every Monday, Wednesday, and Friday on iTunes to learn, ask Loral a question, and create your path to financial freedom! Don’t forget to leave a review and grab your free gifts on AskLoral.com! 

To make money – I’m talking serious money – you need a plan. In today’s business society, many small businesses, entrepreneurs, and startups tend to leave their business plan behind and “wing it” in their business and industry. What these business owners often don’t realize is that by not creating a sound business plan and sticking to it, they are ultimately setting themselves up for failure. That’s why in today’s Real Money Talks conversations, I’m going to talk about how your vision for your business helps you create the strategies and tactics necessary to reach your goals and achieve success. I want you to really understand how the daily tactics and tasks you do for your business helps you fulfil that strategy and impact the overall success of your business while creating financial freedom for yourself and your family.   You don’t have personal values and professional values. As an entrepreneur, you can’t divide yourself.   In This Episode of Real Money Talks: The components of an operational business plan. The difference between strategies, tactics, and KPIs and how they help you reach your vision. What visionary companies need in their business plan? Why you need two to six strategies to help you reach your business. The types of strategies you can use in your business to help you reach your goals. Business tactics are everything that it takes – all the daily tasks – to get the work done to reach your goals.   Mentioned in This Episode: Loral’s Business Plan Program Built to Last book by Jim Collins   Subscribe, Rate & Share Real Money Talks!             Loral Langemeier is on a mission – to educate and empower the Real Money Talks community on how to have those important money talks that are straight, to the point, and can be applied to every aspect of your life. So, tune in every Monday, Wednesday, and Friday on iTunes to learn, ask Loral a question, and create your path to financial freedom! Don’t forget to leave a review and grab your free gifts on AskLoral.com!      

The truth is, tough times are going to happen. There’s no way to dodge it, run from it, or avoid it. It’s simply part of life; part of business. So how do you stay motivated, empowered, energetic and driven when you encounter these tough times? Many successful people have their own methods to staying motivated when hard, stressful times enter their lives. Today, I’m going to share with you several tips that I have used and taught to my students on how to stay motivated through the toughest times in your life, your business, or your career. Here’s a secret – it’s not about time management. It’s about self-management.   Remember: A goal is a dream with a deadline.   In This Episode of Real Money Talks: Find the goal or mission that is beyond Set daily revenue-producing goals. Get a coach, a mentor, or get involved in a mastermind. Assess your money, your personal development and growth, your physical space, your health and spirituality, your friends, family, and significant relationships. Find the gap that provides you the most motivation. Give yourself permission to take some time off. What the R.A.L.T. Principal is and how you can use it to stay motivated.   Loral’s R.A.L.T. Principal: Results Action Language Thinking   Subscribe, Rate & Share Real Money Talks!           Loral Langemeier is on a mission – to educate and empower the Real Money Talks community on how to have those important money talks that are straight, to the point, and can be applied to every aspect of your life. So, tune in every Monday, Wednesday, and Friday on iTunes to learn, ask Loral a question, and create your path to financial freedom! Don’t forget to leave a review and grab your free gifts on AskLoral.com!