Move iQ Podcast

In episode two of the no-nonsense guide to buying a home series, Phil guides you through how to save for a house. From the ins and outs of a Lifetime ISA to understanding fixed-rate savings, this episode will give you the confidence to grow small savings into a mortgage-worthy deposit. Tune in for How much should you save? Why to create a savings plan Utilising government schemes Get your free eBook, click here You can access more of Phil's advice for FREE on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk

Welcome to the first episode in our brand-new series, "No-Nonsense Guide to Buying a Home." In this series, Phil walks you through the journey of house hunting, from early preparation in this episode to mortgage options, all the way to completion and finally getting your keys. Tune in for Things to do before you start Know your budget and its impact The right mortgage option for you Get your free eBook, click here You can access more of Phil's advice for FREE on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk

In this episode Phil Spencer explains the rules letting agents in the UK are required to follow. This will help you know what to look for if you're renting in the UK to give you the confidence and reassurance that you're dealing with the right agent. Tune in for Duty of care to tenants Tenancy deposit scheme What does a Propertymark member mean? For more on this topic click here You can access more of Phil's advice for FREE on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk

Phil talks about whose responsibility it is to rectify mould in a rental property, what should you do if it appears and what you can do to prevent it from returning in the future. Tune in for What is mould & where can it be found? Who is responsible for mould in rental property Who to tell about mould You can access more of Phil's advice for FREE on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk

Phil covers the pros and cons of buying vs. renting, navigating the complexities of mortgages, and breaking down what changes in the housing market mean for you and how your personal circumstances play a pivotal role in this decision. Tune in for The freedom of renting General "Pro's" regardless of the market Always check your local market You can access more of Phil's advice for FREE on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk

Phil discusses estate agent reviews and how you can gauge an agent's local knowledge, professionalism, and responsiveness from what is mentioned in the reviews. Phil shares his tips on how to interpret reviews, key questions to ask, and the importance of a Propertymark agent. Tune in for Where you can find estate agent reviews What to look out for when reading reviews The significance of being a Propertymark member Find a Propertymark agent here. You can access more of Phil's advice for FREE on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk

Phil explains the term 'under offer' on a property, what to expect during that stage of the home buying process and what you need to know to navigate this crucial part of the buying and selling process. Tune in for When is a property 'under offer'? What is the process from a buyers perspective? When does the transaction become legally binding? You can access more of Phil's advice for FREE on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk

In this episode, Phil shares his insight into adding someone to your mortgage, your options, and some of the implications that could arise from it. Tune in for How to know if you're eligible and how to add someone Adding the applicant as a guarantor What are the implications You can access more of Phil's advice for FREE on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk

In this episode, Phil explores the pros and cons of buying a home with a mate. From the benefits of bill-splitting to how you can protect yourself, your investment, and your relationship in case life throws a curveball at you. Tune in for Negatives & pressures of co-ownership Different types of mortgage & options Protecting your investment You can access more of Phil's advice for FREE on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk

In this episode, Phil shares five quick tips on selling in a difficult market. From perfecting your property's presentation, to your collaboration with your agent and what tactics to potentially avoid, all designed to help increase the chances of receiving an offer you're happy with. Tune in for Benefits of home styling Beware of offering incentives The market is more resilient than expected Get a Move iQ Property Report and know any property instantly. You can access more of Phil's advice for FREE on the Move iQ website Why not subscribe to receive Phil's monthly newsletters, and get his top tips and market updates direct to your inbox. You can connect with us on Facebook, Instagram, TikTok Twitter or LinkedIn. We upload videos weekly over on our YouTube channel be sure to subscribe and let us know what you think. If you have any questions for Phil or any special requests for topics to cover on the podcast, then please email us at hello@moveiQ.co.uk