The Scottish Property Podcast

In this episode, Nick and Steven chat to property investor and mortgage broker, Kessar Salimi. Kessar has been on the show previously to talk about how to get mortgages but this time we dive into his own property portfolio and his experience in the market.We talk about the following:How Kessar and his family lost all their properties in the last financial crashWhat lessons he took from the experience of having all the properties repossessedWhat property investing strategy has he a...

In this episode, Nick and Steven chat to the CEO of the Scottish Association of landlords, John Blackwood about the proposed new government changes in the private rented sector.We talk about the following:The Scottish Green party new deal for tenants and what this means for landlordsWhat are the housing policies which will change the PRSHow will they go about implementing these changesWhat are landlords biggest fears now that the Green party are in a power sharing governmentRent control...

In this episode, Nick interviews Steven on his latest flip project in Bridge of Earn. Although Steven is an experienced developer, he shares the ups and the downs of the project and the vital lessons learnt along the way.We talk about the following:How the deal was structured with a joint-venture partnership.How the deal was sourced The numbers breakdown and what profit they aim to makeThe challenges faced due to rising prices of materials and how they overspent on the budget...

In this episode, Nick and Steven chat to Chartered Surveyor, Jonathan Annan of Harvey Donaldson & Gibson about upcoming minimum EPC legislation and how this will affect landlords and property investors.We talk about the following:What is an EPC certificate is, who can carry them out and where they can be found.Why they are important for property investors and landlords with minimum rating legislation coming in, update on timescales.What can be done to increase the EPC ratings of old...

In this episode, Nick and Steven talk about finding "No money left in deals". This is where the investor buys the property, adds the value through a refurb, and then refinance all of the initial cash investment back out and sometimes even more!We talk about the following:What is a no money left in deal?Why it is getting harder and more competitive to find such dealsWhere and how are people still managing to find these deals?Case studies of a couple of Stevens deals that he has co...

In this episode, we talk to the founder of Pillow Partners, Scott Weir. His property management company looks after holiday homes and serviced apartments across the UK.We discuss:How Scott started in the property industry as a letting agent Starting Pillow as a new business in 2016How he has managed to grow the business and his global ambitionThe challenges of the pandemic and how it impacted the business The bounceback after lockdowns and the rise of the "Staycation"Changes i...

In this episode, we talk to Alex Robertson and Laurie Duncan of the REWD Group. Alex and Laurie have multiple strategies going on in their property business but on this episode we concentrate mainly on how they built their buy to let portfolio to 200 units in such a short space of time. We discuss:How REWD group was formed and why the business partnership works so wellHow they manage to acquire portfolios which allow them to scale quicklyThe mindset involved in going from a couple ...

In this episode, we talk to Doug McSween of 91BC. Doug is a partner in a successful factoring company based in Glasgow and it was interesting to talk to him about the sector. Many property investors despise factors, eating into the cash flow and overcharging for maintenance but like any industry, there are good and bad.We discuss:What a factor is and what exactly they do for their moneyHow did they generate income and do they take on markup on maintenance jobs and insuranceWhy fac...

In this episode, we talk to Stef Paterson and Jade Flannigan aka The Property Duo. Stef and Jade are doing great things in Aberdeen with their property business and it was great to hear their story.We discuss:Being best friends and business partners at the same time and how the relationship worksLeaving a good salary in the corporate world and making the jump in to a full time property businessBuilding a brand online and using social media to attract investors and financeHMO project in...

In this episode, we catch up on all the latest property news and what's going on in the current property market.We discuss:1. A new service that allows estate agents to charge people £30 a time for viewing propertiesSource:https://www.thetimes.co.uk/article/estate-agents-to-charge-30-for-a-viewing-qxnzvvm8p2. The problems being experienced by developers and builders due to a shortage of building materials which is causing prices to rocket!Source:https://www.thetimes.co.uk/article/...