The Scottish Property Podcast

In this episode, Steven and Nick chat with Jeff Livingstone from Landlord Specialist Services Scotland about the process of evicting a tenant based on rent arrears. We talk about the following:What services does Jeff carry out on behalf of the landlord Will tenants struggle to pay rent this winterWhy good communication with tenants is so importantHow some tenants will “play' the system to fast track themselves on the social housing waiting list. What chance has a landlord got t...

In this episode, Steven and Nick give an update on all the latest news affecting the property market and how it's affecting their own investing.We talk about the following:Summary of what has happened post mini-budget.How did it affect our investing thoughts.The return of the tracker mortgage.Where does the BOE go with rising interest rates.How it is difficult to make good cash flow with higher interest rates.How are the rising interest rates going to affect the property market and will this ...

In this episode, Steven and Nick give some helpful tips on doing your own due diligence on deals and sourcing agents.We talk about the following:What steps can you take to check a dealWhat steps can you do to check out deal sourcers are trustworthyHow much to pay a deal sourcerWhat sort of terms should you be signingExtra checks you should do on tenanted propertiesQuestions and answers from the audience **DISCLAIMER**Please do your own due diligence on any of our guests you may decide to...

In this episode, Steven and Nick chat with David Sands about his family business and current property business. As the former owner of David Sands convenience stores, we discuss the sale of the shop chain and his subsequent shift into property, making life work to what he wants to do in the future.We talk about the following:* Starting a convenience store business in his 20’s* Building it from 1 shop to 30 units with 800 employees* Selling it all off to the co-op for an undisclosed sum* How t...

In this episode, Steven and Nick chat with Jerry Alexander about current topical situations.Rising energy costs, utilities, and how it is affecting his commercial and residential propertystrategies.We talk about the following:* Rising energy and utility costs* Rising interest rates* The effect the rises are having on property strategies* What you can do to mitigate risks* Looking for new opportunities* The current economic conditions* How we can navigate through the problems aheadHow to get i...

In this episode, Nick chats with John Blackwood, CEO Scottish Association of Landlords about the latest government announcements and what the implications are for landlords.We talk about the following:How the Scottish government did not engage or consult with stakeholders Update on when the legislation is to be published How will the freeze on rent be implemented Is it the SNP or the Green Party driving these policies How will the eviction bans work and will th...

In this episode, Steven and Nick chat to property investor Ewan Dudding (25) about how he has managed to scale up to owning 22 buy to let properties at such a young age! We talk about the following:How Ewan bought his first property saving everything he had and cutting his expenses. How to get a mortgage as a student.“House hacking” for cash flow.Leveraging student loans to purchase property.Using the BRRR strategy to build his portfolio.Funding with private investor financing and h...

Rent Freeze and Eviction Bans with Brian Gilmour In this episode, Steven and Nick chat with Brian Gilmour about the latest government announcements about the rent increase, freeze, and eviction bans. How to get in touch with Brian:Brian@indigolets.comhttp://www.indigolets.com/https://www.linkedin.com/in/brian-gilmour-15aa2125**DISCLAIMER**Please do your own due diligence on any of our guests you may decide to do business with. We interview in good faith. However, we cannot be held r...

In this episode, Steven and Nick chat to Dee Ludlow about all the factors at play in the macro economy right now. How is this having an impact on peoples investing decisions and where will the opportunity come for investors?We talk about the following:Where the opportunity is to invest in the current economic climate.Rising interest rates, how fast and how high do rates need to go to curb inflation?What is the true rate of inflation?The energy crisis and how it’s going to affect busines...

In this episode, Steven and Nick chat to Julian Mithoff about the tragic circumstances from which his property journey began. Building a property portfolio whilst simultaneously growing a whisky business. Living life on your own terms and how property is helping him do this.We talk about the following:* Starting with the cash from his fathers insurance policy * The depreciation of the value of money in the bank* Beginning during Covid lockdown * Paying for an education* Building a b...