Millionaires Unveiled

James has a net worth of 6.2M and is recently retired from a commercial roofing company. He has one million dollars of cash, one million of equity in his primary home, and about one million in eight rental properties including one commercial building. James also holds investments in retirement and non-retirement accounts. We discuss travel, the importance of relationships, how much cash to hold, and managing rental properties. 

Jay has a net worth of over a million dollars and is just 27 years old. His net worth is divided between real estate, retirement accounts and other stock market investments. Jay also shares a fun story about buying his dream car, a Maserati for 19K. We also discuss annual income and expenses, financial goals, and early retirement.  

Today's guests share their remarkable story of grit, tenacity and inspiration. Wade and Heather discuss the decision to sail the world with their four kids and the background of how they got to where they are today. They discuss past failures and their small business success. Wade and Heather share their mindset on enjoying life and gaining on a positive perspective from challenges, their investing allocation, and their budget/cost of living remote on a catamaran for two years.

Jason has a net worth of 3.3M and hit is first million at age 26. However, following his first million he was hit with the real estate crisis of 2008 and lost all his money and ended up owing about 250K in debt. He rebounded from that experience and his since grown back his net worth. We discuss Jason's real estate portfolio which includes primarily single family homes with lease to buy options. Jason also shares his motivations, mindset, personal development plan and more.

Adam has a net worth of 1.4M which is broken out being equity investments in both retirement and non-retirement accounts, education savings accounts, home equity, cash, and crypto. He works in commercial real estate (bank lending), but owns no real estate himself. We discuss the fire movement, budgeting, Dave Ramsey, expensive cars, and how he saves 40% of his gross income. 

Mike has a current net worth of 2.25M which includes money in the stock market, rental properties, an HSA, and more. The five rental properties cash flow about 2.7K monthly and Mike shares details on each property and how he found them. He is 40 years old and shares insights into growing one's income, turnkey rental properties, finding happiness, and taking calculated risk.

Luis has a net worth 1.5MM and is 56 years old. His investments are allocated between retirement and non-retirement accounts, fixed income products, a pension, HSA, and more. He shares thoughts on working in the trades, work life balance, annual spending, and maxing out retirements. We also discuss his retirement including healthcare costs and spending budgets, as well as the financial impact he faced from a divorce. 

Nick shares his story which includes a career background in tech with time being spent at Airbnb, Twitter, and Facebook (was at Facebook during IPO). Nick shares details about stock options, his thoughts on real estate investing, cost of living, working from home, and how much of his success was luck vs. skill. He also discusses what drives him now vs. previously and his future goals and plans.

James has a current net worth of 1.2M and gives away/donates about 20% of his earnings annually. He talks about the importance of giving and how being a wise steward with one's money can come back full circle. He worked for seven years as a project manager before switching careers in his 30's to become a project manager. James holds half of his net worth, about 600K, in his home as home equity. We discuss his decision to fully payoff his home, budget annually, and the importance of spending time with family.  Sponsors -  Lonsteady is here to find a mortgage that works for you, not the other way around. They are waiving all lender fees for listeners of Millennial Investing. Important terms and conditions apply. Click here for more information on licensing. Ritual - https://ritual.com/

Bryce and Stacia have a combined net worth of 1.3M, of which the majority is invested in the S&P 500. Bryce works as a nurse anesthetist and Stacia works as a registered nurse (they met in an operating room)! Bryce has a financial goal to hit two million by the time he turns 40, and 5M in his 50's. We discuss budgeting, future allocations which include real estate and crypto, their differing backgrounds with money, and what motivates them to achieve financial success.