Millionaires Unveiled

Jace Mattinson, CPA
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Nov 3, 2025 • 41min

431: Net Worth Of $3.9M - From Pizza Delivery to Wrangler Jeans & Louis Vuitton Shoes — The CFP Living Tax-Free in Puerto Rico

Mike Milligan, CFP® and founder of One Oak Financial, built a $3.9M net worth through savvy financial planning, real estate, and private placements. He shares insights on how his Puerto Rico residency helps optimize tax strategies, and why he believes Roth accounts are essential for long-term wealth. Mike discusses balancing luxury and simplicity in life, from traveling the globe to choosing quality over quantity in spending, like his $1,300 Louis Vuitton sneakers paired with $30 Wrangler jeans.
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Oct 27, 2025 • 34min

430: Net Worth Of $1.3M - The Millionaire Machinist Who Makes Screws for Spines

💡 Episode Summary In this episode of Millionaires Unveiled, we sit down with Blake, a machinist who quietly built a net worth between $1.2 and $1.3 million — all while never earning more than $75,000 a year. (He's now married with 2 kids and his wife is a Pharmascist). Blake breaks down his financial journey, from paying off over $200,000 in student loans from his wife's degree to investing steadily in his 401(k) and building a foundation of long-term wealth. Blake is in his mid to late 30's and started working as a machinist as a teenager and never went to college. He opens up about life in the machining trade, how early financial lessons shaped his habits, and the power of discipline, budgeting, and consistency. Blake shares his approach to debt payoff, retirement planning, and enjoying life while staying financially responsible. His story is proof that you don't need a six-figure salary to become a millionaire — just focus, time, and a solid plan. 🧭 Key Takeaways Blake's current net worth is $1.2–$1.3 million. The majority of his wealth is in retirement accounts. He and his wife paid off $200K in student loans before investing. Began investing in his 401(k) at age 21. Plans to retire between ages 50–55. They maintain a strong budget and savings routine. Their goal: $1–$2 million in a brokerage account by retirement. Compound interest and financial education are key drivers of success. Blake encourages young people to work hard, save early, and stay consistent. 🔊 Sound Bites "I never made over 75 grand." "Budgeting is key." "I married up, definitely."
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Oct 20, 2025 • 46min

429: Net Worth Of $13.9M - "I Never Made Six Figures…Now I'm Worth Almost $14 Million at 66 Years Young"

💡 Episode Summary: In this episode of Millionaires Unveiled, we sit down with Sam, who went from earning a modest income as an engineer to building a net worth of nearly $14 million. Sam shares how discipline, smart investing, and intentional time management helped him retire at age 56 with $3 million, and how that has since grown to $13.9 million through consistent, long-term strategies. He opens up about his approach to ETFs, real estate, and retirement accounts, and why avoiding debt and keeping overhead low were crucial to his success. Sam also discusses the mindset shifts that propelled him forward — from staying grounded in gratitude to surrounding himself with positive influences. Throughout the conversation, he offers practical, no-nonsense advice for anyone looking to achieve financial independence and live life on their own terms. 🧭 Key Takeaways: Sam retired at 56 with $3 million, which has now grown to $13.9 million. His investments focus on long-term ETF holdings and real estate. Maximizing retirement contributions played a major role in his wealth-building. He stresses the importance of keeping expenses low and avoiding debt. Mindset and positive influences are crucial for sustained success. Always have a Plan B for your business and investments. Avoid frivolous spending — focus on needs, not wants. Time management is a major factor in reaching financial goals. Early life experiences shaped his work ethic and financial discipline. Encourages young people to read, learn, and invest early. 🔊 Sound Bites: "Stay away from the toys." "You have to have a plan B." "Time management is key to success."
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Oct 14, 2025 • 46min

428: Net Worth Of $17.5M - The Renter Who's Made of Gold

💡 Episode Summary In this episode of Millionaires Unveiled, we sit down with Brandon, founder and CEO of Thor Metals Group, to explore his journey from investment banking to building a multimillion-dollar empire in the world of precious metals. With a net worth north of $17.5 million, Brandon shares how he built his fortune through gold, silver, and strategic stock investments—while choosing to rent his home instead of buying. Brandon opens up about his philosophy that real estate can be a liability, why he believes gold is the "secret investment" most people overlook, and how fulfillment, not just money, drives his decisions. From early entrepreneurial ventures (including a trash business) to launching Thor Metals Group, his story blends financial mastery, life lessons, and a refreshingly honest take on success and happiness. 🧭 Key Takeaways Brandon Thor's net worth sits around $17.5 million, much of it in physical gold and silver. He believes real estate is often a liability—he rents his high-value home instead of owning. His philosophy: "Gold is a quiet store of power" in a noisy investment world. Thor Metals Group was born from a desire for transparency and fairness in the metals trade. Brandon invests in both precious metals and select stocks, including a micro-betting company. Fulfillment and purpose drive his business decisions more than monetary goals. He warns against extravagant spending and emphasizes gratitude and personal growth. Spirituality and self-awareness play a growing role in how he defines success. 🔊 Sound Bites (Promo Clips / Social Pull Quotes) "I have about $17.5 million net worth." "I think real estate's a liability." "I made $150 grand last month." "I want to change this industry." "It's very humbling when you see your stack of gold tubes." "Fulfillment is more valuable than wealth." "I had a trash business — and I learned more from that than I ever did in banking."
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12 snips
Oct 6, 2025 • 44min

427: Net Worth Of $10M+ - The 50/50 Split: When The Wealth Elevator Drops a Few Floors & Your Net Worth Drops Drastically

Lane Kawaoka, a successful real estate investor and author of The Wealth Elevator, shares his journey in navigating a drastically reduced net worth. He discusses the impact of market shifts and the importance of knowing your financial 'floor.' Lane emphasizes patience and diversification during downturns, while detailing his focus on workforce housing investments. He presents strategies for rebuilding confidence and adapting to changing rates, making this conversation invaluable for anyone in the real estate space.
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Sep 29, 2025 • 38min

426: Net Worth Of $1.3M - Back Again, Tell a Friend: Jesse & Ellie's Wealth Journey Continues

🔥 Episode Summary In this episode, Jesse and Ellie return to share their financial journey from a net worth of $800,000 to over $1.3 million in just two years. They discuss their investment strategies, the impact of parenthood on their financial decisions, and the transition to a single income household. The couple reflects on lifestyle changes after reaching millionaire status, their approach to teaching financial literacy to their children, and their future retirement plans. They also emphasize the importance of community giving and share valuable advice for aspiring millionaires. 🧠 Key Takeaways Their net worth increased from $800,000 to $1.3 million in two years. They prioritize maxing out their Roth IRAs and TSP contributions. They have hit their coast fire number, allowing them to invest less if desired. Community giving has become a focus for them since reaching millionaire status. They celebrate financial milestones with small treats and personal spending. Transitioning to a single income was manageable due to their high savings rate. Travel spending has increased, but they still prioritize experiences over extravagance. They teach their children about money through chores and saving. They maintain a consistent investment strategy, even during market downturns. Living on less than they make is a core principle of their financial philosophy. 🗣️ Quotes & Soundbites "We've started being more giving." "We just bought a cake first." "Live on less than you make." Sponsored by: Prizepicks.com Code: Millionaire
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Sep 22, 2025 • 44min

425: Net Worth Of $1.0M - From Grocery Aisles to Millionaire Status: The Power of an ESOP, Personal Investing, Time & Dedication

🔥 Episode Summary In this episode of the podcast, Brent shares his journey from working in retail to building a substantial net worth of over a million dollars. He discusses his investment strategies, the importance of financial education, and how he balances family life with career aspirations. Brent emphasizes the value of time over money and the significance of teaching financial literacy to his children. He also reflects on his marriage and how he and his wife manage their finances together. Throughout the conversation, Brent offers practical advice for listeners looking to improve their financial situation and achieve their goals. 🧠 Key Takeaways *Brent started working at a young age and prioritized saving. *He built his wealth through consistent investments and financial education. *Brent emphasizes the importance of tracking spending habits. *He believes that time is more valuable than money. *Marriage and financial partnership are crucial for success. *Brent encourages teaching children about money management. *He advocates for starting investments early, even with small amounts. *Brent's journey shows that anyone can achieve financial success with discipline. *He highlights the importance of gratitude and perspective on wealth. *Brent's story is a testament to the power of hard work and perseverance. 🗣️ Quotes & Soundbites "I think it's always one step away." "I would say just do what's right." "I think 10 million would be awesome." Sponsored by: Shopify.com/unveiled
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Aug 25, 2025 • 1h 2min

424: Net Worth Of $1.2 & $1.0M - Fresh Pressed Finances: How the Wealth Juice Duo Built Millions

🔥 Episode Summary In this episode, we're joined by Cory and Ryan—two friends, first-generation millionaires, and the duo behind the Wealth Juice podcast. With net worths of $1.0M and $1.2M respectively, they pull back the curtain on how they built wealth the slow and steady way—without flashy investments, inheritance, or lucky breaks. Cory and Ryan walk us through their early financial habits, how their friendship helped hold each other accountable, and how they've managed to blend entrepreneurship, side hustles, and smart investing into a sustainable wealth-building strategy. Whether it's real estate, index funds, or knowing when not to spend, these two keep it real, relatable, and refreshingly fun. If you've ever wondered what two regular guys with seven-figure net worths actually talk about when the mics are off… this is that conversation. 🧠 Key Takeaways First-Gen Millionaires: Both Cory and Ryan hit the $1M+ net worth milestone without a trust fund, family business, or viral startup. It was all strategy, grit, and accountability. Accountability Through Friendship: Sharing goals, challenges, and money conversations between friends helped them stay disciplined and motivated. Real Estate Reality Check: They talk candidly about their experiences with rental properties—the wins and the headaches. Business + Investing: Their portfolios are a mix of entrepreneurial ventures, traditional stock market investing (index funds/ETFs), and some alternative assets. Celebrate Small Wins: Progress wasn't always glamorous, but they emphasize tracking the little wins that built big momentum. The Power of Personal Finance Content: Launching Wealth Juice has helped them not only educate others but clarify their own philosophies around money and mindset. Lifestyle Over Ego: Instead of chasing the flash, they focus on flexibility, freedom, and designing lives they actually want. 🗣️ Quotes & Soundbites "You don't need to be flashy to build wealth—you need to be consistent." "We're just two guys who took personal finance seriously and made it fun." "The spreadsheet tells one story, but your behavior tells the real one." "Accountability is the underrated cheat code for financial success." Sponsored by: Shopify.com/unveiled Prizepicks.com Code: Millionaire
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Aug 18, 2025 • 38min

423: Net Worth Of $1.9M - Three Rentals and a Millionaire: Nate's Property Plot Twist and The Not-So-Physio-Logical Path

Summary In this episode, Nate shares his journey from a young physiotherapist to achieving a net worth of nearly $2 million. He discusses his early financial education, the influence of his family, and the lessons learned from his real estate investments. Nate reflects on the importance of celebrating milestones, the shift from a financially driven mindset to focusing on lifestyle and fulfillment, and the challenges faced in the real estate market. He also shares insights on his current portfolio, future plans, and the balance between saving and enjoying life. Takeaways *Nate has a net worth of approximately $1.9 million. *He learned financial habits from his family, emphasizing savings and delayed gratification. *Nate's journey into real estate began with a condo purchase that appreciated significantly. *He experienced challenges in real estate due to rising interest rates and market fluctuations. *Nate emphasizes the importance of celebrating financial milestones, even small ones. *He has shifted focus from purely financial goals to lifestyle and fulfillment. *Nate's real estate ventures taught him valuable lessons about due diligence and risk management. *He currently has three rental properties left and is considering divesting further. *Nate enjoys travel and seeks to maximize value through points and rewards. *He advises young individuals to build saving habits early to weather financial challenges. Sound bites "I think we are millionaires." "It's been a very circular process." "I was a literal lab rat." Keywords Cory, financial independence, real estate, net worth, lifestyle goals, investment strategies, personal finance, Vancouver, retirement planning, financial education
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Aug 11, 2025 • 42min

422: Net Worth Of Infinity: A Life Well Lived starting at $52 a Week; 80 Year Old With 6 Kids, 25 Grandkids, 18 Great Grandkids and Endless Grit

Summary Join us for a heartfelt conversation with Grandma Bunny, the last living grandparent of our host, as she shares her journey through 80 years of life, love, and lessons. From raising six children to overcoming life's unexpected challenges, Grandma Bunny's story is one of resilience and family values. Discover the financial wisdom and life lessons she imparts, and how she continues to live her best life at 80. Key Highlights: Grandma Bunny's early life and education in Rock Springs, Wyoming. The challenges and joys of raising a large family. Building a home from scratch and the financial strategies involved. Overcoming adversity after a life-changing accident. The importance of family support and staying active in later years. Memorable Quotes: "I am wealthy in other ways, not so much money-wise, but I have great kids who help me in many, many ways." "Stay active. Look for things to do. Look at opportunities to serve." Hashtags: #FamilyWisdom #Resilience #LifeLessons #MillionairesUnveiled Call to Action: Don't miss this inspiring episode! Listen now and share with someone who could use a dose of wisdom and encouragement. Sponsored by: Indeed.com/unveiled

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