WSJ Your Money Matters

Mortgage rates above 5% coupled with higher housing prices have caused some prospective homebuyers to consider an adjustable-rate mortgage, instead of a fixed-rate loan, to help reduce costs. WSJ personal-finance reporter Veronica Dagher joins host J.R. Whalen to discuss the pros and cons of adjustable mortgages. Learn more about your ad choices. Visit megaphone.fm/adchoices

Retirement savers might get the urge to peek at their 401(k) balance often during market volatility. But WSJ retirement reporter Anne Tergesen joins host J.R. Whalen to explain why researchers say that could lead to bad decisions and long-term losses. Learn more about your ad choices. Visit megaphone.fm/adchoices

After building up record levels of savings over the first two years of the pandemic, many Americans are spending down that cash cushion to deal with inflation. WSJ reporter Rachel Louise Ensign joins host J.R. Whalen to explain what that means for people’s finances. Learn more about your ad choices. Visit megaphone.fm/adchoices

MJP Wealth Advisors President Brian Vendig joins host J.R. Whalen to explain how economic and global events are likely to shape stock-market performance in the last six months of the year. Learn more about your ad choices. Visit megaphone.fm/adchoices

Choosing the right credit-card rewards program or making sure your car has gotten the proper maintenance can save drivers as much as 30 cents off the price of a gallon of gas. WSJ personal-finance reporter J.J. McCorvey joins host J.R. Whalen to discuss ways drivers can save money at the pump. Learn more about your ad choices. Visit megaphone.fm/adchoices

Airlines have been plagued by delays and canceled flights this year, causing many passengers frustration when they try to reach customer service. WSJ travel columnist Dawn Gilbertson joins host J.R. Whalen to discuss what passengers should expect, and options to consider aside from sitting on hold. Learn more about your ad choices. Visit megaphone.fm/adchoices

Finance and career experts say high inflation and a hot job market make this an ideal time to ask for a raise. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen with tips on what workers should, and should not, include in their argument when negotiating with the boss for a pay bump. Learn more about your ad choices. Visit megaphone.fm/adchoices

Banks and gas stations are increasing the hold they place on consumers’ credit and debit cards to $175. WSJ reporter Ayse Kelce joins host J.R. Whalen to discuss why it’s being done and how consumers can avoid the risks. Learn more about your ad choices. Visit megaphone.fm/adchoices

An often overlooked option to stem retirement savings losses is to convert traditional IRA money into a Roth IRA. WSJ tax reporter Laura Saunders joins host J.R. Whalen to explain the benefits and potential tax liabilities of making that move.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Some companies are helping employees deal with sky-high gas prices as a way to retain them and encourage a return to the office. WSJ workplace reporter Kathryn Dill joins host J.R. Whalen with more. Learn more about your ad choices. Visit megaphone.fm/adchoices