WSJ Your Money Matters

Fraudsters send out about 12 billion robotexts a month in the hopes of scamming unsuspecting consumers. WSJ personal-technology columnist Nicole Nguyen joins host J.R. Whalen to discuss how you can avoid being victimized. Learn more about your ad choices. Visit megaphone.fm/adchoices

Americans in the upper middle class are feeling the effects of the economic downturn more acutely than those in other income groups. Host J.R. Whalen is joined by WSJ reporter Dion Rabouin to discuss the economic factors behind the trend, and by 33-year-old Texas resident Mark Yu, who explains how the economic instability has caused him to change his financial habits. Learn more about your ad choices. Visit megaphone.fm/adchoices

A bill in California would require some of the country’s largest employers to include salary ranges in job postings. WSJ workplace and management reporter Chip Cutter joins host J.R. Whalen to explain how the measure also could affect workers and companies in other parts of the country. Learn more about your ad choices. Visit megaphone.fm/adchoices

Inflation and stock-market instability are causing many seniors to make changes to how they treat their retirement savings as well as other aspects of their lives. Age Wave co-founder Maddy Dychtwald joins host J.R. Whalen to discuss the findings from a survey the group conducted with thousands of retirees.  Learn more about your ad choices. Visit megaphone.fm/adchoices

A recent study found that the average cost of raising a child through age 17 is now $300,000. WSJ “Numbers” columnist Josh Zumbrun joins host J.R. Whalen to discuss the factors that are driving costs up the most, and how families can keep them under control. Learn more about your ad choices. Visit megaphone.fm/adchoices

Workers who are rejecting the idea of going above and beyond in their job have attracted a significant amount of backlash. WSJ workplace reporter Kathryn Dill joins host J.R. Whalen to discuss the reasons for the backlash, and options workers could pursue to find career success. Learn more about your ad choices. Visit megaphone.fm/adchoices

Millions of federal student-loan borrowers will see all or part of their student debt forgiven under a plan announced by President Biden on Wednesday. WSJ personal-finance reporter Julia Carpenter joins host J.R. Whalen to discuss forgiveness eligibility requirements, what borrowers need to do, and the potential challenges the plan could face. Learn more about your ad choices. Visit megaphone.fm/adchoices

Retailers are slashing prices in hopes that cost-conscious shoppers will help reduce their big backlogs of unsold inventory. WSJ reporter Rachel Wolfe joins host J.R. Whalen to discuss which discounted products consumers can get at a deep discount now, and which they might want to wait to buy until later in th e year. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Inflation Reduction Act includes tax credits for electric-vehicle buyers, but it also tightens eligibility rules. WSJ personal-finance reporter Ashlea Ebeling joins host J.R. Whalen to discuss how consumers can work around those rules and put more tax-credit money in their pocket.  Learn more about your ad choices. Visit megaphone.fm/adchoices

As smartphone makers roll out their newest models, the best phone to use may be the one you already have. Wall Street Journal personal tech columnist Nicole Nguyen joins WSJ Your Money Briefing host Daniella Cheslow to discuss how to get the most from your current phone and put off the cost of replacing it. Learn more about your ad choices. Visit megaphone.fm/adchoices