ML - The way the world works - analyzing how things work

Christ can comfort us during periods of depression by helping one feel loved and wanted. Christ can help us feel comfort when we feel alone by creating a feeling of companionship with our spirit. Christ can understand our burdens and validate our feelings. He can strengthen our character and help us bear our burdens. We can feel life is too difficult to bear, and Christ can give us the encouragement and power not to give up on life. Christ can be our friend. He can understand us and listen. He is a very good person to talk with because of His empathy gained through His atonement.

It would be a dream to be translated in this life and not face the sting of death, hunger or deprivation. Likewise, we will love Christ beyond words after dying then being resurrected into a glorious body of flesh and bones. All the promises of the fathers will be realized. This will be the glorious capstone of our whole mortal experience. I thank God every day for His mercy upon me and my family. I am a wealthy man being blessed with a rich posterity. Life is great. Christ is great. He is the source of my happiness and hope for a better future. I can do better. I can try harder to do good. I can become a good man.

System imaging and remote data storage

Thoughts on family

Outflows are caused by interest rate differentials and exchange rate changes As foreign currencies weaken against the dollar, foreign interest rates become more attractive and foreign securities become cheaper When the foreign currency strengthens, interest rates and bond prices fall This is also true for bond investors in the U S If they see the dollar strengthening, they increase their purchases of foreign securities for sale in their countrys currency When interest rates and yields in the U increase, investors in the U have less incentive to invest in foreign securities and vice versa There are also the relative returns on bond investments An investor in the U may have a higher return on bonds of a domestic corporation than on government bonds of a foreign country This is due to the fact that a diversified portfolio of corporate bonds may have a higher return than an equal-dollar amount of foreign bonds of a diversified portfolio The investor must compare the difference in the risk of the two bond portfolios If the risk is the same or nearly so, then the investor would choose the higher return Finally, there are investment decisions based on the expected currency movements When the dollar is strengthening against the Japanese yen, Japanese investors may be more likely to sell yen and buy dollars As the dollar strengthens against the yen, the Japanese investor will expect the yen to depreciate against the dollar in the future This is called a carry trade The investor borrows yen at a low interest rate, converts it to dollars and invests the dollars at a higher interest rate The investor hopes to make a profit on the interest rate differential The carry trade is only profitable when the dollar is strengthening against the yen If the dollar is weakening against the yen, the investor will be losing money Which has a greater impact on capital flows, interest rate differentials or exchange rate changes? Interest rate differentials and exchange rate changes have a greater impact on capital flows Exchange rate changes have little effect on capital flows This is due to the fact that many international investors are not currency speculators They are usually long-term investors who do not respond to short-term changes in the exchange rate What is the difference between a short-term and long-term investor? A short-term investor is an investor who invests in a security for a relatively short period of time The fed policy of new zero interest rates narrows the gap between short term and long term bond rates . The Banks profit margins decrease to less than 1 percent . Fear of default increases from the intense demand by shareholder for earnings . Dollar carry trade occurs when bond yields become extremely low , bond prices go up on borrowing by speculators . The speculators borrow dollars to invest in Australia , South Africa , and Japan . The dollar index declines from lack of foreign demand . The buying power of the dollar is less and imports cost more money . More money is financed from foreign countries . Speculator take short term profits by shorting the dollar betting on its further decline due to increase deficit spending and rising inflation and taxes . Manufacturing production declines during periods of high interest and taxation shifting more jobs overseas to capture profits .

there are two major factors affecting the supply and demand for oil The first is the amount of oil that is produced The second is the demand for oil 1) Oil production is rising in the United States and Canada The United States is currently producing about 18.6 million barrels of oil per day https://www.eia.gov/tools/faqs/faq.php?id=268&t=6 Production in the United States has grown rapidly in recent years due to the unconventional oil boom called shale oil. The increase in production has led to a glut of oil The oil glut has caused a massive decline in oil prices since the summer of 2014 The price of West Texas Intermediate crude oil has dropped from $107 per barrel in June 2014 to $47 per barrel in March 2015 . Today the price of crude oil has been affect by m1 money supply increases in 2020 or in other terms inflation https://www.macrotrends.net/1369/crude-oil-price-history-chart 2) Demand is dropping in the United States and China The United States is currently consuming about 19.8 million barrels of oil per day The last time the United States consumed less than 18 million barrels of oil per day was in 1996 https://www.eia.gov/tools/faqs/faq.php?id=33&t=6 The United States is expected to have the slowest rate of growth in oil consumption of the world's top 20 economies between 2012 and 2035 The United States is expected to use about 18 4 million barrels per day in 2035 . The carbon initiative policies are expected to reduce oil usage by 2035. https://www.eia.gov/dnav/pet/hist/LeafHandler.ashx?n=PET&s=MCRFPUS2&f=M China is the world's second-largest consumer of oil The recent slowdown in China's economy has led to a decline in oil consumption The combination of rapidly rising production in the United States and Canada and declining demand in the United States and China has led to an oversupply of oil Why will oil prices drop due to oversupply in the us and china? When the supply of a good is greater than the demand, the price of the good will tend to fall This is true of both commodities and manufactured goods "Oil Prices Could Fall to $10 Per Barrel" and "Why Have Oil Prices Dropped So Much?"

What are some good tips to keep costs low? The first thing to do is to properly understand the nature of the competition and the market. Start asking why. Be brave enough to ask the why questions. the insight to ask why€ is crucial to your success because it helps you probe deeper. It’€™s the first step in diagnosing the cause to apply action. The root cause can be different from the immediate cause. The root cause can sometimes be simple. A decision maker or the person who makes the final decision may be the root cause.

The public schools should provide both concepts of evolution and the creation theology to their students. The students should be free to read and quote the Holy Bible in school. Comparative analysis of both theories should be allowed. Evolution is not a fact, it is a theory. Evolution should be subject to scrutiny and critical thought, not accepted and taught as truth. The merits of creation should be debated and discussed in school, as well. The academic pursuit of knowledge and religious tolerance does not establish religion. The government is not to establish a religion. The court applied this standard to people deflecting the real intent of the Establishment clause. Individuals should be free to choose the religion of their choice based on the free market of ideas and doctrines. Prayer and religious discussion were not issues to be applied by the Establishment clause. Individuals have the power to establish religion. Individuals can choose which religion, religions or none of them to support. That is our right.

Slavery is against the order of god. Zion is a better way. The United Nations is a war machine

Thoughts on interest rates