

Funding the Future
Richard Murphy
Richard Murphy and occasional friends talking about everything you need to know to understand the economy, tax, finance and how we fund our future.
Episodes
Mentioned books

Aug 3, 2025 • 9min
Unhappy by design?
Explore the dark side of advertising and how it manipulates feelings of inadequacy, fostering unhappiness. Discover the concept of the 'Unhappiness Engine' and its impact on mental health and self-worth. Learn about the intentional design behind ads that push consumers toward unnecessary spending. The discussion encourages listeners to embrace individuality and resist the pressures of consumerism, promoting a healthier mindset and personal empowerment.

Aug 2, 2025 • 14min
The wealthy won’t leave
People say higher taxes will drive the rich away. But here’s the truth: most wealthy people stay put — and even if some do leave, the UK keeps their houses, pensions and financial assets.
This video exposes the hollow threat of ‘rich flight’ and makes the case for bold action on tax justice. Let’s stop being held hostage by a myth.

Aug 1, 2025 • 9min
Tell stories to change the world
Change isn’t just about policy – it’s about narrative. In this video, I explain the storytelling method that can transform public opinion and reshape our politics. Drawing on a centuries-old narrative structure – and even Jane Austen – I show how we can tell stories that move people, overcome political obstacles, and demand real solutions to problems like inequality, poverty and the climate crisis.
You don’t have to be an expert – you just have to care. Start telling your story. It’s how we win.

Jul 31, 2025 • 11min
Markets aren't bubbling - they're going to crash
We’ve seen it before — 1929, 1987, 2000, 2008, 2020. Markets rise, then fall off a cliff. But this time, the economic damage could be worse. Trump’s tariffs, political incompetence, poverty, and debt are all tightening the screws. In this video, I explain why current policies are setting us up for collapse — and how we must rethink economics before it’s too late.

Jul 30, 2025 • 11min
Is the doctor's strike a tipping point?
Everyone says the doctor's strike is about pay. And yes, doctors in the UK are being grossly underpaid. But this strike is about something deeper. It’s about a collapsing economy, systemic exploitation, broken housing, and a government – including the current Labour one – that just doesn’t get it. This isn’t just about the NHS. It’s about whether our society is even working anymore.

Jul 29, 2025 • 9min
Are the wealthy entrepreneurs?
We’re constantly told that the wealthy are society’s great entrepreneurs. Without them, we’re told, there would be no jobs, no business, no innovation. In this eighth video in our series on wealth, I explain why that’s a myth. The rich don’t create. They're not entrepreneurs. They preserve, protect and hoard instead. It’s time to stop believing their PR myths.

Jul 28, 2025 • 12min
What if scarcity is a lie?
The foundation of modern economics is that resources are scarce. But what if that simply isn’t true? In this video, I explore how the assumption of scarcity drives inequality, stress, and unsustainability – and what a post-scarcity economics could look like.

Jul 27, 2025 • 15min
Why the UK economy depends on migrants
As boomers retire, there simply aren’t enough young people born in the UK to replace them. That’s why migrants are stepping in — and why we need them. With US evidence and UK parallels, I show how migration supports our economy, pensions, and future security.

Jul 26, 2025 • 10min
The real cost of flaunting it
This video explores how the wealthy flaunt their wealth—not with numbers, but through displays of power, privilege, and consumption. From gold-plated cars to opera picnics and £50 notes burned in front of beggars, conspicuous consumption defines status in our unequal world. But what damage does that do to the rest of us—and to them?

Jul 25, 2025 • 11min
Your pension is under attack
Labour says it’s launching a pensions review to make retirement more secure. But dig into the detail, and it’s clear: this is about cutting costs, not helping pensioners.
• Higher retirement ages
• Forced private savings
• Risky stock market exposure
• Means-tested pensions
We are heading for a pensions crash. And the City of London will cash in before it all falls apart. We need a fair, state-backed pension system.


