The Money Podcast

It’s easy to bring emotions into investing and lending but this isn’t good for you or your wallet in the long-term. Rob has created this episode to help you learn how to protect your money, some of these may not be popular but this is Rob’s honest advice about whom you should lend your money to. KEY TAKEAWAYS  Friends & Family: The assumed trust means that people will take advantage of you. To people who are bad with money: the risk is too high that they will lose your money too. Someone offering high returns or some kind of get-rich-quick scheme. Savings and bonds: don’t lend your money to the government and central banks. Invest your money into assets instead. BEST MOMENTS  “If you want to help your family, give them a loan and don’t ask for it back” “People don’t f*ck with banks but they do with friends and family” “It’s costing you 10-12% a year just to save money” “Right now I don’t think governments are secure at all” VALUABLE RESOURCES http://rob.team bit.ly/Robsupporter https://robmoore.com/podbooks ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979

Ready to be shocked? Join Rob in this episode where he shares the investments we are often led to believe are great that are actually terrible! KEY TAKEAWAYS  University now can cost you up to three figures, but how long does it cost you to pay this back? There’s no guarantee that it will give you a high-paying job when you graduate. High inflation and risks of a bank run mean keeping cash, in savings or the bank, is not a good investment right now. Most of them aren’t good! BONUS!: State pensions are nowhere near performing at inflation and the government are known to be dipping into them. They also keep increasing the age. Governments are also bad investments, they are ‘supposed’ to be safe but they aren’t! BEST MOMENTS  “University is a great big financial scam” “He robbed the bank to get his own money out” “Savings is like a hot potato” “Most cryptos are highly overrated” VALUABLE RESOURCES http://rob.team bit.ly/Robsupporter https://robmoore.com/podbooks ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979

Rob has been talking a lot about the downsides of a cashless society, but in this episode, he has a revelation; most of the upsides of a cashless society benefit those who control the world and don’t benefit society and humanity as a whole. Listen in to learn what the downsides are and what we should be concerned about. KEY TAKEAWAYS  Money has changed form over time. What used to be cash and what became cash completely evolved. This will of course happen naturally to what we view as money now too. Theoretically, it can be argued that digital money is an evolution of cash. But these benefits don’t benefit humanity and society as a whole. A central digital currency means they can take money off you instantly. Cash can’t be immediately taken off you or traced in the same way as a digital currency. BEST MOMENTS  “Cash is pretty good, it’s universal, it is non manipulatable” “The power, control and the rules become more in the favour, you are being more controlled” VALUABLE RESOURCES http://rob.team bit.ly/Robsupporter https://robmoore.com/podbooks ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979

The crash is here but how can you not just survive, but thrive in this difficult financial time? In this episode, Rob gives 9 rules to help you invest and grow your wealth in the upcoming recession. KEY TAKEAWAYS  Minimal cash but maximum liquidity. Cash isn’t as secure as once believed and is being wiped out by inflation. Be as liquid as possible, when there is a big asset price crash there are both upsides and downsides. You need to be able to access cash if you need it. You need both defensive and aggressive asset classes/investment strategies. Understand the true meaning of liquidity Learn the difference between an asset and an investment Be ready for the recession you cannot time the market Pound and dollar cost average, buy in stages to de-risk Have multiple streams of income Buy, hold and die to give yourself the maximum return on time and money BEST MOMENTS  “I think there’s a big depression coming” “Cash is being wiped out by inflation” “The world of crypto is in absolute tatters right now, you can lose everything when you’re too aggressive with your investing strategy” “An asset is something that produces income” “Cash is not king, cashflow is king” VALUABLE RESOURCES http://rob.team bit.ly/Robsupporter https://robmoore.com/podbooks ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979

Do you know what your biggest yearly expense is? Tax! In this episode, Rob shares with you three ways you can legally avoid tax to help you save yourself some money on your biggest outgoing. KEY TAKEAWAYS  When talking about tax, it’s not just income tax but many stealth taxes, on everything you buy. You are paying around 60% in tax and lots of this is hidden. Become an entrepreneur to help control what tax you pay: you pay yourself first and your tax afterwards. Running a home office is another way to manage your tax: Subsistence; owning a company, is a further way to reduce your taxes If you’re ever looking to run something as a tax expense, ask your accountant if there was an Inland Rev investigation, and if they would support you. If they would then it’s almost always acceptable. As the recession and economic crisis become worse, the government will eventually realise that they need entrepreneurs. They will start to bring back incentives and tax reliefs to help grow the economy with entrepreneurs and business owners. BEST MOMENTS  “The tax system is almost as high as it was in the 70s” “There’s still a decent amount of tax breaks” “When you buy something after tax it costs twice as much!” “Inflation is a form of tax and tax is a form of theft” VALUABLE RESOURCES http://rob.team bit.ly/Robsupporter https://robmoore.com/podbooks ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979

Where do you keep your money? Listen in to this episode with Rob to hear why one of the most common ways people keep their money, in cash, is actually making them (and you!) poor and what you can do instead. KEY TAKEAWAYS  Cash money is probably the worst investment asset class. Inflation is so high right now that cash in the bank is becoming worth less and less. When there is high inflation, it’s all passed onto you, if not extra. Yet interest rates aren’t fully reflected in your savings! Greedflation is where brands are putting up prices way above inflation, which we are seeing frequently right now. The rich get richer and the poor people get poorer because the rich know that cash is a liability. BEST MOMENTS  “Savers are losers” “Whenever there’s inflation, it’s passed onto you and more” “Cash money is virtually worthless” “The poor can only store their wealth in cash money” VALUABLE RESOURCES http://rob.team bit.ly/Robsupporter https://robmoore.com/podbooks ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979

A cashless society, a centralised currency, is this a good or bad thing? Rob explores both the upsides and downsides of a world without cash in this informative episode. KEY TAKEAWAYS  A cashless society would mean high speed and less friction and could help combat some forms of crime. A cashless society will hurt people who are at the lower end of the economic scale. The dollar and the pound have gone down steadily since the abolition of the gold standard, this was the beginning of the death of cash. If there’s a central digital currency, it makes it much easier for the government to take control of your money. Cash is a depreciating liability, you need to protect yourself by converting your cash into an asset that appreciates. BEST MOMENTS  “You could say there would be a cleaner economy” “Many of the working class will budget by cash” “Soaring inflation, soaring taxation, what this means is that cash is now trash” “Cash is a depreciating liability”   VALUABLE RESOURCES http://rob.team bit.ly/Robsupporter https://robmoore.com/podbooks ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979

The biggest crash in history isn’t coming, it’s already here. Rob talks about when he believes the crash we are in now started, what a crash really is and means for most people as well as the tactics you need to learn and put into practice to not only survive, but thrive in this current climate. KEY TAKEAWAYS  When it comes down to it, most individuals are concerned with their spending power and this influences their thoughts on the economy. We could be in a global crash, but you could be having a personal boom and vice versa. Essentially, inflation is increasing prices and reducing your spending power. The rich don’t hold money, they hold assets and you need to do the same. Money makes you poor, assets make you rich. The crash we are in now, began in the 1970s when the U.S. began to run out of money during the Vietnam war. Interest rates should have been increasing across the past few years but the bank of England kept them artificially low, which is amplifying the crisis we are seeing now. You need to learn to manage, make and multiply money as well as build up your asset portfolio, moving away from cash as much as possible. BEST MOMENTS  “The biggest crash in history started in August 1971” “There’s a difference between YOUR economy and THE economy” “The more money goes down, the less spending power you have” “Money makes you poor, assets make you rich” “You’ve got to learn to make, manage and multiply money” VALUABLE RESOURCES http://rob.team bit.ly/Robsupporter https://robmoore.com/podbooks ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979

Is a cashless society coming, if so, what does that mean and do you have reason to be worried? Rob explores these questions in this short but informative episode of the Money podcast. KEY TAKEAWAYS  A central bank and a government would seek to benefit from a cashless society, because it means they could track all money meaning they can tax you, fine you and more straight away, ultimately it gives them the most control. You can protect yourself if you diversify your wealth into decentralised places, such as assets and bitcoin. BEST MOMENTS  “All the reasons that governments and central banks would love a cashless society are probably the reasons you wouldn’t” “I stand against a cashless society, I do not comply” VALUABLE RESOURCES http://rob.team bit.ly/Robsupporter https://robmoore.com/podbooks ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979

How you do anything is how you do everything and, in this episode, Rob tells you how to perfectly invest 1k! If you can invest £1000 well then you can learn from this to make bigger investments down the line so, learn the best ways you can utilise £1000. KEY TAKEAWAYS  Cash money is not an investment, savings are not an asset You want to have a mix of centralised and decentralised investments eg Stocks and Shares -vs- Bitcoin 10-20% of your wealth in gold is a secure way to invest. You also need both passive and active investments, such as Leverage knowledge because the more you learn, the more you earn and this applies just as much to investing. You can leverage your knowledge by creating a membership site business, which only takes a small investment to get started. BEST MOMENTS  “Don’t underestimate the power of investing £100 well” “It’s vital that you have minimal amounts in cash” “If a billionaire owns a crypto platform, that is not decentralised” “Leverage a bit of sweat equity, so start a business” VALUABLE RESOURCES http://rob.team bit.ly/Robsupporter https://robmoore.com/podbooks ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979