The Money Podcast

Rob challenges the norm and the expected in this episode and outlines the reasons why paying off your mortgage could actually be a bad financial decision for you! Rob also discusses the current state of the housing market including the opportunities to be found and how you can find out more ways to leverage the crash and create multiple streams of income.  KEY TAKEAWAYS  The idea of lower monthly outgoings and owning your house outright can be appealing but these aren’t always good reasons to pay off your mortgage. It’s likely you will get a better return investing any money into alternative assets rather than using it to pay off your mortgage. Inflation will effectively save you money on your mortgage by devaluing its cash value over time. Instead of paying your mortgage down, let inflation do it for you. There may be properties to buy soon that will present a better cash flow than when there were record low interest rates. BEST MOMENTS “This could be quite a false economy you could have cost yourself a reasonable amount of wealth thinking you are building a pension for your future” “Don’t be stupid, don’t pay your mortgage off” “Inflation is one of the best ways to pay your mortgage down"  “Take any spare capital and invest it into assets” “I reckon in the two years after 2020, inflation in reality…was more than 10% [increase] a year” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

There are 3 people you should never give your money to! Join Rob in this episode as he reveals who they are and why it would be a financial disaster to give or lend your money to them. He also talks about the red flags to look out for before going into business with someone as well as the investment strategies to avoid.   KEY TAKEAWAYS   The three people you should never give your money to are the government, the homeless and friends and family Premium bonds give virtually no return. The homeless should be supported and helped but this doesn’t happen by giving them cash. Relationships can be destroyed by giving and lending money to family and friends. Don’t give people money who are in debt, it might feel like you are helping them but the past generally dictates the future. To learn how to stop making money mistakes and turn around your financial situation join rob.team Digital investment can be a good way to create recurring income. Rob likes assets that the government can't take from you and that are relatively safe and secure. BEST MOMENTS “Who knows how solvent the government are, be careful with your money and avoid all these schemes and scams” “If you give money to friends and family, or lend money, then you’re at risk of ruining that relationship” “You should give them the ability to earn money” “I would not invest in most cryptos, I wouldn’t invest in premium bonds, I wouldn’t buy lottery tricks and gamble” https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

After interviewing two major property and finance experts, Rob gives the lowdown on why the imminent house price crash will be the biggest we have ever seen. KEY TAKEAWAYS One of the major factors in this crash will be those coming off low fixed rate mortgages onto a higher rate or variable rate. Looking at what properties are listed for doesn’t give a clear indication on the market as what counts is what they sell for. There are always opportunities to be found, even in a crash. Even with all this knowledge, you can’t time the market, the best time to get started is now.  BEST MOMENTS “Both believe the housing market is going to fall further, one believes it’s going to be the biggest crash in history”  “Though the market doesn’t look like it’s dropped yet it probably has” “No one can afford a mortgage that’s four times what it was the month before” “He thinks America is over, it’s bankrupt, the west is dead” “Don’t wait to buy property, buy property and wait” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

There is negativity surrounding AI with some claiming it will be more destructive to humanity than nuclear weapons! Join Rob in this episode as he challenges this and gives the positives and utility of AI as well as how you can make money from learning about AI. KEY TAKEAWAYS AI is paradoxical, many of the upsides could also be seen as negative. To be ahead of the AI curve you need to start now. Did you miss the YouTube phase and the TikTok hype? This will be bigger, get in early or get left behind. If you want to monetise and cash in on AI then get to tiny.cc/aimc BEST MOMENTS “I think there’s a huge opportunity in AI that I’m not sure a lot of people are talking about” “This is what I do, I see the upside where others see downsides” “Get in early or get left behind” https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

In this podcast, Rob Moore shares his experience and advice on making, managing, and mastering money. He discusses his rebellious nature, the individualistic nature of risk, and the overhyped aspects of the financial world. He emphasizes the importance of working for assets and investing in tangible assets like gold and real estate. The link between emotions and financial decisions is explored, highlighting the need for control and delayed gratification. Lastly, the podcast discusses Rob's digital financial freedom platform and its resources for entrepreneurs.

Rob gives two warnings in this episode! Firstly the banks are causing the housing crisis and secondly, two big American economic experts are now calling the crash as ‘imminent, here and now’. Rob also talks about why his talks and expertise aren’t doom-mongering but actually OPPORTUNITY-mongering! KEY TAKEAWAYS Rob has been expecting this crash since he discovered all the issues lockdowns would cause for the next decade. The banks held low-interest rates artificially for a long time. They have just delayed the inevitable. The banks lured you into debt with low-interest rates. Join rob.team to learn how you can turn this crash into an opportunity instead of becoming a financial victim BEST MOMENTS “We can either leverage what is happening in the world to win or we can be one of the victim” “Maybe you need to let the bully banks go bust so they don’t do the same behaviour, but they get bailed out by us, the taxpayer” “The banks lure you in” “Learn to beat the banks at their own game” https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

Rob reflects on the recent autumn statement from the government, particularly focusing on taxation. Rob outlines why most people will now be paying MORE tax and reveals some shocking truths. KEY TAKEAWAYS Many people believed that some big tax cuts were going to be announced but this hasn’t been the case. The government has instead There is no reduction in corporation tax. There are hidden costs, such as the increase in national minimum wage. The government don’t have any sources of revenue other than from taxpayers. Universal credit and other benefits have increased, including pensions, these are in no way a tax cut. We are at the lowest relative buying power since the Second World War, your cost of living and quality of life are at their worst in almost 100 years. BEST MOMENTS “I wouldn’t even say your taxes have been cut, I would say your taxes have in fact gone up” “Employees are now going to get 2% cut on their national insurance” “Well at least they have acknowledged that national insurance is a tax” “What about the plethora of other businesses that have had it really hard?” “Where the f*ck is the tax cut in that?” “Stop paying billions in benefits, get people back to work, reward them and incentivise them for innovation, creation, for learning a skill” https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

Elon Musk has issued a warning of a looming recession. There are 10 other experts in the U.S that think the same. In this episode, Rob talks about the three main reasons these experts are predicting a recession to rival 2008. KEY TAKEAWAYS A recession will be bad for most but it does provide unique opportunities and more millionaires are made during recessions than at any other time. In general economic terms, there is a recession every 15-17 years so it could be argued we are due one. Both personal debt and national debt are extremely high right now having wide-reaching impacts. The speed of rising interest rates is having one of the biggest impacts on the economy. They have been artificially low for years. BEST MOMENTS “You can take this as bad, you can take this as good” “I don’t create the market I can only react to it” “Lloyds has predicted that property prices are going to drop until 2025” “There's a whole generation that thinks interest rates are normal at 0%” https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

There is a lot of hate for landlords currently in the UK, including the king. In his recent speech, he has stated that they will ban no-fault evictions which may sound fair but in this episode, Rob explores the reasons why it will unfairly hurt landlords and also end up being bad for tenants too! KEY TAKEAWAYS The country needs landlords to help house many people in the UK. If the government supports landlords and they can make a fair profit they are likely to treat the tenants better and help solve the housing crisis. There are many instances where a no-fault eviction is needed, for example, if the landlord wants to sell. The biggest financial crash is coming, it’s already begun. BEST MOMENTS “I think it’s really important to speak out” “If we continue to bash landlords like we are and we make them the enemy we’re going to have a serious problem in our economy” “Over the past decade, the government have been attacking landlords” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

Join Rob for a controversial discussion about whether landlords are really creating housing issues in the UK. Rob challenges the reasons and rhetoric around landlords and instead talks about who may really be to blame for the sky-high rents, unaffordability and lack of supply of housing in the UK. KEY TAKEAWAYS Current rental prices are unfair to both landlords and tenants. They are too much for tenants but not enough for landlords. High-interest rates are wiping out profit for most landlords. There is a lot of landlord ‘bashing’ but the government aren’t doing a thing to help the housing crisis. Landlords and tenants need to work together to make the government improve things. BEST MOMENTS “I am a landlord, I might be a bit biased” “Your cost of living relatively is the lowest it’s been since the Second World War” “In a way, the market creates fair, competitive rent” “Tenants and landlords need to work together not bash each other” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.