The Money Podcast

Rob gives the reasons why you should never pay off your mortgage and more investing and money tips for the current economic climate. Also learn why the government is actually helping you financially right now (!) and how the banks are trying to scam you! KEY TAKEAWAYS With low-interest rates, there’s certainly no point in paying your mortgage off, but it’s still not a good idea even with the current increased rates. Buying your home might not be as good an investment as you first think. It’s almost always worth getting into debt for a house, even in the current climate. If you have spare cash, you can invest this money more wisely than paying off your mortgage. Don’t just exchange your time for money but instead use your time to buy and build assets BEST MOMENTS “It is a con by the banks” “Is your home an investment?” “A mortgage is the cheapest finance you can get” “When inflation is high the government are paying off your mortgage for you” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

Rob outlines what he calls a disgrace and an outrage in this episode; record-level taxes! Learn the truth about tax in this country and how the government are wasting our money. Rob also talks about what the UK could learn from other economies and how we could do things differently. KEY TAKEAWAYS We are all being taxed unfairly and in some instances, illegally. Many people are working 7 hours out of 10 for the government because of these high rates of tax. With these high levels of tax, what is it being spent on when so many services like the NHS and transport are in crisis? More people need to speak out, that is what empowers us as a democracy. This current parliament’s legacy will be that they were the biggest tax-raising government since records began. BEST MOMENTS “We put them in power and we can overthrow them” “70% of what you earn and what you spend is tax” “Every entrepreneur is going to leave this country, they’re all telling me” “Taxes are soon the be the highest since WW2” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

Rob outlines the reasons you should never rent out your own home and issues a warning about American influencers giving out bad advice. KEY TAKEAWAYS Rents are really high right now, owning your own home is almost always the best option. Renting is not stable, owning your own home offers you stability, you aren’t at high risk of being evicted. There’s no tax breaks for renting. You can get a mortgage and play the banks at their own game, it can work for you regardless of your background and financial history. When you rent, it is all dead money, when you buy only some of it is. Long term, house prices always increase in the UK so it is always a better investment to buy.   BEST MOMENTS “I reckon that could cost you £1.6 million over 6 years” “It is all dead money” “The maths will shock you” “Your past does not have to dictate your future” “Get creative about making your deposit” “If you think you can or you think you can’t you’re probably right” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

Rob reveals a clever as well as scary, scam. He talks through the scam and how you can be prepared, avoid making big mistakes with your money and the 5 key ways you can reduce your tax. Join rob.team right now to get the 10-module money mastermind university for free! KEY TAKEAWAYS We are taught from a young age that it’s the right thing to do to pay tax, but this is wrong. Tax is often wasted and given to the wrong people. Tax is far too high, we are all giving so much of our earned money. If tax is going to be paid it needs to be fair across the board. Such as one flat rate such as 20% for everyone including billionaires who often pay much less than the general population. Rob believes tax is essentially theft but there are ways to pay tax last instead of first, such as being an entrepreneur.  BEST MOMENTS"There are millions of people across the world falling for this scam” “I don’t believe it’s any specific form of tax, I believe its all tax” “The tax system is a great scam” “If we don’t push back on the things we don’t believe are right then it’s only going to get worse” "We're the only species on the planet paying tax to survive" "You pay tax three times to buy fuel" VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

It can be hard to not help people we see are suffering but, giving cash to people is not the way to improve things. Instead, listen to Rob about why education and support are the ways to help those struggling as well as talk about the scams you may fall victim to and what we can change to improve our society. KEY TAKEAWAYS There are many beggars on the street who aren’t actually homeless. The solution is to not give them cash. We can support those who are actually homeless with other versions of support such as food banks, soup kitchens and education. Most people on benefits or welfare want to work and want a job to support themselves, they just need the right help. There are some simple things the government can do to turn around many of society's current issues with homelessness and the workforce including reallocation of capital, changing the tax system and making the benefit system about incentivising people to work.  BEST MOMENTS"They make £150 a day” “There are two types of homeless, the homeless and the shameless” “You assume people sitting on the street are homeless but they’re not, they’re professional beggars” “Imagine if the government took our money and used to to train people on the streets, help them back to work instead of just giving them money” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

Use just a few minutes of your time to listen to this episode where Rob can change the trajectory of your wealth and life. Rob simply asks a few questions to challenge your perception and alter your mindset, allowing you to start working towards the life you want. KEY TAKEAWAYS What are the things you want to change in your life, are you doing the things you need to in order to achieve what you want to? Health, wealth and happiness are three areas of life that drive the quality of your life. Other than health, focusing on wealth in your life can have the most transformative effect. Take your wealth seriously, invest well, store it in the right ways and educate yourself. Wealth gives you choices which gives you freedom. BEST MOMENTS"What to you is most important to you in your life?” “I believe there are maybe three main areas of your life that are going to drive the quality of your life” “The definition of the word wealth is well-being” “The people we meet and get into relationships is in our own hands” “Build your wealth, invest your money” “Wealth gives you choice, it gives you the ability to say no” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

Rob shares how to overcome limiting money mindsets, why most people undercharge when starting out, and how to discern between real and perceived business fears. Rob reflects on key pivots in his career, from artist to property tycoon, and explains why intuition is overrated for new entrepreneurs! Rob Reveals: His biggest fear Why self-worth is linked to net worth Why discounts are a mistake The importance of mentorship Why data is more valuable than intuition BEST MOMENTS "If you don't believe you deserve money, you will never price highly enough to make a fair and sustainable profit." "If you pay peanuts, you get monkeys. And so if you undercharge for what you do, you get the lower quality clients." "It took me 35 years to really understand who I am. If you know who you are, you will listen to the opinion of yourself." "What got you here won't get you there. So if you're at a place in your life where things aren't going well for you, then that's what you know." "There are people out there that have done it that can show you the way." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything”   CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979

As the Bank of England artificially hikes up interest rates, the bank scam continues to wreak havoc on the housing market. In this quick episode, Rob explores exactly what is happening right now in the housing market and talks about why the banks are responsible. KEY TAKEAWAYS Low interest rates lure people in but then when the rates increase rapidly, people can no longer afford mortgages or rent. If the government and banks are operating this way, then you need to start playing their game and investing in the right ways into the right assets. Rob can help you take advantage of the current economic climate and educate you on how to not just survive, but thrive in it! BEST MOMENTS"The Royal Bank of Scotland said they want to be the biggest landlord in the UK” “They are giving with one hand and taking with another”  “I’ve been waiting for this crash for the last 15 years” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

Is your money mindset broke or rich? Rob defines both in this episode and advises what you can do to fix your money mindset if it’s broken! KEY TAKEAWAYS If you have a poor or broke money mindset, you will always repel wealth. Believing money is bad or those with it aren’t good people is part of having a bad money mindset, you will never become rich if you believe these things. You have to change your perception of what it takes to become rich and believe you are someone who can be rich too, or it will never happen.  BEST MOMENTS"The skillset without the mindset will leave you upset” “You need to change your perception of what it takes to become rich”: VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.

Why do we never learn from the past? You only have to go back three decades to see multiple boom and bust cycles in the property market. Listen to this short episode from Rob to learn why the current House Price Crash is a scam! KEY TAKEAWAYS How much do you think the market will crash by? Rob believes it will be more than 2008! This property crash is a scam because the boom was artificially created, they didn’t let the market recover properly from the last crash. 0% is not a normal interest rate but for many, it may feel so, those who were 18 in 2008 are now in their early 30’s, and there are many adults who have only known 0% interest rates. Interest rates should have been gradually increased so it wasn’t a shock but this wouldn’t have benefited the banks or central governments. Now is the perfect time to invest because prices are low, people can afford to invest. BEST MOMENTS"The bubble has been artificially created” “They bailed out the banks, papered over the cracks and dropped interest rates and that lasted 12 years” “I’ve seen 15% drops” “It’s unsustainable and things need to change” VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter   https://robmoore.com/podbooks  rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK’s No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob’s official website: https://robmoore.com/  Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979   See omnystudio.com/listener for privacy information.