The Money Podcast

A fast, contrarian plan to crush high-interest debt by targeting the priciest balances first. Practical tactics on using balance transfers and allocating payments without emotional spending. Steps to automate savings and invest before you spend. Clear strategies for boosting income through sales and entrepreneurship to accelerate debt payoff and wealth building.

In this remarkably candid episode, former jewellery tycoon Gerald Ratner recounts the infamous 10-second speech that wiped out his £1 billion empire and made him public enemy number one. He details the mechanics behind the business’s collapse; from the £1 billion bank debt triggered by a share price drop to the painful process of losing 2,500 stores and his own name.  But Gerald also reflects on the harsh lessons of ego, the power of a joke, and his resilient journey back into the trade, proving that while failure is public, the drive to start over is personal. BEST MOMENTS "I was public enemy number one. I couldn't believe the hostility that that joke caused. But they didn't believe it to be a joke. What they thought was that I have contempt for my customers." "The annoying thing is that when I was running a successful company, I didn't jump up and down and say, 'Isn't life wonderful?' Looking back on it, I wasn't particularly happier than I am now, which is ridiculous." "When I got the phone call to say my cancer screening was clear, I felt much happier than any deal that I've ever done. It makes you realise what's important in a way." Exclusive community & resources:   For more EXCLUSIVE & unfiltered content to make, manage & multiply more money, join our private online education platform: Money.School → https://money.school   And if you’d like to meet 7 & 8 figure entrepreneurs, & scale to 6, 7 or 8 figures in your business or personal income, join us at our in-person Money Maker Summit Event (including EXCLUSIVE millionaire guests/masterminds sessions)  → https://robmoore.live/mms  🔗 CONNECT WITH ROB  📸 Facebook: https://www.facebook.com/robmooreprogressive/?locale=en_GB  📸 Instagram:  https://www.instagram.com/robmooreprogressive/  👨‍💻 Linkedin: https://www.linkedin.com/in/robmoore1979?originalSubdomain=uk  🌍 Website: https://robmoore.com/  🎙 A NOTE FOR THE #DISRUPTORS:      The world is on the edge of a revolution. Wealth, power & information are being disrupted.  Mainstream media is dying. Your freedom is being challenged. Your money is being debased. #Disruptors & Rob Moore asks the questions others dare not to ask. Disruptive & diverse guests speak out on topical world issues & their areas of success & influence. As the world has changed, Disruptors has evolved to diverse global movers, shakers & change makers who stand out & speak up.  Want to start your own podcast? Get in touch -  Disruptive Media. ⁠https://disruptivemedia.co.uk/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Rob breaks down the fundamental psychology of selling, challenging the UK's often reserved culture around "the pitch".  He explains the nuanced differences between sales and marketing and reveals his controversial take that selling is ultimately an act of love and service.  From practical tactics like the Sandler Technique and the importance of post-close silence to leveraging AI for personalised sales funnels, this episode provides a comprehensive roadmap for anyone ready to master the art of the deal. BEST MOMENTS "Build it, sell the f*** out of it, and then maybe they will come." "Selling is an act of love. At its highest level, selling is an act of service." "The first person to speak loses!" Exclusive community & resources:   For more EXCLUSIVE & unfiltered content to make, manage & multiply more money, join our private online education platform: Money.School → https://money.school   And if you’d like to meet 7 & 8 figure entrepreneurs, & scale to 6, 7 or 8 figures in your business or personal income, join us at our in-person Money Maker Summit Event (including EXCLUSIVE millionaire guests/masterminds sessions)  → https://robmoore.live/mms  🔗 CONNECT WITH ROB  📸 Facebook: https://www.facebook.com/robmooreprogressive/?locale=en_GB  📸 Instagram:  https://www.instagram.com/robmooreprogressive/  👨‍💻 Linkedin: https://www.linkedin.com/in/robmoore1979?originalSubdomain=uk  🌍 Website: https://robmoore.com/  🎙 A NOTE FOR THE #DISRUPTORS:      The world is on the edge of a revolution. Wealth, power & information are being disrupted.  Mainstream media is dying. Your freedom is being challenged. Your money is being debased. #Disruptors & Rob Moore asks the questions others dare not to ask. Disruptive & diverse guests speak out on topical world issues & their areas of success & influence. As the world has changed, Disruptors has evolved to diverse global movers, shakers & change makers who stand out & speak up.  Want to start your own podcast? Get in touch -  Disruptive Media. ⁠https://disruptivemedia.co.uk/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Stop playing by the banks' rules and start making them work for you. In this high-stakes episode, former Independent Financial Advisor turned whistleblower Chris Rowell pulls back the curtain on the "Credit Ladder" strategy that most banks hope you never discover.  From leveraging 0% interest purchase cards to the infinite loop of fee-free balance transfers, Chris explains exactly how to build a bulletproof credit profile that can unlock limits exceeding £1 million. Whether you’re an entrepreneur looking for leverage or just someone tired of paying interest, this is your masterclass in financial engineering and institutional arbitrage. BEST MOMENTS "Bad debt is dumb... but credit has to be good because it gives you leverage, it gives you the ability to make more choices in life, and it gives you a lot more freedom." "The system that the banks design is on purpose to lure you in... they want you just to not be able to pay that last month, or just forget to pay, and then you’re bang on your 25% or 30%." "It’s just like driving a car. That would be scary if you’re going down the motorway and never had any lessons... but if you know what you’re doing, it’s easy peasy." Exclusive community & resources:   For more EXCLUSIVE & unfiltered content to make, manage & multiply more money, join our private online education platform: Money.School → https://money.school   And if you’d like to meet 7 & 8 figure entrepreneurs, & scale to 6, 7 or 8 figures in your business or personal income, join us at our in-person Money Maker Summit Event (including EXCLUSIVE millionaire guests/masterminds sessions)  → https://robmoore.live/mms  🔗 CONNECT WITH ROB  📸 Facebook: https://www.facebook.com/robmooreprogressive/?locale=en_GB  📸 Instagram:  https://www.instagram.com/robmooreprogressive/  👨‍💻 Linkedin: https://www.linkedin.com/in/robmoore1979?originalSubdomain=uk  🌍 Website: https://robmoore.com/  🎙 A NOTE FOR THE #DISRUPTORS:      The world is on the edge of a revolution. Wealth, power & information are being disrupted.  Mainstream media is dying. Your freedom is being challenged. Your money is being debased. #Disruptors & Rob Moore asks the questions others dare not to ask. Disruptive & diverse guests speak out on topical world issues & their areas of success & influence. As the world has changed, Disruptors has evolved to diverse global movers, shakers & change makers who stand out & speak up.  Want to start your own podcast? Get in touch -  Disruptive Media. ⁠https://disruptivemedia.co.uk/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Rob guts the "get rich slow" mentality and delivers a surgical strike on how to generate $100,000 in 90 days, by leveraging his experience building a $300M empire Rib outlines a blueprint focused on the high-margin world of information marketing, turning what you already know into immediate cash flow. By navigating his Five Pairs of Ps (Passion/Product, Plan/Position, Price/Pre-launch, Promote/Persist, and Produce/Please), he provides a ruthless look at leveraging the "TikTokification" of social media algorithms to bypass traditional gatekeepers and scale at lightning speed. BEST MOMENTS "There are business models that can make you richer, quicker, and there are most business models that can make you poorer, slower." "Before TikTok came along, the more followers you had, the more views your content got... TikTok came along and they changed it... the playing field has been completely levelled... you can go viral on your first video." "If your kids would get kidnapped, or you would lose everyone that you loved... if you didn't hit 100k in the next 90 days, it would be done. You would follow my five pairs of Ps to the letter... and you wouldn't quit until you hit your 100 grand." Exclusive community & resources:   For more EXCLUSIVE & unfiltered content to make, manage & multiply more money, join our private online education platform: Money.School → https://money.school   And if you’d like to meet 7 & 8 figure entrepreneurs, & scale to 6, 7 or 8 figures in your business or personal income, join us at our in-person Money Maker Summit Event (including EXCLUSIVE millionaire guests/masterminds sessions)  → https://robmoore.live/mms  🔗 CONNECT WITH ROB  📸 Facebook: https://www.facebook.com/robmooreprogressive/?locale=en_GB  📸 Instagram:  https://www.instagram.com/robmooreprogressive/  👨‍💻 Linkedin: https://www.linkedin.com/in/robmoore1979?originalSubdomain=uk  🌍 Website: https://robmoore.com/  🎙 A NOTE FOR THE #DISRUPTORS:      The world is on the edge of a revolution. Wealth, power & information are being disrupted.  Mainstream media is dying. Your freedom is being challenged. Your money is being debased. #Disruptors & Rob Moore asks the questions others dare not to ask. Disruptive & diverse guests speak out on topical world issues & their areas of success & influence. As the world has changed, Disruptors has evolved to diverse global movers, shakers & change makers who stand out & speak up.  Want to start your own podcast? Get in touch -  Disruptive Media. ⁠https://disruptivemedia.co.uk/ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this high-stakes episode, Rob Moore and Mark Homer strip away the delusions of late-cycle investing to reveal the brutal truth about the looming financial crash.  From Mark’s gut-wrenching story of losing his entire student loan in the dot-com bubble to their current multi-million pound property strategy, the duo explains why the AI hype train is a train wreck in waiting. This isn’t just a market update; it is an essential survival guide for anyone looking to stop gambling on tech unicorns and start building a bulletproof portfolio of cash-flowing assets before the floor falls out. BEST MOMENTS "Everyone tells me they've got the unicorn. Everyone tells me there's no downside. But that's because they haven't seen it and they haven't had their pants pulled down."  "Be greedy when others are fearful, and fearful when others are greedy... observe the masses and do the opposite." "When you don't have a mentor, you have to learn through your own mistakes—and mistakes are expensive. When you have a mentor, you can learn through their mistakes." Exclusive community & resources:   For more EXCLUSIVE & unfiltered content to make, manage & multiply more money, join our private online education platform: Money.School → https://money.school   And if you’d like to meet 7 & 8 figure entrepreneurs, & scale to 6, 7 or 8 figures in your business or personal income, join us at our in-person Money Maker Summit Event (including EXCLUSIVE millionaire guests/masterminds sessions)  → https://robmoore.live/mms  🔗 CONNECT WITH ROB  📸 Facebook: https://www.facebook.com/robmooreprogressive/?locale=en_GB  📸 Instagram:  https://www.instagram.com/robmooreprogressive/  👨‍💻 Linkedin: https://www.linkedin.com/in/robmoore1979?originalSubdomain=uk  🌍 Website: https://robmoore.com/  🎙 A NOTE FOR THE #DISRUPTORS:      The world is on the edge of a revolution. Wealth, power & information are being disrupted.  Mainstream media is dying. Your freedom is being challenged. Your money is being debased. #Disruptors & Rob Moore asks the questions others dare not to ask. Disruptive & diverse guests speak out on topical world issues & their areas of success & influence. As the world has changed, Disruptors has evolved to diverse global movers, shakers & change makers who stand out & speak up.  Want to start your own podcast? Get in touch -  Disruptive Media. ⁠https://disruptivemedia.co.uk/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Rob sits down with tech entrepreneur and AI Hippie Sabrina Stocker to discuss the seismic shift currently rocking the business world. Sabrina, who famously scaled a software business to 350,000 users in just six weeks, argues that the era of massive overhead is dead; we are less than a year away from the first one-person unicorn company.  From replacing six-figure copywriters with custom AI agents to using Claude as a strategic business partner that automates lead generation and networking, this episode is a brutal wake-up call for anyone still clinging to traditional business models. BEST MOMENTS "Staff members who implement AI will be great, and I think general economy, not just yours, staff who don’t will get left behind" "We predict that there’s going to be the first unicorn, which means billion-dollar company, with one person within the next 12 months." "I went over to Claude... I said 'I want you to take my offer framework... and I want you to build me out an offer.' This entire process took three hours. We then launched it. The next day we made 5k, the next day we made 10k." Exclusive community & resources:   For more EXCLUSIVE & unfiltered content to make, manage & multiply more money, join our private online education platform: Money.School → https://money.school   And if you’d like to meet 7 & 8 figure entrepreneurs, & scale to 6, 7 or 8 figures in your business or personal income, join us at our in-person Money Maker Summit Event (including EXCLUSIVE millionaire guests/masterminds sessions)  → https://robmoore.live/mms  🔗 CONNECT WITH ROB  📸 Facebook: https://www.facebook.com/robmooreprogressive/?locale=en_GB  📸 Instagram:  https://www.instagram.com/robmooreprogressive/  👨‍💻 Linkedin: https://www.linkedin.com/in/robmoore1979?originalSubdomain=uk  🌍 Website: https://robmoore.com/  🎙 A NOTE FOR THE #DISRUPTORS:      The world is on the edge of a revolution. Wealth, power & information are being disrupted.  Mainstream media is dying. Your freedom is being challenged. Your money is being debased. #Disruptors & Rob Moore asks the questions others dare not to ask. Disruptive & diverse guests speak out on topical world issues & their areas of success & influence. As the world has changed, Disruptors has evolved to diverse global movers, shakers & change makers who stand out & speak up.  Want to start your own podcast? Get in touch -  Disruptive Media. ⁠https://disruptivemedia.co.uk/ Learn more about your ad choices. Visit megaphone.fm/adchoices

The Iran war is shaking global markets — from oil prices and inflation to stocks, interest rates, and your personal finances. In this video, we break down how war in the Middle East could trigger a global financial crisis, impact the economy, and affect your money, investments, savings, and cost of living. EXCLUSIVE COMMUNITY & RESOURCES: 💡 For more EXCLUSIVE & unfiltered content to make, manage & multiply more money, join my private online education platform: Money.School → https://money.school/yt 💰 In Money.School you will gain access to 100s of hours of courses & resources to make, manage & multiply more money; to help you start or scale a business & build multiple streams of recurring income. And gain access to dozens of raw uncut #Disruptors interviews (content too controversial to publish on Youtube). 💸 LIVE event: meet Rob in person: And if you’d like to meet 7 & 8 figure entrepreneurs, & scale to 6, 7 or 8 figures in your business or personal income, join us at our in-person Money Maker Summit Event → https://robmoore.live/mms SUBSCRIBE TO MY OTHER CHANNELS: DISRUPTORS: https://www.youtube.com/channel/UCLtKal0qTf3klDUr7JS_L9Q DISRUPTORS Shorts: https://www.youtube.com/channel/UCo73qQ2qcm2q1ldQhKee3jg Moore Money Secrets: https://www.youtube.com/channel/UC9m9uR_gfIlh-wGiK5vg63Q Moore Money Secrets Shorts: https://www.youtube.com/@mooremoneysecretsshorts CONNECT WITH ME: 👤 Facebook: https://www.facebook.com/robmooreprogressive/?locale=en_GB 📸 Instagram: https://www.instagram.com/robmooreprogressive/ 👨‍💻 Linkedin: https://www.linkedin.com/in/robmoore1979?originalSubdomain=uk 🌍 My website: https://robmoore.com/ SPONSOR shout out: Direct Bullion. My Gold/Silver investing partners. (Also teaching at the Money Maker Summit above how to invest in Gold/Silver). For now, download your free Guide to Gold Pensions Now. (plus get a special bonus unique to my subscribers) at: https://robmoore.directbullion.com If you don’t risk anything, you risk everything. Learn more about your ad choices. Visit megaphone.fm/adchoices

The financial guillotine is falling on April 6th, and if you haven’t moved your money, you are essentially handing a tip to the taxman.  In this high-stakes breakdown, Rob reveals the urgent "Save and Never Touch" strategies used by the elite to shield their wealth within the UK’s complex financial system. From maximising your £20,000 ISA allowance to exploiting the massive £60,000 pension tax break, this episode is a tactical masterclass in compounding your way to millionaire status while ruthlessly cutting bad debt and ghost subscriptions.  Don’t let the new tax year catch you empty-handed! It’s time to audit your life, pay yourself first, and turn the system’s rules into your ultimate unfair advantage. BEST MOMENTS "The one rule for compounding is never interrupt it. If you have to keep paying your taxes, that would essentially erode the amount of money that’s compounding." "Most people, they pay Netflix first, and their gym membership first, and the taxman first... and them last. You need to change that and you need to pay yourself first." "One day, you’ll be able to turn on the income and potentially live off the income just from your ISAs... the point to 'Save and Never Touch' is you never touch the capital, and then one day, you just live off the income." Exclusive community & resources:   For more EXCLUSIVE & unfiltered content to make, manage & multiply more money, join our private online education platform: Money.School → https://money.school   And if you’d like to meet 7 & 8 figure entrepreneurs, & scale to 6, 7 or 8 figures in your business or personal income, join us at our in-person Money Maker Summit Event (including EXCLUSIVE millionaire guests/masterminds sessions)  → https://robmoore.live/mms  🔗 CONNECT WITH ROB  📸 Facebook: https://www.facebook.com/robmooreprogressive/?locale=en_GB  📸 Instagram:  https://www.instagram.com/robmooreprogressive/  👨‍💻 Linkedin: https://www.linkedin.com/in/robmoore1979?originalSubdomain=uk  🌍 Website: https://robmoore.com/  🎙 A NOTE FOR THE #DISRUPTORS:      The world is on the edge of a revolution. Wealth, power & information are being disrupted.  Mainstream media is dying. Your freedom is being challenged. Your money is being debased. #Disruptors & Rob Moore asks the questions others dare not to ask. Disruptive & diverse guests speak out on topical world issues & their areas of success & influence. As the world has changed, Disruptors has evolved to diverse global movers, shakers & change makers who stand out & speak up.  Want to start your own podcast? Get in touch -  Disruptive Media. ⁠https://disruptivemedia.co.uk/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Shocking national stats on graduate debt and why university can be a poor financial choice. Alarming levels of low or zero savings and how many live paycheck to paycheck. Rising reliance on buy-now-pay-later and chronic credit card minimum payments. Warnings about retirement shortfalls and tax burdens from national debt interest.