The Minority Mindset Show

"Recessions come and go, but once in a lifetime, the financial system resets. Ray Dalio says we’re on the brink—are you ready?" Billionaire investor Ray Dalio warns that the U.S. is at the end of a long-term debt cycle, a rare economic reset that happens every 50–100 years. In this episode, we break down: The Short-Term vs. Long-Term Debt Cycle – Why recessions are frequent, but true economic resets are generational. Where We Are Now – Why debt levels, government intervention, and rising taxes signal a major shift. What Happens When the Bubble Pops – How past superpowers fell—and what America can learn. How to Prepare – Smart investing, cash flow tactics, and assets that thrive in uncertainty. Is this a crisis or opportunity? Understanding Dalio’s insights could help you protect and grow your wealth. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

Dreaming of financial freedom? Real estate might be your ticket! Discover how to build a rental portfolio that generates over $100K annually. Learn the importance of location, analyze properties wisely, and understand the difference between turnkey and value-add options. Get insights on maximizing returns with a minimum 7% annual yield. Avoid common pitfalls and manage your rentals efficiently for stress-free investing. Ready to turn your dream into reality? It's time to get strategic with your investments!

"Making money isn’t magic—it’s math. Break it down, build the system, and the results will follow." If you’re starting from scratch and want to hit $100K in the next 12 months, you need a plan—whether it’s earning it, investing it, or saving it. In this episode, Jaspreet breaks down the step-by-step strategies to build your first six figures and avoid the common money traps that keep most people stuck. Here’s what you’ll learn: The three different $100K goals: earning, investing, or saving How to earn $100,000 in one year, broken down into daily sales Five high-income business ideas you can start with no experience How to turn a one-time sale into monthly recurring income The simple two-step process for reaching a $100,000 net worth Why stocks and real estate remain the best wealth-building assets The power of passive investing and how to use the CPA method Saving your way to $100,000: Budgeting, cutting expenses, and negotiating bills Whether you're looking to build a business, start investing, or simply stop living paycheck to paycheck, this episode gives you the roadmap to hit $100K and beyond. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

"The secret to building wealth isn’t how much you make—it’s how much you keep and invest." Most people make money and spend it—then wonder why they’re broke. Wealthy people do the opposite: they pay themselves first by saving and investing before spending a dime. In this episode, Jaspreet breaks down his 75/15/10 Rule—the easiest way to manage your money so you always have cash for today and investments for tomorrow. Here’s what you’ll learn: Why most people stay broke (and how to stop making the same mistake) The 75/15/10 Rule: A simple, foolproof budgeting system How to automate your finances using three bank accounts The real purpose of savings (hint: it’s NOT to build wealth) Why investing is the only way to truly get rich How to shift from saving money to building wealth The tax advantages of investing vs. earning a paycheck Passive vs. active investing—which one is right for you? If you’ve ever struggled to save or felt like you’re not making progress financially, this episode gives you a simple system to follow—no complicated spreadsheets, no gimmicks, just real wealth-building habits. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

"If the government can take their cut before you see your paycheck, why not pay yourself first too?" Most people get paid, spend, and then wonder why they’re broke at the end of the month. Wealthy people do the opposite—they invest first, save second, and only spend what’s left. In this episode, Jaspreet walks you through a foolproof system to manage your paycheck so you can start building wealth immediately. Here’s what you’ll learn: The 75/15/10 rule for dividing your income Why you should have three separate bank accounts How to “tax yourself” to build wealth before spending The real difference between saving money and investing it Why increasing your income alone won’t make you rich The mindset shift needed to escape the paycheck-to-paycheck trap How to invest passively using the CPA method (Consistent, Passive, Automatic) If you’ve ever felt like your money disappears before you can put it to work, this episode will help you take control of your finances and start making real progress toward financial freedom. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

"The tax code is a rulebook—those who understand the rules pay less." Most people don’t realize that the IRS tax code is built to benefit business owners and investors, not employees. If you don’t know how to navigate the system, you’re likely paying more than you need to. In this episode, Jaspreet breaks down seven key tax loopholes that the wealthy use to keep more of their money legally. Here’s what you’ll learn: How Section 179 allows business owners to write off big purchases (like a G-Wagon) The power of real estate depreciation and how it reduces taxable income Why the real estate professional designation can be a game-changer How the 1031 exchange lets investors defer taxes indefinitely The key to maximizing business tax write-offs with “ordinary and necessary” expenses How S-corp payroll strategies can cut self-employment taxes A bonus strategy to legally protect your assets from lawsuits If you want to stop overpaying on taxes and start using the system to your advantage, this episode is for you. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

Discover why many high earners find themselves in financial trouble despite their income. The discussion reveals how banks and corporations profit from individual struggles. Learn about the two biggest money traps that hold people back—personal spending habits and societal influences. Changing one crucial habit can be the key to financial success, highlighting a shift from consumerism to wealth-building mindset. This insightful talk will transform your perception of money and help you reclaim control over your finances.

Discover how to make your money work for you and potentially retire early by living off dividends. Learn why most fail at dividend investing and uncover a simple three-step strategy to create passive income. Explore the psychology behind successful investing and how to maintain composure in market turmoil. Dive into the best dividend-paying ETFs, REITs, and international funds for your portfolio, along with practical tips for starting your investment journey with just $1,000 a month.

Wealth is about cash flow, not just the number in your bank account. Discover how to shift your mindset from salary reliance to generating profits through asset ownership. Learn two key strategies wealthy individuals use—buying or building assets that bring in revenue without active effort. Explore investment avenues like stocks, real estate, and businesses, and understand the importance of cash flow for true financial freedom. If you're ready to stop living paycheck to paycheck, this guide is your blueprint to work smarter and create sustainable wealth.

Homeownership is often seen as a path to wealth, but it can easily become a financial burden. Discover the pitfalls of frequent refinancing and treating your home like an ATM. Understand why your mortgage payments aren't true investments and how being overly frugal can backfire. Learn about the dangers of buying a home that's too large, and get smart strategies to make homeownership work for you. With the right approach, you can turn your house into a real asset instead of a money trap.