The Minority Mindset Show

“Passive income sounds cute. Until you realize it still takes work. Just not a 9-5 kind of work.” Think passive income means sipping mimosas while your bank account fills itself? Jaspreet’s here to pop that bubble, then show you how it actually works. From dividend stocks to real estate to buying businesses, this episode breaks down what it really takes to build cash flow that can someday replace your paycheck, and how much effort each one really takes. What You’ll Learn: Why “passive” income still requires planning and oversight The 3 types of cash flow and which one fits your lifestyle How much return you can expect from stocks, real estate, and small businesses The truth about buying a business for income (spoiler: you’re the CEO) Which dividend ETFs Jaspreet personally invests in and how they work Why consistency beats hype when it comes to long-term investing You don’t need to hustle forever. But you do need a plan. This is the episode to build one. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

Discover why real estate is a recession-proof investment, expected to leverage insider knowledge. Learn about the $5 coffee test to identify winning locations and the must-have team members to support your investment journey. Explore a simple formula to ensure properties generate actual profits. Get insights on sneaky tax strategies that could reduce your tax burden significantly. Whether you aim for passive income or just want to avoid common pitfalls, this discussion equips you with the essential tools for success.

Discover how the wealthiest manage their finances and why income alone doesn't guarantee wealth. Learn about the 75/15/10 rule for effective saving and the importance of expense tracking. Understand the difference between building assets and accumulating liabilities. Explore strategies to combat credit card debt and the necessity of financial education over traditional titles. This is your motivation to stop just working for money and to start letting your money work for you!

“Just because you can qualify to buy something doesn’t mean you can afford it.” Buying a house isn’t just about finding a cozy porch and a decent school district...it’s a financial battlefield. In this episode, Jaspreet breaks down the actual step-by-step game plan to buy a home the smart way. From avoiding bad advice to dodging PMI fees and understanding why your Instagram feed shouldn’t dictate your down payment, this guide goes deep. With insights from Jaspreet’s experience as a real estate investor, attorney, and former agent, you’ll learn: Why getting pre-qualified is a must before falling in love with granite countertops How to calculate what you can really afford, not just what the bank says The hidden costs most buyers forget (hello, moving trucks and closing fees) Whether skipping a buyer’s agent actually saves you money (spoiler: not always) Pro negotiation tips, like timing your offer and using earnest money to flex What to inspect before signing anything (including your seller's sneaky plans to stay after closing) Think of this episode as your home-buying cheat code. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

Most Americans mistakenly believe that climbing the corporate ladder guarantees wealth. The harsh reality is that CEOs are obligated to make shareholders rich, not employees. Salaries are capped while ownership potential is limitless. To truly build wealth, one must pursue ownership through earning, buying, or building. Transforming a salary into investment opportunities can shift your perspective on your role and earnings. Understanding the difference between consumers and shareholders is crucial for achieving financial independence.

“You’ve been told to cut Starbucks and clip coupons. But if you really want to see your bank account grow, you need to focus on the bigger financial decisions.” In this episode, Jaspreet outlines five high-impact money moves that can change your financial future, without sacrificing the things you love. These aren’t budget hacks. They’re real strategies to save more, earn more, and build wealth faster. You’ll learn how to: Audit your retirement accounts by checking expense ratios that could cost you hundreds of thousands over time Cut back on major expenses like your home and car, and redirect that money into building your future Negotiate a raise and see how just $5K more per year, properly invested, can add over $1 million to your net worth Create a system for your money using the 75/15/10 rule and monthly tracking to turn extra income into long-term wealth Take calculated risks on yourself, whether it’s a side hustle, new career, or simply investing in your skills and mindset These five moves can have a bigger impact than any coupon ever could, and they’re all steps you can start today. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

"Once you get $1,000, don't run to Gucci and blow it on an ugly shirt like your broke cousin does." Jaspreet is here with a smarter, richer alternative. In this episode, he breaks down five powerful ways to turn $1,000 into so much more...whether you're trying to grow wealth, get out of debt, or finally start that side hustle. You’ll learn how to: Park your cash smartly by using high-yield savings accounts that actually pay you to save Build a self-education stack with 25 book recommendations that can give you an MBA-level financial mindset for a fraction of the cost Start investing wisely, using ETFs like VTI and SPY while applying Jaspreet’s CPA strategy—consistent, passive, and automatic Launch a small business with big upside, from AI consulting to social media lead generation, with real numbers and low startup costs Pay down high-interest debt strategically, locking in guaranteed returns and reducing financial stress without taking unnecessary risks This episode is your blueprint for what to do when you get an extra $1,000, and how to make sure it’s not the last $1,000 you ever see. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

Discover how to transform your paycheck into a wealth-building tool instead of just covering bills. Learn the 75-15-10 rule for budgeting, which helps prevent overspending by allocating funds to saving, spending, and investing. Explore strategies for handling debt wisely, distinguishing between high and low-interest rates. Get insights into smart investing, particularly in index funds instead of risky stocks. Finally, become a conscious spender with the 'Rule of 5' to ensure you're making decisions that support long-term financial health.

Discover essential financial moves to secure your future before turning 40. Learn why tracking every dollar can outpower excessive income and how to build wealth through cash flow, not just savings. Get the lowdown on 0% APR offers and how to spend wisely while protecting your financial future. Uncover the importance of emergency funds and distinct accounts for spending, saving, and investing. Dive into strategies for debt repayment and leaving a legacy, ensuring your 40s are filled with freedom instead of frenzy.

"A million dollars is a lot of money, but is it enough money?" That’s the million-dollar question—literally. In this episode, Jaspreet grabs the whiteboard and breaks down why hitting that seven-figure milestone won’t automatically grant you financial freedom (or even a peaceful retirement). From inflation quietly eating away your savings to Instagram flexing turning millionaires into broke influencers, Jaspreet lays out four paths for using $1M, and why only some of them actually work long-term. Whether it’s living off dividends, investing for growth, or buying rental property, he shows how every choice comes with tradeoffs, taxes, and a whole lot of fine print. You’ll learn: Why saving your way to safety might leave you broke by year 21 How dividend income stacks up against growth stocks What real estate investors know that savers don’t How to turn $1M into generational wealth instead of a 10-year shopping spree Before you assume a million bucks is the finish line…listen to this. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------