Wealth Strategy Secrets of the Ultra Wealthy Podcast

In this Wealth Strategy Deep Dives episode, Dave Wolcott unpacks one of the biggest common denominators among highly successful people: they invest in themselves first. From masterminds and personal development to daily habits like meditation, journaling, and fitness, Dave explains why focusing on your growth delivers the highest ROI—often 10x to 100x. He also reminds us that success isn't just about net worth. It's about advancing consciousness, designing your life intentionally, surrounding yourself with the right people, and creating lasting impact. Money follows when you focus on building yourself, your habits, and your vision for the future. Ready to take the next step? Visit holisticwealthstrategy.com to download a free copy of Dave's book and join our investor community. You'll also gain access to exclusive content, opportunities, and resources to accelerate your path to freedom. Book a call with our team or join our mastermind to go deeper into building true generational wealth.

Today's episode is packed with inspiration and practical strategies as we welcome Brandon Elliott, a self-made real estate investor with a journey unlike any other. Brandon is the founder of Credit Counsel Elite, and his story takes us from a childhood of scarcity, through dangerous setbacks, and ultimately to financial freedom. After surviving a life-altering explosion, Brandon transformed his mindset and set out to master the art of leveraging banks' money—what he calls "OBM: Other Banks' Money"—to build an impressive $14 million real estate portfolio and generate over $50,000 per month in income. Brandon hasn't followed a conventional path to wealth, and certainly not the Dave Ramsey approach. Instead, he's used creative financing, strategic credit stacking, and under-the-radar banking strategies to make capital available and accelerate his investments—without relying solely on his own savings or high-interest options. His mission now is to help other business owners, real estate investors, and entrepreneurs learn the "rules of the game" that banks use, so they too can tap into life-changing funding opportunities. In this episode, Brandon shares the real-life lessons that took him from financial rock bottom to thriving success. You'll hear actionable insights and step-by-step advice for creating capital out of seemingly thin air. In this episode, we discuss: Brandon's journey from hardship to financial independence Creative ways to leverage credit and bank relationships to generate investment capital The fundamentals of the BRRRR strategy and credit stacking Actionable tips for building strong credit profiles and accessing zero-percent bank funding Click here to learn more: https://pantheoninvest.com/episode186

In this solo episode of Wealth Strategy Deep Dives, I share the foundational principles behind building true, lasting wealth outside of Wall Street. Over the past 25 years, I've invested in alternative assets, studied passive income theory versus accumulation theory, and built businesses that focus on both growing and protecting capital. What I've discovered—and what I share in today's conversation—is that wealth isn't just about tactics like real estate or oil and gas investments. Those are tools. The real key is clarity. Clarity around your vision, your values, and how financial capital fuels other critical forms of capital: spiritual, emotional, social, and physical. At the end of the day, money is not the end goal—it's the energy that empowers you to live with purpose, create impact, and build legacy. This episode unpacks why the "just hit a retirement number" approach of traditional financial planning falls short, and why creating a holistic wealth blueprint allows you to align money with meaning. If you've ever wondered how to move beyond simply chasing returns to creating real freedom for yourself and your family, this episode is for you. If this episode sparked something, head to holisticwealthstrategy.com to download a free copy of my book. You'll also get access to our investor community where we share exclusive educational content, new opportunities, and resources designed to help accelerate your path to freedom. And if you want to go even deeper, book a call with our team to learn about our Virtual Family Office services or join our mastermind group where we dive into building true generational wealth.

Today we have a fascinating episode with Daniel Brereton, Director at Equity Multiple, and a true expert in both traditional and alternative investments. Daniel's journey is as impressive as it is educational—after serving as an Army officer, he translated his leadership and analytical skills to the world of private markets, first at UBS advising pensions and endowments, and now helping everyday investors unlock access to institutional-quality real estate deals. Host Dave Wolcott explores Daniel's evolution from the military to the cutting edge of wealth strategy, shining a light on how family offices and leading endowments invest beyond the stock market. Daniel shares his firsthand knowledge of asset allocation and explains why alternatives like private credit and real estate can be game-changers for building a diversified, resilient portfolio. In this engaging conversation, Daniel breaks down what true financial freedom means, what he learned by working with some of the world's most sophisticated investors, and how regular investors can benefit from private market opportunities—without needing to write million-dollar checks. Listeners will gain actionable advice on evaluating risk, choosing the right partners and sponsors, and building wealth with patience and intention. In this episode, we discuss: The fundamentals of asset allocation and diversification beyond traditional stocks and bonds Why private credit and real estate are especially attractive in today's market cycle How to assess risk, sponsor quality, and market opportunities in private market deals Actionable tips for gaining access to institutional-quality investments and accelerating your wealth trajectory https://pantheoninvest.com/episode185

In this solo episode of Wealth Strategy Deep Dives, Dave shares one of the most powerful keys to building legacy wealth—creating your dream team. Too often, investors try to grow alone, but the ultra-wealthy know that scaling wealth requires surrounding yourself with experts who can help you protect, preserve, and multiply your assets. Dave walks through the essential roles every investor should consider, from a functional medicine doctor and nutritionist who keep you performing at your peak, to proactive tax planners, asset protection attorneys, insurance strategists, and risk managers who safeguard your wealth. He explains why the right advisors should not just be at your level—but 10x above you—so you can accelerate your path to becoming your future self. This episode challenges you to ask a game-changing question: If I were to 10x my wealth today, who would I need on my team to make that happen? The answer may transform not only your portfolio, but your entire life. Ready to take the next step? Download a free copy of Dave's bestselling book The Holistic Wealth Strategy at holisticwealthstrategy.com. You'll also gain access to our exclusive investor community, packed with education, opportunities, and resources to accelerate your path to freedom.

Today's episode is an absolute must-listen for anyone eager to take charge of their financial future and break free from the Wall Street roller coaster. We're joined by Kaaren Hall, the founder and CEO of U Direct IRA Services, and a true force in the world of Self Directed IRAs. With a background rooted in real estate, mortgage servicing, and loan origination, Kaaren brings over a decade of hands-on experience empowering investors to diversify their retirement funds beyond conventional stocks and bonds. Throughout this informative conversation, Kaaren unpacks the opportunities and realities of self-direction. She shares her journey from the mortgage industry to building her own self-directed IRA firm, and reveals how investors are using these accounts to tap into real estate, private credit, precious metals, syndications, and even cryptocurrencies. Kaaren also tackles the myths and misconceptions about diversification as sold by Wall Street, emphasizing the importance of understanding your investments and taking full responsibility for your financial decisions. Practical, step-by-step advice is offered on how to open, fund, and invest through a self-directed IRA, as well as how to avoid common tax pitfalls like UBIT and UDFI. Whether you're looking to reposition idle retirement assets or just want to raise your financial IQ, Kaaren's expertise will help illuminate the path toward greater control and smarter diversification. In this episode, we discuss: The basics of self-directed IRAs and how they work Real-world myths and truths about investment diversification Tax considerations such as UBIT and UDFI How to select and perform due diligence on alternative assets Click here to learn more: https://pantheoninvest.com/episode184

In this special solo episode of Wealth Strategy Secrets of the Ultra Wealthy, Dave Wolcott breaks down one of the most misunderstood concepts in wealth building—the difference between an accumulation strategy and a passive income strategy. While traditional financial planning focuses on building a nest egg for retirement, Dave explains why shifting your mindset to prioritize consistent, sustainable cash flow can give you true freedom—no matter your age. He challenges the conventional retirement narrative, showing how freedom of purpose, time, and relationships matters far more than a "magic number" in your bank account. Dave also debunks the myths around passive income, revealing why many so-called "passive" streams like Airbnb, YouTube channels, or Amazon stores are actually businesses requiring years of effort before becoming hands-off. He dives into the deeper question of why you're seeking passive income in the first place, emphasizing that clarity of vision and intentionality often matter more than the money itself. With parallels between health and wealth, Dave shares how mindset, intellectual capital, and even longevity practices tie into building a truly holistic life—where your wealth fuels vitality, purpose, and impact. Grab your FREE copy of The Holistic Wealth Strategy and get access to our exclusive investor community here: holisticwealthstrategy.com Want to go deeper? Book a call with our team to learn about our Virtual Family Office services or join our Mastermind to accelerate your path to generational wealth: pantheoninvest.com

Today's episode features a true legend in the world of financial education—Sharon Lechter. Sharon is the co-author of the globally renowned book, Rich Dad, Poor Dad, a bestselling CPA, and a former advisor to two U.S. Presidents. Her mission: to elevate financial IQ and empower people everywhere to achieve financial freedom. Dave Wolcott sits down with Sharon for a comprehensive conversation that goes behind the scenes of the Rich Dad story—how it began, why it resonated with millions, and the powerful legacy it's still creating today. Sharon shares her unique upbringing around the language of assets and cash flow, her early business ventures, and the pivotal moment that led her to collaborate with Robert Kiyosaki and create the groundbreaking Cashflow board game. Listeners will gain a fresh perspective on wealth-building, as Sharon breaks down complex ideas like good and bad debt, the importance of true diversification, and why "assets are sexy." She also shares practical, actionable wisdom for navigating today's uncertain markets, and timeless advice for teaching children the mindset and skills they need to be successful with money. Whether you're just starting your wealth journey or looking to take things to the next level, Sharon's insights are guaranteed to change the way you think about money and legacy. In this episode, we discuss: The origin of Rich Dad, Poor Dad and Sharon's journey to financial literacy advocacy The difference between real asset diversification vs. Wall Street's version Understanding good debt vs. bad debt and how to leverage it wisely How to break the cycle of financial ignorance for the next generation Click here to learn more: https://pantheoninvest.com/episode183

In this Wealth Strategy Deep Dive, I challenge the conventional wisdom around diversification that Wall Street and traditional financial planners promote. Most investors are told to split their portfolio in a 60/40 allocation between equities and bonds, or maybe diversify further across different market caps and international equities. But in reality, that's just moving risk around within a single asset class that's still correlated to the market—and still vulnerable to volatility. Drawing from the playbooks of ultra-high-net-worth investors, family offices, and sovereign wealth funds, I break down what true diversification looks like. It goes beyond the stock market and includes non-correlated asset classes such as real estate, private equity, and businesses. But it's not just about adding asset types—it's about strategically managing risk across different environments. After all, going all-in on real estate carries its own interest rate risks too. True wealth strategy means building a portfolio that can weather any storm by thoughtfully spreading your investments across multiple, uncorrelated areas. If this episode sparked a new way of thinking for you, grab a free copy of my book at https://holisticwealthstrategy.com/ and join our investor community. You'll get exclusive access to new opportunities, deep-dive educational content, and the tools you need to create multi-generational wealth. For those ready to go further, connect with our team to explore our Virtual Family Office or join our Mastermind for advanced strategies.