Decoding Retirement

Cryptocurrency is gaining ground as an increasingly important asset across the world of finance, but does it hold promise as a way for retirees to grow their nest eggs? This week on Decoding Retirement, Robert "Bob" Powell speaks with Coinbase's chief security officer Philip Martin about the promise and perils of crypto. Martin discusses how to determine if a crypto platform is trustworthy, the basics of blockchain technology, and what red flags to look out for in transactions involving cryptocurrency. Yahoo Finance's Decoding Retirement is hosted by Robert Powell. Find more episodes of Decoding Retirement at https://finance.yahoo.com/videos/series/decoding-retirement. Learn more about your ad choices. Visit megaphone.fm/adchoices

Join financial planner Jeremy Keil, author of 'Retire Today', as he navigates the intricacies of pre-retirement planning. He highlights the importance of emotional and financial readiness, recommending trial runs to test your retirement lifestyle. Discover how to leverage Social Security as a form of lifetime insurance and learn about optimizing benefits for couples. Jeremy also dives into the significance of longevity in planning and shares strategies like Roth conversions to minimize taxes. Prepare for the unexpected with insights on legacy risks and long-term care.

John McHugh, an associate professor at Virginia Commonwealth University and expert on family caregiving, discusses the urgent caregiving crisis as America's aging population grows. He highlights that nearly half of U.S. states face critical caregiving risks, emphasizing the need for family planning and local community support. John explains how Medicaid cuts are pressuring family caregivers and shares insights on retirement savings setbacks for younger caregivers. With practical resources and optimism for policy changes, he urges listeners to stay informed and prepared.

Has your career given you burnout? Are you wondering when you will be able to focus on the things that matter most to you? On this episode of Decoding Retirement, host Bob Powell speaks with author Jillian Johnsrud about her new book "Retire Often," and how taking several 'mini-retirements' throughout the course of your career could improve your life for the better. Jillian discusses the preparations required to 'mini-retire,' and how you can use your time away from work to focus on upskilling, building relationships, and taking care of personal matters. By working on self-care and self-improvement, Jillian suggests that your professional life can also benefit. Yahoo Finance's Decoding Retirement is hosted by Robert Powell. Find more episodes of Decoding Retirement at https://finance.yahoo.com/videos/series/decoding-retirement. Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of Decoding Retirement, host Bob Powell discusses executive retirement with Amy Permenter, executive wealth strategist for Bank of America, revealing the essential steps to take to ensure your golden years are as successful as your working years. Amy speaks about the importance of understanding your company's benefits, navigating identity transition, and preparing for potential out-of-pocket healthcare costs. You don't have to be an executive to benefit from the practical retirement advice on this week's Decoding Retirement. Yahoo Finance's Decoding Retirement is hosted by Robert Powell. Find more episodes of Decoding Retirement at https://finance.yahoo.com/videos/series/decoding-retirement. Learn more about your ad choices. Visit megaphone.fm/adchoices

Matthew Sommer, Head of the specialist consulting group at Janus Henderson Investors, shines a light on the alarming rise of financial scams targeting seniors. He discusses the reasons behind this vulnerability, including loneliness and health issues. Sommer highlights types of scams such as romance fraud and the risks of cryptocurrency payments. He also introduces the SAFE program from Wayne State University as a vital resource for victims. Tune in to learn red flags and practical steps families can take to protect their loved ones.

Marsha Mantel is an insightful Medicare educator and author, while Fred Riccardi leads the Medicare Rights Center. They dive into Medicare's hidden costs and reveal the risks of 'free' Medicare Advantage plans. Discover why switching plans could cost retirees thousands and the importance of carefully comparing Medigap options. The conversation highlights critical enrollment strategies and warns about unnoticed provider network changes. They also stress the need for reliable Medicare resources and proactive consumer behavior.

Choosing the right Medicare Part D plan could be the single biggest factor in helping you save thousands on your prescriptions each year. In this Decoding Retirement episode, Bob Powell and guest Katy Votava break down how to find the best drug coverage for 2026 - from understanding the different tiers to decoding copays and co-insurance. Learn why the cheapest plan isn’t always the best deal - and how one simple review could save you big at the pharmacy. Yahoo Finance's Decoding Retirement is hosted by Robert Powell. Find more episodes of Decoding Retirement at https://finance.yahoo.com/videos/series/decoding-retirement. Learn more about your ad choices. Visit megaphone.fm/adchoices

Medicare Advantage is more popular than ever, but also more confusing. More than 34 million Americans are enrolled in these Part C plans, yet many don’t understand how they differ from Original Medicare or what hidden costs to watch for. On day four of our Medicare Annual Enrollment series, host Bob Powell and guest Jae Oh break down how Advantage works, what’s changing in 2026, and how to avoid costly mistakes. This episode is your step-by-step guide to choosing the right plan before December 7th. Yahoo Finance's Decoding Retirement is hosted by Robert Powell. Find more episodes of Decoding Retirement at https://finance.yahoo.com/videos/series/decoding-retirement. Learn more about your ad choices. Visit megaphone.fm/adchoices

Choosing the right Medicare plan can feel like solving a puzzle, but there’s one tool that can make it much easier. In this episode of Decoding Retirement, Bob Powell and Senior Vice President at KFF Tricia Neuman discuss down how to use the Medicare Plan Finder to compare plans, uncover hidden costs, and avoid costly mistakes. The Plan Finder helps you find the best value for prescriptions, doctors, and pharmacies. This episode gives retirees a simple roadmap to make smarter Medicare choices this enrollment season. Yahoo Finance's Decoding Retirement is hosted by Robert Powell. Find more episodes of Decoding Retirement at https://finance.yahoo.com/videos/series/decoding-retirement. Learn more about your ad choices. Visit megaphone.fm/adchoices