Zoe Gillespie

In this discussion, Caroline Bright, a strategy expert from Ricoh Europe, delves into the complexities of digital market trends and the unique challenges faced by the pub industry. Emma McClarkin, representing the British Beer and Pub Association, highlights the looming effects of increased business rates and potential pub closures. Meanwhile, Claire Burnett from Chococo sheds light on fluctuating cocoa prices and the implications for chocolate consumption. Zoe Gillespie provides insight into the broader economic landscape, exploring commodities and inflation pressures.

Karen Kerrigan, COO of the Moneybox app, shares insights on consumer saving behavior and the impact of ISA policy changes. Zoe Gillespie, an investment manager at RBC Brewin Dolphin, evaluates how recent budget measures influence growth and market confidence. Neil Carberry, CEO of the Recruitment and Employment Confederation, discusses the government's U-turn on employment rights, explaining the implications for employers and workers alike. The conversation also touches on Christmas tree season and the effects of climate on tree cultivation.