Vinay Bagri

In this engaging discussion, Vinay Bagri, co-founder of Niyo and a key player in India's neo banking movement, shares his insights into the evolution of travel tech in India. He explores why young Indians prioritize travel, highlighting that 40% of personal loans are now for this purpose. Vinay also details the dramatic shift from traditional banking to digital solutions and the profound impact of regulations on fintech. He critiques India's tourism strategies, discussing the challenges that prevent it from becoming a top travel destination despite its rich offerings.