Vadim Kutsyy, a distinguished architect and data science lead at PayPal, dives into the transformative power of AI in the payments industry. He discusses how machine learning is revolutionizing transaction security and fraud detection, enhancing customer experience in the process. Kutsyy highlights the shift from traditional models to advanced algorithms, emphasizing the importance of proprietary data. He also touches on how AI personalizes user experiences on platforms like PayPal and eBay, paving the way for innovative marketing strategies.