Tricia (Trisha) Pena

Tricia Pena from Hermitage, Tennessee, shares a heartfelt story about how changes to ACA premium subsidies will drastically raise her insurance costs. Health policy researcher Cynthia Cox dives into the impact of expanded tax credits, detailing how they doubled marketplace enrollment and stabilized insurance risk pools. They discuss projected premium increases if subsidies expire, the historical roots of Obamacare, and the ongoing political gridlock that complicates future reforms. The conversation highlights the real stakes for individuals like Tricia navigating this complex landscape.