Trey Smith

Trey Smith, an accomplished employee benefits sales leader at Hub International, reveals the pitfalls of high healthcare deductibles, arguing they create major barriers to necessary care. He advocates for 'first dollar' coverage, which encourages timely treatment and ultimately lowers costs. The conversation explores innovative plan designs, the importance of tiered networks for directing patients to quality providers, and the role of tech in enhancing benefits. Trey emphasizes how these strategies not only help employees but can also boost recruitment and retention for employers.