Monica Millares, Chief Product Officer at BigPay, focuses on digital natives in Southeast Asia, while Tony Brancato, from Charlie, champions banking for retirees. Joe Colchester, leading product at 11:FS Pulse, shares insights on combating modern fraud. They dive into sophisticated scams, including AI-driven tactics and emotionally manipulative strategies. The conversation explores how fintechs are leveraging technology to create robust defenses, emphasizing the importance of proactive education and tailored strategies, especially for vulnerable populations.