Tommy Nicholas

Tommy Nicholas, Co-founder and CEO of Alloy, dives into the challenges and triumphs of building a fintech platform for identity and fraud prevention. He discusses how consumer financial protections can paradoxically increase fraud and shares insights on achieving product-market fit through hands-on sales. Tommy reveals the emotional highs and lows of entrepreneurship and why the hardest parts of company building often yield the greatest rewards. He also reflects on the complexities of fundraising and the evolving landscape of fintech risk management.

Reggie Young interviews Tommy Nicholas, CEO of Alloy, discussing the challenges of fraud in fintech and the future of banking. They explore the increase in risk tolerance among fintechs, simplify audits and understand fraud in the card space, manage card issuing complexity in the fraud space, build trust with banks and mature fintechs, and discuss overlooked topics in fintech such as market reorientation and the community banking crisis.

Tommy Nicholas, CEO of Alloy, discusses Alloy's unified operating system for risk, fraud, and credit evaluation in retail financial services. They talk about overcoming early challenges, the future of Alloy and fintech, and end with a lightning round of quick questions for the guest.