Tom O’Malley

Tom O'Malley, a former federal prosecutor and identity-protection advocate, dives into the world of cybercrime and fraud. He reveals how victims are often presumed guilty by creditors and shares insights from his own experience with identity theft. O'Malley emphasizes practical defenses like credit freezes and alerts to protect against scams. He discusses the alarming trend of generational wealth being drained by transnational crime rings and offers simple strategies for safeguarding your finances, including using bank apps and implementing family oversight.