
Tom McPhail
Pensions expert at The Lang Cat and former Head of Policy at Hargreaves Lansdown, specializing in retirement planning strategies.
Top 3 podcasts with Tom McPhail
Ranked by the Snipd community

16 snips
Jul 8, 2024 • 1h 11min
Will you be hit by the UK pensions crisis?
Pensions industry expert Tom McPhail discusses the UK pension crisis, inadequate savings, state pension uncertainty, and the debate between a house or a pension. They delve into challenges in the pensions industry, the need for financial education in schools, and how pension funds can drive economic growth. Practical advice is shared on maximizing retirement savings and navigating financial trade-offs.

13 snips
Jan 16, 2025 • 1h 34min
Pension expert: The one thing you must sort out this year
Tom McPhail, a pensions expert at The Lang Cat and former Head of Policy at Hargreaves Lansdown, shares crucial insights on retirement planning. He emphasizes making pensions a priority this year, discusses calculating retirement needs, and the importance of engaging with pension plans. Tom unpacks the benefits of salary sacrifice and tax relief, and highlights the need for a diversified savings approach, including ISAs. He also navigates the complexities of choosing investment strategies and the role of state pensions in today’s changing demographic landscape.

Nov 3, 2024 • 46min
The budget recovery plan!
Chris Etherington, a leading tax analyst at RSM, and Tom McPhail, a seasoned pensions expert at the Lang Cat, join to break down the recent budget's impact on personal finances. They discuss the tax increases and implications for employment and property owners, including higher stamp duty and challenges for first-time buyers. The duo also highlights new retirement savings strategies, emphasizing early planning for younger workers. Expect insightful analysis on the complexities of fiscal policies and how to navigate these financial changes.