Tom Larsen, Senior Director at Corelogic and a specialist in catastrophe modeling, joins the discussion to delve into pressing economic issues. With Americans facing over $1 trillion in credit card debt, Larsen highlights the financial strain on consumers, especially younger generations. The conversation shifts to the escalating risks homeowners face from extreme weather, as rising costs challenge insurance models. With these factors in play, he offers insight into how homeowners must adapt to safeguard their investments.