Tom Cruz, a savvy real estate investor and creative financing expert, shares his remarkable journey from a mere $15K to over $650K in monthly passive income. He discusses how an unexpected turn with his dog's breed restrictions led him to thrive in Section 8 housing. Tom reveals the power of creative financing, effective tenant screening, and the myths around government income. Additionally, he humorously highlights the quirks of tenant preferences, showing how strategy and a bit of luck can transform the real estate landscape!