Toby Newbatt, a self-taught personal finance YouTuber, shares invaluable investing wisdom drawn from reading over 40 books. He candidly discusses his early investing blunders and the lessons learned, emphasizing the need for accessible financial education. The conversation dives into the charms and pitfalls of cryptocurrency, the importance of research in making informed decisions, and the ethics of trading platforms. Toby also highlights the benefits of diversification and the necessity of long-term strategies to navigate the unpredictable investment landscape.