Timothy Li

Co-founder and CEO of LendAPI, an orchestration platform that helps banks, fintechs, and retailers deploy embedded finance and lending products with a focus on real-time decisioning and integration.

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Oct 28, 2025 • 59min

How Tech Is Really Reshaping The Lending Landscape

Brian Reshefsky, founder and CEO of EDGE, Timothy Li, co-founder of LendAPI, and Vincent Zhang, chief growth officer at Braviant Holdings share insights on the transformative power of cashflow analytics in lending. They discuss how banks and fintechs can enhance underwriting through transaction data and real-time decision-making. The trio highlights the shift toward embedding finance in everyday transactions and the future potential of consumer-controlled financial passports, aiming for seamless lending experiences.

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