Tim Bowler

Tim Bowler, President of ICE Mortgage Technology, dives into the world of Vantage 4.0 and its groundbreaking implications for lenders. He discusses how this new credit score model can enhance access to credit for first-time homebuyers by incorporating trended and alternative data. Bowler emphasizes the importance of technology in strengthening borrower relationships and the need for collaboration to smoothly integrate Vantage 4.0 into mortgage lending. He also highlights strategies to navigate market fluctuations and prepare for increased refinancing demand.