Thomas Cowan
Former Federal Reserve researcher and current Head of Tokenization at Galaxy Digital with prior experience at Ripple and Paxos; focuses on stablecoins, CBDCs, and on-chain financial infrastructure.
Best podcasts with Thomas Cowan
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Dec 16, 2025 • 32min
How the World's Largest Financial Institutions Are Approaching Tokenization with Galaxy
Thomas Cowan, Head of Tokenization at Galaxy, dives into the evolving world of tokenization in finance. He discusses how tokenization has transitioned from experimental technology to vital market infrastructure. Thomas identifies three key trends—technological maturity, regulatory clarity, and the influx of traditional finance capital—as crucial factors driving this shift. He outlines the benefits of on-chain structures, including real-time transparency and improved settlement. The conversation also touches on potential risks and the future of institutional adoption in areas like money market funds and CLOs.
Oct 10, 2025 • 28min
Ex-Fed Researcher: Why Stablecoins Will Replace Banks by 2030
Thomas Cowan, a former Federal Reserve researcher and now Head of Tokenization at Galaxy Digital, discusses the transformative power of stablecoins. He highlights how stablecoins outperform banks by enabling cheaper, faster transactions and closing the on-chain/off-chain gap. Cowan contrasts stablecoins with CBDCs, emphasizing regulatory clarity and the private sector's speed in developing solutions. He shares insights on Europe’s AllUnity launch, the potential for capital efficiency akin to AI's impact, and how stablecoins can facilitate new economic integration and innovative use cases.
