Former Visa fintech executive Terry Angelos discusses Visa's latest advancements in payments, including Flexible Credentials and passkeys. They explore future trends in pay-by-bank, data token opt-ins, and the impact on the banking infrastructure. The conversation highlights the potential transformation of online payments and the integration of biometric authentication for a seamless user experience.

Terry Angelos, SVP of Commerce Solutions at Visa and co-founder of TrialPay, shares his journey from startup to acquisition. He recounts the serendipitous beginnings with Alex Rampell and discusses the hurdles of creating an e-commerce payment platform. The conversation delves into strategic team building, customer engagement challenges, and the rapid evolution of payment systems. They explore how third parties can enhance profits in an industry ruled by giants and consider the future landscape shaped by digital currencies and changing consumer habits.