In this discussion, TC Niedzialkowski, former CISO at Thumbtack and head of security at Nextdoor, dives into the rising threat landscape, particularly with telecom breaches and the tricky dynamics of digital payments. He addresses JP Morgan Chase’s caution in blocking Zelle payments amidst scam risks. The conversation filters through cybersecurity's geopolitical influences, highlighting recent removals like the DeepSeek app. TC also reflects on youth engagement in tech, sharing anecdotes about learning from mistakes and the evolving security landscape.