In this insightful discussion, Alex Lee, a former insurance CFO turned actuarial consultant, and Tan Ern Ser, a sociologist and policy scholar from the Institute of Policy Studies, tackle pressing issues in Singapore's healthcare. They debate whether a single-payer system could secure a sustainable future or exacerbate current challenges. The conversation delves into rising healthcare costs, the profit dynamics of insurance companies, and the balance between individual responsibility and community support in a time of crisis.