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In this liberating episode of How I Healed My Gut, Dane Johnson sits down with Andy Schoonover, founder of CrowdHealth, to expose one of the most broken systems in modern life: health insurance.

Andy’s journey began with a nightmare that many families know all too well. His daughter needed a simple medical procedure, but after doing everything “by the book,” Andy was hit with an $8,000 bill that insurance refused to cover. Labeled “medically unnecessary,” the denial left Andy shocked, angry, and uninsured. But instead of accepting defeat, he built a new system, one that puts people, not profits, at the center of care.

CrowdHealth flips the script by creating a community-funded healthcare model where members support each other directly, costs are negotiated down by up to 90%, and you’re no longer trapped in narrow provider networks or bloated monthly premiums. Imagine being able to choose your own doctor…yes, even licensed naturopaths or functional medicine practitioners, while cutting your healthcare costs by thousands per year.

Together, Dane and Andy explore what real healthcare freedom looks like, why the insurance industry is failing millions, and how CrowdHealth could radically change your family’s financial and physical well-being.

Key Takeaways:

No More Network Nightmare: CrowdHealth members can see any doctor they choose, including functional and integrative medicine experts typically excluded by traditional plans.
A $3,000 Birth (Really): Prenatal, birth, postnatal, even doulas and home births are covered. Compared to $7–10K out-of-pocket costs with insurance, it’s a complete game-changer for families.
Predictable Monthly Costs: Pay a low monthly base (as little as $55/person) and a capped contribution to other members’ needs—no surprise bills, no hidden fees.
Fast, Transparent Funding: Most medical bills are funded in under 7 days through a peer-to-peer system that avoids bureaucracy and gets real cash to members when they need it..
Pre-Existing Conditions: After 2 years of membership, even chronic conditions become eligible. In the meantime, CrowdHealth will still negotiate bills and find affordable meds for you.

Resources Mentioned:

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Join CrowdHealth Today!: https://app.joincrowdhealth.com/registration/new

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Get to Know Andy Shoonover:

Andy, the founder of CrowdHealth, has seen firsthand the failures of the health insurance system. Years ago, his daughter battled recurring ear infections and a ruptured eardrum. After a necessary, albeit quick, procedure, he was slapped with an $8,000 bill. His insurance company refused to pay, deeming it "medically unnecessary."

Despite doing everything right, the insurance he had trusted in left Andy’s family high and dry when they needed them most. That's when Andy realized the system was broken and decided to create CrowdHealth, a more compassionate and reliable alternative to pay for healthcare.

Traditional health insurance is often impersonal and unreliable, with twisted incentives. At CrowdHealth, they’re changing the narrative. They treat their members like family, assisting them on their health journey, and managing their bills at an affordable cost. They’re creating a system where the focus is on keeping their members healthy, rather than profiting from their illnesses. Their goal is to redefine the meaning of "healthcare" in our society.

The sad truth is, each year, 250,000 people with insurance declare bankruptcy due to medical bills. It's a clear sign that the existing system isn't working and serves to benefit the pockets of the medical industrial complex. Frustrated with the lack of justifiable reasons, Andy stopped seeking answers and decided to build a better solution. And that’s what CrowdHealth is all about.

Sigrid Bremer

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