Keith Rabois, a former PayPal executive and fintech investor, dives into Ramp's incredible $13B valuation, discussing its impact on the sector. Packy McCormick adds his insights on financial efficiency and entrepreneur mindset. Sheel Mohnot shares thoughts on the evolving fintech landscape and the challenges startups face. They humorously touch on sleep scores, critique inflated company valuations, and tackle the complexities of cryptocurrency and its political implications. The conversation also explores lunar innovations and the intersection of technology and finance.